Apparatuses, methods, program products, and systems are disclosed for generating online auction listings. An apparatus includes a content processing module that processes, on a mobile device, one or more of image and video content of an item captured with a camera of the mobile device. The one or more of image and video content processed for posting on an online auction marketplace platform. An apparatus includes an information module that receives, on the mobile device, information associated with the item in the one or more of image and video content. An apparatus includes a transmission module that sends the one or more of image and video content and the information associated with the item directly from the mobile device to the online auction marketplace platform to be posted as an auction listing.

The present system is a payment network that implements an ecosystem in which banks can issue financial products (e.g. credit cards, debit cards, and the like) and customers are able to pay in any commerce without the need for card association networks. The streamlined nature of the system allows interchange fees to be substantially reduced over current systems. In addition, the system is all digital, so that physical security features are not required. The system provides an application for a customer that can be used on a mobile phone or other computing device, downloadable point-of-sale (POS) applications that can be used for commerce, and a web based POS application for commerce. The customer application includes a marketplace and an e-wallet in one embodiment. The customer can use the marketplace to acquire and link financial products produced by the banks with the customer's e-wallet.

Systems and methods for implementing payments or mobile payments. In an aspect of in-store purchase, a merchant sends a payment amount and merchant account info to transaction center. A buyer sends a code and buyer account info to transaction center. The code represents the merchant. In an aspect of online purchase, an e-commerce merchant provides options for a buyer to use names other than a first name plus a surname. In one embodiment, a buyer submits a shortened name or nickname for online purchases when a given payment service is used as a payment method.

A computer system includes a processor programmed to process a first web page to identify a hyperlink contained thereon. The hyperlink includes a link to a second web page. The processor performs natural language processing on the first web page to determine one or more context word tokens and on the second web page to determine a context of the second web page. The processor also applies a context relevant tag to the hyperlink to generate a tagged hyperlink. The processor maps at least one of the context word tokens to the context relevant tag applied to the hyperlink and generates a transaction score for the tagged hyperlink.

A method for configuring a mobile Point-of-Sales (mPOS) application for executing a transaction includes: installing an application frontend of the mPOS application on a terminal device connected to a communication network; installing an application backend of the mPOS application on an edge cloud server of the communication network; configuring the application frontend to act, upon launch, as an I/O interface and to communicate with the application backend via a secure connection provided by the communication network; and splitting I/O drivers comprised by computer program code of the mPOS application into a low-level driver executed on the terminal device as part of the I/O interface and a high-level driver executed in the application backend at the edge cloud server.

A method for completing a transaction includes: a backend server connected to a communication network executes an application backend of a transaction application; a first terminal device connected to the communication network via a first connection executes a first application frontend of the transaction application; the first application frontend transmits a transaction request indicating the transaction to be started and a second application frontend and comprising transaction data associated with the indicated transaction to the application backend via the first connection; a second terminal device connected to the communication network via a second connection executes the second application frontend of the transaction application; the application backend transmits an authorization request to the second application frontend via the second connection; the second application frontend authorizes the requested transaction and transmits a transaction authorization to the application backend via the second connection; and the application backend completes the transaction.

A user controlled mobile device for use in countering phantom billing fraud in connection with receiving or providing health care services includes one or more components capturing and outputting biometric data and location data, and a data storage device holding an event record created without explicit user intervention indicating whether the particular user was at the particular location, the event record including a timestamp corresponding to events at or near a time of the timestamp including a time of capture of the biometric and location data, the biometric data and location data, where the stored event record serves as the personal audit trail evidencing an existence or absence of phantom billing.

This application relates to systems, methods, devices, and other techniques for dynamic and real-time updated receipts in an autonomous store

A computer system includes a processor programmed to process a first web page to identify a hyperlink contained thereon. The hyperlink includes a link to a second web page. The processor performs natural language processing on the first web page to determine one or more context word tokens and on the second web page to determine a context of the second web page. The processor also applies a context relevant tag to the hyperlink to generate a tagged hyperlink. The processor maps at least one of the context word tokens to the context relevant tag applied to the hyperlink and generates a transaction score for the tagged hyperlink.

Methods and systems are provided. One method includes processing operations to share electronic keys (e-keys). The method includes receiving a request to share an electronic key (e-key) of a vehicle with a recipient device. The request to share the e-key is initiated by sending a message to the recipient device using a sharing device. The method includes processing the request to validate the request to share the e-key, as received from the sharing device having associated therewith a registered owner e-key. Processing the request includes generating the e-key securely by the sharing device and registering the e-key that was generated with a server associated with a manufacturer of the vehicle. The method includes enabling the e-key for use on the vehicle by the recipient device responsive to said processing of the request. The request to share the e-key includes enabling a setting to apply a privilege level for use of the vehicle via the e-key. The privilege level provides one or more conditions of use of the vehicle via the e-key.