Embodiments herein describe a reverse auction application which can collect and display bids for a product or service to a user. The reverse auction application can also gather information about the user such as user preferences, brand loyalty, user characteristics, and the like. This information is provided to suppliers when requesting bids. The suppliers can use this information to then generate customized bids for the user. That is, unlike typical reverse auctions where bidders only compete over price, the bidders can use the user information provided by the reverse auction application to add incentives, offer combination orders, or offer additional services in their bids, as well as determine an optimum price.

According to one embodiment, an information processing server device for an electronic receipt system includes a communication interface configured to receive electronic receipt data from a plurality of stores, a storage unit for storing electronic receipt data received from the plurality of stores in association with a user ID, and a processor. The processor acquires information from the stored electronic receipt data about items of merchandise purchased within a predetermined period by a user associated with the user ID, and causes a user terminal associated with the user ID to display the information about the items of merchandise purchased during the predetermined period along with a delivery request button. The processor can receive, via the communication interface, a delivery request from the user terminal for one or more items of merchandise, and then transmit, via the communication interface, information relating to the delivery request to a delivery person terminal.

Disclosure includes selecting a merchant from a plurality of merchants, enabling a trial mode for the merchant, during the trial mode, receiving an indication of a first order for the merchant, forwarding the indication of the first order to the merchant, allocating a first payment for the first order to the merchant, requesting an acceptance of a membership status from the merchant, and receiving an indication of the payment for the first order.

A system for online marketing with supply chain profit management includes a computer usable medium having computer-readable program code embodied in the medium to perform executable operations, including managing a plurality of marketing products on sale, providing access to a product information and a plurality of suppliers in a supply chain of the product, allowing a consumer user to review and grade one or more of the suppliers through a user interface, and allowing the consumer user to assign one or more profit shares with respect to one or more of the suppliers in the supply chain of the product through the user interface.

A method, apparatus and computer program product are provided for partitioning prescription transaction costs in an electronic prescription transaction by determining a credit amount to be applied to an adjudicated prescription claim, based on a co-pay amount provided by an adjudication computer, and a cash price obtained from a cash discount system. The remaining patient pay amount, which may be less than or equal to the cash price, may be transmitted to the pharmacy computer. The credit amount may be transmitted to the pharmacy computer or other third party computer.

Systems and methods to integrate point of sale processing, online order processing, and supply chain and store management over the Internet. In one aspect, a central server provides point of sale, online order processing, and supply chain and store management functions via browser based interfaces. The system enables users to enter orders from remote locations for order fulfillment at brick and mortar retail locations, where the POS terminals configured based on the browser based interfaces can be changed into a self service mode to allow customers to place orders for themselves at the retail locations.

Methods and devices for issuing merchandise coupon of ordering food are disclosed in this application, wherein the method includes: creating a merchandise instance for generating a merchandise coupon, and determining instance food information associated with the merchandise instance according to an obtained candidate food list for the merchandise instance, storing an association between merchandise instance and instance food information as an instance-food association record in a preset merchandise coupon database; creating the merchandise coupon for the merchandise instance; issuing the created merchandise coupon to a user terminal; storing a correspondence between issued merchandise coupon and user terminal receiving the merchandise coupon as a coupon-user association record in the merchandise coupon database, such that, when receiving a food ordering request from the user terminal, performing a cancellation after verification on the issued merchandise coupon according to the coupon-user association record and the instance-food association record stored in the merchandise coupon database.

Provided is a split vacation deal server sending queries in plural batches in which at least one batch is sent, via at least one API, to at least one data supplier server. The at least one data supplier server may include at least one policy limiting at least one current aspect of the at least one data supplier server's interaction with the split vacation deal server.

A device may receive access information that permits access to messages associated with an electronic messaging account. The device may process the messages associated with the electronic messaging account to identify one or more of the messages that include at least one coupon after receiving the access information. The one or more of the messages may be identified using at least two of an image processing technique, a text processing technique, or a code processing technique. The device may store information identifying the one or more of the messages that include the at least one coupon after processing the messages. The device may perform one or more actions to facilitate use of the at least one coupon in association with completing a transaction.

A method for determining customer lifetime value for a cohort of customers using an incentive system to provide for geographically limited rewards earned for transactions includes tracking payment card transactions between enrolled payment cardholders and enrolled merchants, creating a database of rewards eligible transactions, instructing a virtual payment card issuer to apply the rewards amount for each rewards eligible transaction to an account, receiving transaction authorization requests from the virtual payment card issuer corresponding to enrolled cardholders requesting to spend rewards within their corresponding account, if the transaction is occurring within a prescribed geographic area in which rewards can be spent, transmitting an authorization for the virtual card issuer to complete the transaction using the rewards, an enrolled payment cardholder attribute database, and applying a matching algorithm to the attribute database resulting in prediction based on similarity between one or more attributes with one or more other enrolled payment cardholders.