A computer-implemented method for providing a lottery game including providing a lottery ticket for purchase; processing a purchase of the lottery ticket, wherein the lottery ticket was part of a purchase transaction comprising at least one good or service and the lottery ticket; and communicating a result of a lottery game comprising the lottery ticket.

Systems and methods are described for providing an enhanced rebate and marketing program which may automatically enroll a consumer in a loyalty programs after the consumer completes rebate form; filter consumer information to provide to customer relationship management campaigns; capture real-time consumer responses to queries; provide real-time and dynamic, targeted offers and other communications to consumers and recipients; and provide bonus added value to consumer received rebates.

In embodiments of the present disclosure, systems are provided for generating digital tokens that uniquely represent digital products is disclosed. The system may include an interface configured to handle a unique identifier for a unique unit of a digital product having a set of attributes. In embodiments, the system includes a cryptographic token generation system that generates a unique digital token that has a set of token attributes that correspond to the set of digital-product attributes, wherein the unique digital token is cryptographically secure. In embodiments, the system also includes a linking system that generates a one-to-at-least-one link between the unique digital token generated by the cryptographic token generation system and the unique identifier for the unique unit of the digital product, such that the unique digital token provides a unique digital representation of the unique unit of the digital product.

The invention relates to a card, in particular a chip card, including a computing unit for managing electronic coin data records, the electronic coin data records being issued by a central entity, and a card body with visible data and at least one visible feature. The central entity is at the same time the issuer or administrator of a series of banknotes and the at least one visible feature identifies the card as part of the series of banknotes to an observer. In addition, a method for producing such a card is also proposed.

A computer system can receive position information indicating a current location of a user of the network transaction service from a computing device of the user, and generate map content for display on the computing device of the user based on the position information. The map content can indicate locations of a plurality of merchants within a vicinity of the current location of the user that utilize the network transaction service. The system can receive a transaction request from the computing device of the user, the transaction request indicating a transaction amount and a specified merchant of the plurality of merchants. The system then executes a remote transaction operation to transfer funds from a shared account of the network transaction service to a merchant account of the specified merchant to fulfill the transaction request.

An account is managed using information read from a dual frequency transponder. Information stored on the dual frequency transponder can be read by a NFC-enabled device and by a UHF RFID reader. The information links, corresponds, or otherwise provides access to account information stored at a remote server. For example, a NFC-enabled device can read the information from the dual frequency transponder and use that information to enable instant and on-the-spot recharging of a toll account. In addition, a UHF RFID toll reader can scan information from the dual frequency transponder and use that information to debit toll charges from the correct toll account. The dual frequency transponder can be embedded in a license plate and read using a reader placed in the road. Additionally, the transponder can be configured to function at the correct frequency only when a valid vehicle registration sticker is applied to the license plate.

A computer system includes a content delivery system that delivers digital content from a source to a mobile device, which in turn presents the digital content to a recipient computer system. The recipient computer system can validate that the digital content presented by the mobile device is authorized by the source of that digital content without the recipient computer system communicating with the content delivery system for such validation. Digital content presented on a mobile phone can be validated by a recipient as being authorized by a source, without a connection to a centralized database. To perform such validation, the computer system uses i) a transaction location determined at the time of a transaction based on information received from the mobile device, and ii) a time-varying, non-predictable code associated with the transaction location.

Systems and methods for processing payment transactions using combination payment cards. The combination payment card is associated with an open-loop account and one or more closed-loop accounts. Transaction information is received from a point-of-sale device. At least one of the closed-loop and open-loop account is debited.

A network service operates to initialize and link a card instrument to a merchant or merchant location, so that the merchant can receive funds the service. One or more requests are detected to use the card instrument for one or more transactions, where each transaction involves a corresponding customer who has registered a customer funding account with the network service. For each of the transactions, a merchant account is funded using a funding account of the card instrument.

Systems and methods for delivering a virtual payment device to electronic wallets are disclosed. In one embodiment, a method for delivering a virtual payment device to an electronic wallet may include receiving, from a first party, a request to issue a virtual payment device to a second party; generating the virtual payment device; and delivering the virtual payment device to an electronic wallet for the second party. In another embodiment, a method for delivering a virtual credit card to an electronic wallet may include receiving, from a first party, a request to issue a virtual credit card to a second party, the virtual credit card comprising a portion of a line of credit associated with the first party; generating the virtual credit card with the portion of the line of credit associated with the first party; and delivering the virtual credit card to an electronic wallet for the second party