A networked and computerized system is disclosed for providing savings and discounts to certain individuals at the time of purchase from a retail outlet. Specifically, savings and discounts may be provided to SNAP recipients by manufacturers when certain products are purchased. The individuals eligible for such discounts are determined based upon the payment information. Discounts can be taken at the time of purchase or may be transferred to another account.

Disclosed is a method of providing information on a server comprising obtaining a keyword from a user, identifying an item list corresponding to the keyword, identifying a ratio of items corresponding to a specific type among a plurality of items included in the item list, and, when the item corresponding to the specific type is an item that provides benefits related to membership subscription, and the ratio of the items satisfies a specific condition, providing a first page including first information related to the item list and second information on or regarding the benefits related to the membership subscription for the item corresponding to the specific type in the item list. Also disclosed is a method of providing information on a user terminal.

A merchant point-of-sale (“POS”) system architecture is provided. The POS system architecture may include a POS terminal including a POS receiver, a virtual display and a transmitter, and a transaction processing network including a network receiver and processor. The network receiver may be configured to receive a payment authorization request. The virtual display may be configured to display selectable options. The options may be displayed prior to processing the payment authorization request. The selectable options may include a first and second option. The first option may be to apply a merchant-funded rewards program network to the payment authorization request. The second option may be to continue to apply the default issuer funded rewards program network to the payment authorization request. When the first option is selected, a processor may be configured to terminate the issuer funded reward program network and activate the merchant-funded rewards program network.

Methods and systems consistent with the present invention overcome the shortcomings of existing trading systems by providing an invoiceless trading system that creates incentives for customers to pay suppliers within a predetermined period of time, such as a settlement period. Specifically, the invoiceless trading system enables a customer to obtain a discount on orders placed with suppliers in return for an immediate payment (e.g., within 24 hours) by the customer. The supplier receives payment within the predetermined period of time, and the customer receives additional cash benefits by providing an early payment to the supplier. To communicate with and transfer funds between customers and suppliers, the invoiceless trading system may use an electronic gateway and a settlement bank. In addition to creating an incentive to embrace e-commerce, both customers and suppliers avoid the need to manually process orders and use invoices to complete transactions.

A method for creating a network with a large number or people to view or review live or recorded video streaming from surveillance cameras to document thefts, other criminal acts or other activities which could create a loss to individuals, companies or others. People are recruited to view the videos with a multi-level marketing organization with different levels of membership. Compensation occurs to the multi-level marketing organization when loss through theft or other action is prevented or when the recorded video from members is used to secure payment to the individual, company or other that suffered a loss. Compensating to the multi-level organization is a contracted percentage of the loss prevented or payment(s) received from the offending party, and the compensation to members is a contracted percentage of the compensation received by the multi-level marketing organization. The effectiveness of process may be improved with a social media game highlighting each member's performance to the members at large and by adding a private policing network capable of both locating offending parties and reaching settlement between the offending party and individuals, companies or others who suffered a loss.

A technique is provided that dynamically controls the speed at which a mobile device user can use funds. More specifically, the technique provides a lockout mechanism, which temporarily prevents the mobile device user from accessing and thus spending the funds.

Methods and system are provided herewith for providing information services. A data service in according with the methods and systems disclosed herein may provide content for the data service and/or may provide content to subscribers via the service and the content provider may provide a credit or other benefit to the content provider.

A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal including location data indicating a location of a user; determine, based on the location data, that the user is located within a threshold distance of a particular merchant; generate a notification indicating a particular multiplier for the particular merchant; and send, via the communications module and to the computing device, a signal causing the computing device to display the notification, the notification including an option to accept the particular multiplier for the particular merchant.

A computerized system for transacting the purchase and sale of consumer motor fuels between motor fuel merchants and retail consumers through software on a mobile or desktop connected device for periods in the future through the simultaneous execution of multi-party, multi-layered contingent transactions and pricing algorithms to ensure that all inter-related motor fuel merchant transactions are simultaneously transacted upon a retail consumer purchase execution. Motor fuels include refined products such as gasoline and diesel fuel, renewable fuels (e.g. ethanol, biodiesel), natural gas (including liquefied natural gas), jet fuel and electricity.

The present invention relates to a payment system and a method. The payment system comprises at least one point of sale device for processing a transaction between a dealer and a client the point of sale device being configured to read a payment ID assigned to the client, and to send out the payment ID further and at least a deal value, and to receive an acknowledgement signal for the transaction; at least one payment ID system for further processing the transaction, the payment ID system being configured to receive at least the payment ID and the deal value, and to check the payment on the basis of data accessible by the payment ID system, and in case of a correct data to generate and to submit the acknowledgement signal to the point of sale device, and to generate and submit at least a trigger signal; at least one communication system to submit a control signal from and to the client; at least one value adding system for receiving the trigger signal and for receiving the communication signal, the value adding system being configured to determine or receive at least one add-on value that is based on to the deal value, and to accumulate each add-on value for each deal value, and to transfer the accumulated add-on values upon receipt of the communication signal to initiate a donation to a donation system. The owner of the payment system and the owner of the point of sale device can further contribute to a donation that can even be under the control of the client.