A device may determine that a verification method associated with a transaction card is to be modified from a first verification method to a second verification method. The first verification method and the second verification method may use different types of verification information. The device may provide a set of instructions to the transaction card after determining that the verification method is to be modified. The set of instructions may cause the transaction card to modify the verification method from the first verification method to the second verification method. The device may provide information identifying a modification to the verification method to a transaction backend device to notify the transaction backend device that the verification method associated with the transaction card has been modified from the first verification method to the second verification method.

A card dispenser for dispensing a rewritable card is disclosed herein. The card dispenser may include a card feeder for receiving or dispensing a rewritable card. In addition, the card dispenser includes a roller assembly for moving the card from the card feeder to components within the card dispenser; a processor for receiving card data via a short-range wireless connection with a mobile device of a user, the card data including (i) a card identifier of a plurality of card identifiers associated with an account of the user and (ii) a unique derivation key for encrypting the card identifier; and a card writer for powering an electrophoretic display of the card, causing at least a portion of the card data to be rendered on the display, and stopping the powering of the display.

Embodiments of the present disclosure provide a device, system, methods and components related to a modular card. Example components of the modular card include a thin rectangular rear plate, a thin rectangular front plate overlying the rear plate, a first plurality of fasteners fixed to the thin rectangular front plate, a second plurality of fasteners fixed to the thin rectangular rear plate, the second plurality of fasteners being configured to be removably engaged with the first plurality of fasteners; a magnetic strip, and/or an integrated circuit. In operation a user may remove and/or replace various components to customize the modular card. Some customizations include altering the accounts to which the modular card relates. In some example, the modular card may include components which relate to different accounts.

This disclosure describes methods, non-transitory computer readable storage media, and systems that utilize encryption and double signature validation to perform card lifecycle actions for card accounts. In connection with a request to perform a card lifecycle action (e.g., setting a personal identification number) for a card account, the disclosed system provides an encryption key set to an issuing system server that issued the request. The disclosed system receives an encrypted request message from the issuing system server encrypted utilizing the encryption key set provided to the issuing system server and signed by the issuing system server and a client device. Additionally, the disclosed system validates that the signatures from the encrypted request message correspond to the issuing system server and the client device of the user. The disclosed system also decrypts the encrypted request message and performs the card lifecycle action based on data in the decrypted request message.

A computer implemented method for adding value to a stored value card in excess of the purchase price for the stored value card is provided. In one embodiment a stored value card transaction processor receives an activation or redemption request for a stored value card from a point of sale terminal. The activation or redemption request comprises at least one of a card identification, a point of sale terminal identification, a merchant identification, and a time of activation which is compared to data stored in a stored value card datastore to determine if the stored value card to be activated is eligible for a value added award. The processor then determines the value added award and modifies the request to include the value added award. The processor then transmits the modified request to the card issuer authorization system and receives a response which is forwarded to the point of sale terminal.

Systems, methods, and computer products for providing referrals are disclosed. A user accesses a referral service website or application and creates a user account. The user is verified to provide referrals. The verification is sent to a communications unit, which sends a message to the user requesting the user complete a single step to provide a new referral for a business for a category of goods or services wherein the single step comprises providing a response selected from not more than two available response options. The user account is updated to include the new referral.

Systems and methods may be provided for debit card issuance. An individual at a retailer may purchase a pre-paid debit card. The individual may provide documentation relating to the individual’s identity. A check may be conducted. If verification occurs, a reloadable personalized card may be provided to the individual. The individual may or may not provide a social security number for verification. In some instances, a social security number may not be required in order to utilize the system.

A method implemented on an augmented reality (AR) electronic device includes receiving a request to activate a transaction card account on a transaction card. The transaction card account is activated on the transaction card. A virtual representation of account information corresponding to the transaction card account is displayed on the AR electronic device. The exterior of the transaction card is free of account identifying information.

Embodiments of the present disclosure relate to solutions for introducing personalization data in nonvolatile memories of a plurality of integrated circuits, comprising writing in the nonvolatile memory of a given integrated circuit a static data image, corresponding to an invariant part of nonvolatile memory common to the plurality of integrated circuits, and a personalization data image representing data specific to the given integrated circuit.

Systems and methods for deploying enterprise software updates are provided. At a server storing applications and a record of client devices is provided. Each application includes a corresponding group identifier indicating a group associated with an application and a corresponding version identifier indicating a version of the application. The record includes the deployment identifier for each application in the plurality of applications installed on each device. A first application having a first group identifier and a first version identifier, and a second application having the first group identifier and a second version identifier is installed in each respective device. An update for the first application is received at the server, which includes modifying the version identifier of the first application. The update for the first application is communicated to each device. For each respective device, a modification of the deployment identifier indicates which application is executable on the respective device.