Systems, methods, articles of manufacture, and computer-readable media for verified reviews. An application may receive an indication to generate a review. An application programming interface (API) of the application may receive, from a communications interface of a contactless card, encrypted data generated by the contactless card. The API of the application may transmit, to an authentication server: the encrypted data, an indication of the application, and an identifier associated with the entity. The API of the application may receive indications specifying that the authentication server decrypted the encrypted data and determined that the contactless card was used to make a purchase with the entity. The application may permit, based on the indications received from the authentication server, generation of the review. The application may publish the review to one or more review platforms associated with the application.

Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, a computer-implemented method for real-time determination of the status of autonomous operation features of an autonomous or semi-autonomous vehicle may be provided. With the customer's permission, the operation of the autonomous or semi-autonomous vehicle may be monitored to obtain operating data from one or more autonomous operation features. An operating status of the autonomous features may be determined based upon the operating data. After which, a change in the operating status of the autonomous features may be identified, and a report containing information regarding the change in the operating status of the autonomous features may be generated. Insurance discounts may be provided to risk averse customers that maintain their autonomous vehicles, and associated accident avoidance functionality, in good working condition.

Collecting surveys with a secure identity is described. A request (i) pertaining to a survey and (ii) targeted to an attribute of a user is posted from a requesting system to a blockchain. It is determined, via the blockchain, that a user profile includes an attribute that matches with the attribute of the request. The request to a device associated with the user profile is transmitted via the blockchain and in response to determining that the user profile includes the attribute that matches with the attribute of the request. A response to the request is received from the device associated with the user profile. A commitment based on the response to the request is generated to the blockchain. The commitment is transmitted from the blockchain to the requesting system.

A method for rule-based gift giving method collects information about life events of one or more friends from one or more social network systems and/or from one or more online profiles. The gathered information may be organized in a news stream format or a calendar items format. The user creates rules including parameters such as monetary value of the gift, identity of the recipient and the life event on which to send the gift. The user may generate a default list of friends who will automatically receive user-selected gifts on user-selected life events. According to another embodiment, the user may generate an on-demand list of friends who will receive gifts on selected life events upon user's approval.

Methods, computer-readable media, software, and apparatuses may provide data insights information to a third-party organization from consumer accessible data, accessible data via private/shared/vendor online data storage, or accessible data to devices under the control and configured by consumers. The third-party organization may compose a query comprising questions that can be answered or filled in with the consumer accessible data. A data insights server may request a response to the query from the consumers, wherein the response is derived from the consumer accessible data. The data insights server may request each of the plurality of consumer devices for the response to the query to be delivered to the requestor directly, without the insights server receiving the response. The data insights server may register responses from consumers to insight requests so as to determine compensation required to be provided from the third-party organization and to each participating/responding consumer.

Methods, computer-readable media, software, and apparatuses may provide data insights information to a third-party organization from consumer accessible data, accessible data via private/shared/vendor online data storage, or accessible data to devices under the control and configured by consumers. The third-party organization may compose a query comprising questions that can be answered or filled in with the consumer accessible data. A data insights server may request a response to the query from the consumers, wherein the response is derived from the consumer accessible data. The data insights server may request each of the plurality of consumer devices for the response to the query to be delivered to the requestor directly, without the insights server receiving the response. The data insights server may register responses from consumers to insight requests so as to determine compensation required to be provided from the third-party organization and to each participating/responding consumer.

Some embodiments may provide a method and a system for receiving, from a first user, a first evaluation indication with respect to a first publication, and in response to receiving the first evaluation indication, automatically initiating a secondary evaluation process comprising automatically selecting a set of publications including at least a second publication; presenting a first user interface affordance to elicit a selection indication indicating a publication from among the set of publications, receiving a selection indication indicating the second publication, and in response to receiving the selection indication, presenting a second user interface affordance to elicit a second evaluation indication with respect to the second publication.

In a wallet server including a processor having hardware, the processor acquires image information that includes a captured image of food provided to a user transmitted from a store terminal of a store providing the food, and user information related to the user provided with the food, and associates the acquired image information with the user information and transmits a display instruction to instruct display of the image information and a screen for accepting input of evaluation for the food to a user terminal of the user determined based on the user information.

In a wallet server including a processor having hardware, the processor acquires image information that includes a captured image of food provided to a user transmitted from a store terminal of a store providing the food, and user information related to the user provided with the food, and associates the acquired image information with the user information and transmits a display instruction to instruct display of the image information and a screen for accepting input of evaluation for the food to a user terminal of the user determined based on the user information.

The apparatus for managing cyptocurrency rewarded for a response selected via lottery comprises: memory for storing commands; and a processor for executing actions in accordance with the commands. The actions executed in accordance with the commands comprise: transmitting, to a server, responses to a questionnaire associated with an advertisement after same transmitted to a client device is viewed; selecting one or more responses from among the responses transmitted from users; informing the client device that transmitted the selected response of the selection which includes a reward; receiving, from the client device that received the selection notification, information concerning receiving cryptocurrency; and paying cryptocurrency, which is legal tender, corresponding to the reward.