Patent classifications
G06Q20/355
FACE AUTHENTICATION REGISTRATION DEVICE AND FACE AUTHENTICATION REGISTRATION METHOD
A face authentication registration device includes one or more personal information acquirers (face capturing camera and information acquisition camera) that acquire a plurality of pieces of personal information including information on a face image; a display unit (display) that displays a registration procedure of the personal information acquired by the personal information acquirer to the user; and a processor (controller) that controls the personal information acquirer and the display unit. The processor causes the display unit to display a first screen for guiding an operation of registration of the personal information to the user and a second screen for notifying the user of a completion of registration of the personal information, as the registration procedure.
SECURE ACCOUNT CREATION
In one embodiment, a payment service system-implemented method of assigning payment card numbers for individual user accounts associated with the payment service system includes receiving payment card numbers activated by a third-party server that are unassigned to accounts registered. The method includes receiving a first transaction authorization request for one of the payment card numbers and denying the request, without notifying the third-party server, based on the number being unregistered with the payment service system. The method includes receiving, via an executable application, a request to register a user account for a payment service system user, and in response, generating a record assigning the payment card number to the user account. The method includes receiving a second transaction authorization request for the payment card number, authorizing the request based on the number being assigned to the user account, and notifying the third-party server, causing user account's balance to be modified.
SYSTEMS AND METHODS FOR LINKING TRANSACTION DEVICES
A system may program a plurality of dynamic transaction cards, wherein a threshold number of the plurality of dynamic transaction cards is required for approving a transaction. The system may assign each dynamic transaction card of the plurality of dynamic transaction cards to a respective user of a plurality of users. The system may receive, from a first respective user of the plurality of users, a request to complete the transaction. The system may cause a respective mobile device, associated with second respective user(s) of the plurality of users, to display an approval request. The system may receive approval(s) from a respective dynamic transaction card, via the respective mobile device of the second respective user(s), in response to the approval request. The system may determine whether a total number of the approval(s) matches the threshold number of dynamic transaction cards, and responsive to making that determination, may approve the transaction.
WEB-BASED ACTIVATION OF CONTACTLESS CARDS
Systems, methods, articles of manufacture, and computer-readable media. A computing device may wirelessly receive a network address for a resource from a contactless card that is in an inactivated payment state. A web browser executing on the computing device may access the resource at the network address. The resource in the web browser may operate a card reader of the computing device to receive a cryptogram from the contactless card. The resource in the web browser may transmit the cryptogram to a server. The resource in the web browser may receive, from the server, a response specifying that the contactless card has been transitioned from the inactivated payment state to an activated payment state.
Method for instant issuance card production
The invention provides a method that allows an issuer system, e.g. of a bank, to have generated a plurality of anonymous accounts and cards for working up a stock and to only personalize them individually if required. In the personalization step at the card issuer, e.g. in the bank branch, a printing of the back side does not have to be performed, instead all the necessary printing of the back side is already effected at the card manufacturer during the manufacturing of the anonymous card. As a result, a simple, low-cost printer without a back-side printing option can be utilized for the personalization of the anonymous card.
MODULAR TRANSACTION CARD
Embodiments of the present disclosure provide a device, system, methods and components related to a modular card. Example components of the modular card include a thin rectangular rear plate, a thin rectangular front plate overlying the rear plate, a first plurality of fasteners fixed to the thin rectangular front plate, a second plurality of fasteners fixed to the thin rectangular rear plate, the second plurality of fasteners being configured to be removably engaged with the first plurality of fasteners; a magnetic strip, and/or an integrated circuit. In operation a user may remove and/or replace various components to customize the modular card. Some customizations include altering the accounts to which the modular card relates. In some example, the modular card may include components which relate to different accounts.
SYSTEMS AND METHODS FOR GENERATING CUSTOM PRODUCTS USING CONFIGURABLE SERVICES PLATFORMS
Systems and methods for generating custom products using configurable services platforms are disclosed. A method for generating a custom financial instrument may include: (1) uploading, by a custom card engine computer program executed by a backend electronic device, a plurality of options for financial instrument features to a database; (2) presenting, by the custom card engine computer program, the plurality of options for financial instrument features to a customer on a customer electronic device; (3) receiving, by the custom card engine computer program, a selection of a subset of the plurality of options for financial instrument features from the customer electronic device; (4) generating, by the custom card engine computer program, a custom financial instrument based on the subset of the plurality of options for financial instrument features; and (5) issuing, by the custom card engine computer program, the custom financial instrument to the customer.
Medical test results and identity authentication system and method
A system and method that enables users to provide authenticated medical records (e.g., vaccination records, viral anti-body test results, etc.) to a third-party (e.g., a venue) to gain access to the third-party is provided. In this way, the third party may confirm that the user is sufficiently immune to a particular disease (e.g., COVID-19) and may thereby minimize the threat of the user introducing the contagious disease to the third party. The system includes a biometric data recognition system that authenticates the identity of a user, a medical records acquisition system that acquires the medical records of the authenticated user, and a system for the displaying or otherwise providing the medical records to the third-party for review. The system also includes a system identification card that includes the user's contact information, alphanumeric characters associated with the user's driver's license number, medical records of the user, and other elements.
Card-personalization system
A personalized card may be generated using a card-personalization system accessible via multiple access points on a network. In some aspects, the personalized card may include a physical card having an image selected by a user in a card-personalization process. The user may be assigned a code that may both authenticate the user to access the card-personalization system and identify a position of the user in the card-personalization process. The card-personalization process may include a selection process for selecting an image, an approval process for approving the image, and a creation process for generating the personalized card including the image.
TRANSACTION CARD SECURITY DEVICE
An example transaction card may include a sensor to measure movement of the transaction card and one or more processors to monitor the movement of the transaction card via the sensor during a tracking period; determine measurements of a gait of a user during the tracking period from the movement of the transaction card during the tracking period; compare the measurements of the gait of the user during the tracking period and a gait signature associated with the transaction card; and/or perform an action associated with the transaction card based on a result of comparing the measurements of the gait of the user during the tracking period and the gait signature.