Embodiments for providing a timely indication that a wireless transaction has been completed, using a command-based timer solution, are provided. These embodiments include receiving a first command, associated with the wireless transaction, from a reader; initiating, using an applet, a first command-based timer when the first command is received; issuing, using the applet, an activity timeout signal when the first command-based timer expires before a second command is received from the reader; and providing an indication that the wireless transaction has been completed in response to the activity timeout signal. In some embodiments, the command-based timer solution may also include canceling, using the applet, the first command-based timer when the second command is received before the first command-based timer expires; initiating a second command-based timer when the second command is received; and issuing the activity timeout signal when that the second command-based timer expires.

System and method to adjust in-vehicle content based on digital assets are described herein. Exemplary implementations include: receive authentication information for a user; determine whether the authentication information is valid; determine, responsive to determination that the authentication information is valid, a set of one or more digital assets that are associated with an address included in a digital wallet of the user based on transactions recorded on a decentralized ledger such that the user owns the set of the one or more digital assets, wherein the transactions includes the address and the set of the one or more digital assets, wherein the digital wallet includes a private key that provides the user with access to consideration sent to the address; determine a set of one or more content correlated to the set of the one or more digital assets, wherein the content is stored in electronic storage; and adjust in-vehicle content based on the one or more digital assets and the correlated set of one or more content.

A method for utilizing smartglasses-enabled, autonomous, transfer technology, to execute a transferor to recipient transfer is provided. The method may include receiving, via hand gestures at the smartglasses, a mobile phone number of a target recipient. The method may also include transmitting the mobile phone number from the smartglasses to an entity associated with the transferor. The method may then determine a recipient identification number associated with the mobile phone number at the entity associated with the transferor, and, preferably then, communicating with a transfer gateway to initiate a payment between a transferor account number associated and the recipient identification number. The method may also include processing the transfer via the transfer gateway and transmitting a completion notification to a mobile device associated with the mobile number and to the smartglasses.

A biometric heartrate authentication system and method is disclosed that leverages heartrate information collected by heartrate tracking devices to build a heartrate profile for a client. The system further leverages location information collected by existing location information services to determine an activity profile for a client. The activity profile information may be used together with the heartrate profile to generate an expected heartrate range against which a cardholder heartrate may be compared for authentication purposes. Because client heartrate characteristics are generally unique, varying according to the unique activities being performed by the client at any point in time, the system and method thus provide a low cost, non-invasive method for reliably authenticating individuals and securing against fraudulent account accesses.

A payment information processing method, a wearable device, and a non-volatile computer-readable storage medium are provided. The payment information processing method includes the following. A payment identification code is obtained by a first system when a wearable device is in a network connection state. The payment identification code is transmitted to a second system and the payment identification code is stored through the second system. When the wearable device meets a condition and receives a payment request, the stored payment identification code is obtained from the second system. The payment identification code is displayed.

In an approach for a shopper-based commerce driven presentation of required-but-missing product related information, a processor detects a user viewing a physical product via a mixed reality device. A processor identifies a preferred environment for the physical product from a personal shopper profile of the user. A processor generates via the mixed reality device a depiction of the preferred environment. A processor determines whether the physical product can be overlaid in the preferred environment. A processor enables the user to purchase a product based on the determination.

An interactive token system includes one or more interactive tokens, such as an interactive coin. The interactive token includes a display that displays one or more images. The interactive token may be releasably engaged with a slot disposed on a wearable device or an interactive token station. Once engaged, the wearable device or interactive token station is able to wirelessly communicate with the interactive token, receive information from the interactive token, display information relating to the interactive token, control actions of the interactive token, and/or use the interactive token as part of a game or trading interaction.

Aspects of the present disclosure involve a system comprising a computer-readable storage medium storing at least one program, method, and user interface to facilitate a camera sharing session between two or more users. A request for an image depicting an image target is received from a first device associated with a first user. A notification of the request is transmitted to a second device associated with a second user. Image data comprising at least one image generated by a camera communicatively coupled to the second device is received from the second device and the image data is transmitted to the first device. A reward is provided to the second user based on the image data including a depiction of the image target.

This disclosure relates to an intelligent smart glasses that may be worn by a customer. The smart glasses may sense cash information on automated teller machine (“ATM”). The smart glasses may accordingly split up a cash transaction across various ATM units in close to proximity to the customer. The smart glasses may split a requested cash transactions among various ATMs so that if the desired amount/denomination of cash is not available at an ATM to the customer, the customer is seamlessly directed to one or more other ATMs that are capable of dispensing the desired amount of cash.

An example device includes a memory configured to store at least one program; a microphone configured to receive a voice; and at least one processor configured to execute the at least one program to control the device to perform operations for sending money to a recipient. The operations include determining a payment intention of a user based on analyzing the received voice input; retrieving contact information from a stored contact list based on the name of the recipient; transmitting the name and the contact information of the recipient to a bank server together with an amount of money specified in the voice input; receiving remittance details from the bank server; and approving the remittance details. The device may analyze the received voice input by using an artificial intelligence (AI) algorithm.