A method for displaying wireless service usage information and account information using an account management application operating on a wireless device includes receiving, at the account management application operating on the wireless device and from a tracking module, wireless service usage information for a wireless subscriber associated with the wireless device, the wireless service usage information including one or more units of wireless services that the wireless subscriber has used, receiving, at the account management application operating on the wireless device and from a service provider over a wireless network, account information associated with the wireless subscriber associated with the wireless device, the service provider being different from the wireless device and the wireless network, and enabling presentation, on a display of the wireless device, of the account management application including the wireless service usage information and the account information for the wireless subscriber associated with the wireless device.

An automated teller machine (ATM) includes a network interface, an input/output device configured to exchange data with a customer, and a processing circuit comprising a processor and memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to receive account information identifying a credit account associated with the customer, transmit the account information identifying the credit account, receive reward information associated with the credit account, display a reward indication notifying the customer of reward information and providing the customer with an ability to indicate a preference to perform a currency reward withdrawal, receive data comprising an indication of the preference of the customer to perform the currency reward withdrawal, transmit a redemption request based on the indicated preference, receive a redemption request authorization, and dispense an amount of currency corresponding to an amount identified in the redemption request authorization.

In embodiments of the present invention, systems are provided for handling secure digital tokens, each of which uniquely represents a respective item, including an interface configured to handle a unique identifier for a unique unit of an item, a cryptographic token generation system that generates a unique digital token that has a set of digital attributes that correspond to the set of item attributes, a cryptographic linking system configured to generate a cryptographically secure, one-to-at-least-one link between the unique digital token generated by the cryptographic token generation system and the unique identifier for the unique unit of the item, and a redemption system configured to process a redemption instruction for unique digital token that uniquely tokenizes an item, where upon receipt of a redemption instruction the system automatically initiates a process for delivery of an item to a party redeeming unique digital token that uniquely tokenizes the item.

In embodiments of the present invention, methods are provided for receiving a request to securitize an asset of a user, including information, a photograph, and a holding location of the asset. A virtual representation of the asset may be generated based on the one or more photographs, the item information, and the hold location, and a virtual representation of the item created. Ownership of the digital token may be assigned to the user, who receives an agreement to provide a service for the user by a provider using the asset as collateral. A smart contract governing the service may be generated, the instance of the smart contract indicating an amount to be provided by the user to the provider and one or more conditions that cause ownership of the digital token to be transferred to the provider, and the instance of the smart contract deployed.

In embodiments, a system for tokenizing tokens is disclosed. The system includes an interface that handles an identifier for a first token generates using a first protocol and a token generation system that generates a second token using a second protocol, the second token representing a defined quantity of the cryptocurrency represented by the first token. The system includes a linking system configured to generate a one-to-at-least-one link between the second token generated by the cryptographic token generation system and the first token, such that the second token provides a unique tokenization of the first token. The system includes a ledger update system that writes the second token to a cryptographic ledger in accordance with the second protocol. The system also includes a wallet-less token transfer system that facilitates exchange of the cryptocurrency between a first user and a second user without use of a digital wallet.

In embodiments of the present invention, systems are provided for tracking a set of secure digital tokens, each of which uniquely represents an item, including an interface configured to handle a set of unique identifiers, a cryptographic token generation system that generates a set of unique digital tokens, each of the set of unique digital tokens including a set of digital attributes that correspond to the set of item attributes, a cryptographic linking system configured to generate a cryptographically secure, one-to-at-least-one link between the unique digital token generated by the cryptographic token generation system and the unique identifier for the unique unit of the item, and an escrow system configured to handle the items that are represented by the set of unique digital tokens pending redemption of a respective one or more unique digital tokens from the set of unique digital tokens.

In embodiments of the present disclosure, systems are provided for generating digital tokens that uniquely represent digital products is disclosed. The system may include an interface configured to handle a unique identifier for a unique unit of a digital product having a set of attributes. In embodiments, the system includes a cryptographic token generation system that generates a unique digital token that has a set of token attributes that correspond to the set of digital-product attributes, wherein the unique digital token is cryptographically secure. In embodiments, the system also includes a linking system that generates a one-to-at-least-one link between the unique digital token generated by the cryptographic token generation system and the unique identifier for the unique unit of the digital product, such that the unique digital token provides a unique digital representation of the unique unit of the digital product.

In embodiments of the present invention, systems are provided for a management system that receives a set of item attributes of an item offered for sale and generates a virtual representation of the item based on the item attributes. In embodiments, a ledger management system may generate a digital token corresponding to the item and cryptographically link the token to the virtual representation. In embodiments, a buyer marketplace system provides a digital marketplace whereby users view virtual representations of items, transact for items, validate and redeem a digital token, and burn the digital token such that the digital token is no longer redeemable or transferrable.

In embodiments of the present invention, methods are provided for receiving a notification of a transfer of funds to a user account of a user, the funds being in a first currency and a tokenization platform facilitating trade in a second currency defined in accordance with a protocol. A processing system may receive a request to generate a tokenized token representing a portion of the funds and generate a tokenized token representing the portion of the funds, wherein the tokenized token is a non-fungible token defined in accordance with the protocol. The processing system may initiate a hold of the portion of the funds, wherein the portion of the funds are inaccessible to an owner of the tokenized token until the tokenized token is redeemed by the owner of the tokenized token, and a cryptographic ledger may be updated to indicate that the tokenized token is owned by the user.

In embodiments of the present invention, methods are provided for receiving a photograph of, and information relating to, an item, and generating a virtual representation of the item. The item may be authenticated by making an authentication request via a portal to subject-matter authentication experts, wherein the portal displays the virtual representation of the item in the portal. An authentication report may be received from the experts, and a non-fungible digital token having a unique token identifier may be generated. The non-fungible token may be cryptographically linked to the virtual representation of the item on a cryptographic ledger and ownership data of the non-fungible token associated with an account of an owner of the item on the cryptographic ledger.