The disclosure relates to interactive and adaptive systems and methods for insurance application. An example method includes presenting a first set of user interfaces for inputting retail card information and receiving at least one identifier of a retail card via the first set of user interfaces. The example method also includes transmitting the at least one identifier to a remote computing device for validating the retail card, and in response to receiving an indication of successful validation of the retail card, presenting a second set of user interfaces for applying for an insurance product based, at least in part, on one or more incentive configurations associated with the retail card.

Systems and methods are provided for providing and funding an emergency prepaid card. According to one aspect, a request for emergency funds is received by a payment network from a customer. The customer's identity is verified, a transaction to fund an emergency account is authorized, an issue code is generated, and the issue code is provided to the customer. The issue code and an emergency prepaid card number are provided to an activator of the prepaid card, and the issue code is validated. The emergency account is funded and associated with the card number, and the emergency prepaid card number is activated.

Methods, computer program products, and apparatus for open tab transactions. A customer device, e.g., a smart phone, can generate an order for purchasing one or more goods or services from a merchant. A list of the items can be stored in a data structure designated as a tab. The list is routed to a merchant device, e.g., a tablet computer. The customer device can be carried by a user to the merchant. When the user reaches the merchant, the customer device or merchant device can receive a request to add an additional item to the list. The tab remains open and modifiable until the customer device or merchant device receives an input to close it. Payment for the goods or services listed in the modified tab is processed upon closing of the tab.

A means and method to utilize government-issued food stamp credit to purchase items from a vending machine. The food stamp credit is to be received through a monetary device and validated through the vending machine control network. The network will validate the transaction and allow or limit the type of purchases based on information collected from the food stamp government program rules and regulations. The invention is applicable to any electronic benefit transfer (EBT) type program or analogous transactions.

An example embodiment may involve receiving a representation of a location of the mobile device as provided by way of location-determining hardware of the mobile device; transmitting, to the mobile device, representations of one or more merchants with physical presence within a radius of the location; receiving, from the mobile device, representations of a gift card request, a first amount, and a merchant, where the merchant was selected from the one or more merchants; transmitting, to the mobile device, a digital gift card branded by the merchant, where the digital gift card is associated with a code; receiving, from a point-of-sale device associated with the merchant, a request to validate the code, where the code was obtained by the point-of-sale device scanning the code as displayed by the mobile device; and transmitting, to the point-of-sale device, validation of the code.

Systems and methods for using an information wallet system to deliver a gift and receive, redeem, or re-gift the gift are disclosed. The information wallet system's storage is securely maintained by a financial institution computing system (i.e. a bank) and receives and holds purchase transaction information. Purchase information transaction may be received from a user computing device or an entity computing system, such as a merchant computing system. In one embodiment, a user may purchase a gift through an online website or at a brick and mortar location and direct the gift to be deposited into the information wallet storage of a recipient. A recipient may then continue to hold the gift, redeem the gift, or re-gift the gift to another party.

Systems and methods that utilize a pre-paid account associated with a pre-paid debit card to offer just-in-time funding to access funds maintained in one or more gaming establishment accounts associated with a user.

A medical services kiosk having an integrated weight scale assembly supporting private and secure telemedicine sessions between a patient and a remote network terminal utilized by a remote health care professional. The medical services kiosk comprising at least one privacy chamber having at least one door and a weight scale assembly. Each privacy chamber may include a user interactive display terminal that includes a display device, an input device, and a centralized processor, wherein the centralized processor is electronically communicable with the weight scale assembly. The weight scale assembly may comprise a housing, platform, processor, pressure blocks, and communication cables. In one exemplary form, the weight scale assembly may be able to calculate the patient's body mass index (BMI), body fat percentage, muscle mass, body water percentage, bone mass and the like.

Described herein is a computing system for linking products and containers to cardholders. The computing system is configured to receive transaction data associated with a transaction carried out by a cardholder, the transaction data including an account identifier associated with the cardholder, a product identifier, and a container identifier associated with a product purchased in the transaction. The computing system also links the product identifier and the container identifier to the account identifier, and stores the linked product identifier, container identifier, and account identifier. The computing system receives, from a user device, the container identifier associated with the container received by a user associated with recycling the container, determines the account identifier linked to the container identifier associated with the product received by the user, and automatically provides a reward to the cardholder via the account identifier.

A transaction processing platform capable of facilitating the distribution to consumers of various types of prepaid products is disclosed. The transaction processing platform is configured to interface with one or more providers of such prepaid products in order to facilitate the procurement or activation of the products. The platform includes a conduit interface through which service request messages are received and respectively utilized to generate transaction requests for corresponding types of prepaid services. A supply interface arrangement, operatively coupled to the conduit interface, is configured to route a first of the transaction requests through a first supply interface associated with a first type of prepaid service. The supply interface arrangement also routes a second transaction request through a second supply interface associated with a second type of prepaid service. The platform is also configured to provide supplier response information received through the supply interfaces to the conduit interface.