Methods, computer-readable media, systems, and/or apparatuses are provided for providing offer and insight generation functions. User input requesting an offer or insight may be received and an image of a photographic identification of a user may be requested. The image of the photographic identification may be captured and stored. A self-captured image of the user may be captured (e.g., via an image capture device of the computing device) and compared to an image of a user from the photographic identification. Responsive to determining that the images match, displaying an instruction to capture a vehicle identification number. The vehicle identification number may be captured. Data, including location data, may be extracted and an archive including the extracted data may be generated and the data may be transmitted to an entity computing system for processing. The entity computing system may evaluate the data and generate one or more insights and/or outputs.

Systems and methods for using QR codes to track, monitor, and consolidate transactions are disclosed. In one embodiment, a system may receive a request from a first device to generate a first QR code associated with a first account. The system may generate the first QR code and send the first QR code to the first device. The system may receive a request from the first device to share a QR code with a second device. The system may update associated data to indicate a sharing of a QR code with the second device. The system may generate a second QR code associated with a second account of the second device and linked to the first account, so that use of the second QR code can be tracked and monitored. The system may send the second QR code to the second device.

Systems and methods are disclosed for providing an account holder with an incentive-consent matrix at a point-of-sale device of a merchant. The account holder can provide consent to store transaction related data and obtain an incentive in exchange. The incentive out be a coupon or other offering associated with the merchant. Varying levels of consent can be offered, with each level associated with an incentive having a different relative value. The transaction data can subsequently be provided to a recipient in accordance with the consent received from the account holder.

Methods, systems, and computer storage media provide a concurrent browsing session. A user interface is provided for display on a first computing device of a first user to facilitate the concurrent browsing session. The user interface simultaneously displays a first browsing screen showing interaction of the first user with a site and a real-time feed of a second browsing screen presented on a second computing device of a second user showing interaction of the second user with the site. A request is received to split payment of a first item in a first digital cart. In response to the request, a first payment interface for a first portion of the payment is provided for display on the first computing device, and a second payment interface for a second portion of the payment is provided for display on the second computing device.

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

A voucher marketplace system comprising a control server, a platform database, and a plurality of user devices operated by users corresponding to buyer accounts and seller accounts. The voucher marketplace system allows digital vouchers to be created by the seller accounts and purchased by the buyer accounts at a virtual price. Each digital voucher can redeemed by the owning buyer account to trigger execution of a commercial transaction via an e-commerce platform, or be sold to another buyer account. Each digital voucher may have claim parameters which modify the virtual price and define effective execution periods during which the digital voucher is redeemable, whereby the virtual price is reduced by a lead period discount when sold prior to the effective execution period, The voucher marketplace system further presents pricing data reports which compare the virtual price of the digital vouchers against a market price corresponding to completed voucher sale transactions.

Disclosed are methods, systems, and non-transitory computer-readable medium for automatic product comparison using price comparison with reward redemption options indicating relative price reduction. For instance, the method may include: responsive to a first trigger condition being satisfied, extracting product information from the currently viewed webpage; determining other source(s) corresponding to the product information; generating a first user interface with comparison information and a redirect link, the comparison information including redemption information for a particular source of the other source(s) in response to the particular source being one of a first set of websites and the particular source having at least one product available that corresponds to the product information extracted from the currently viewed webpage, the redirect link being selectable to open a new webpage for the particular source; and causing the browser to display the first user interface with the comparison information and the redirect link.

A split vacation deal server sending queries in plural batches wherein at least one batch is sent, via at least one API, to at least one data supplier server having at least one policy limiting at least one current aspect of the at least one data supplier server's interaction with the split vacation deal server.

The subject matter of this disclosure relates to a method and a system for providing and managing post-purchase rebates and other commercial offers. An example method includes: receiving a notification indicating that a consumer has purchased a product at a store and is requesting a discount for the product, wherein the notification is received in response to a client device of the consumer scanning a QR code on the product; determining that the client device scanned the QR code when the client device was outside of a physical boundary for the store; confirming that the consumer has purchased the product; and providing the consumer with the discount.

Provided herein are systems, methods and computer readable media for proving gift giving within a group. Consumers may register for a gift giving program, create a group and invite other consumers to participate. Group members may be randomly assigned to a group, or assigned to a group based on an invitation or indicated group. Relationships between gift givers and recipients within a group may be determined, such as in a randomized format. Gift givers may purchase a gift, such as a good or a promotion from a promotion and marketing service. The promotion and marketing service may assign the promotion to the recipient so that the recipient may redeem the promotion for a good, service, or experience. Promotions may be automatically purchased on behalf of a gift giver who fails to purchase the promotion by a gift-giving deadline.