A method of payment using rewards is provided. The method includes detecting, by a mobile device of a customer, an authentication device based on a short range wireless communication between the mobile device and the authentication device; in response to detecting the authentication device, retrieving, by the mobile device, authentication data of the customer from the authentication device via the short range wireless communication; populating, by the mobile device, a graphical user interface displayed to the customer using the authentication data retrieved from the authentication device; receiving, by the mobile device, a selection from the customer to send the authentication data to an account management system; sending, by the mobile device, the authentication data to the account management system based on the received selection; and receiving, by the mobile device, a payment option for a transaction based on the customer being authenticated using the authentication data.

A reward program is a type of “loyalty marketing” that typically utilizes a formal scheme to promote or encourage specific actions or behavior by a target audience. For instance, credit card companies have been known to offer “cash back” rewards to cardholders for using a particular credit card over some other form of payment. As another example, airlines are known to offer “frequent flier” mile rewards for electing to fly on a particular airline. The frequent flier miles can be traded in for travel discounts. Loyalty marketing concepts can also be applied to website applications. For instance, a website reward program can allow visitors an opportunity to earn virtual awards, e.g.: badges, titles, points, etc. Visitors can also earn awards that translate into real-world benefits, such as discounts, vouchers, etc.

Systems and methods for providing customer navigation include a system provider device that may receive a query for directions to a first merchant physical location. Responsive to receiving the query, the system provider device determines a first travel time to the first merchant physical location and a second travel time to a second merchant physical location. The system provider device further determines a first wait time at the first merchant physical location and a second wait time at the second merchant physical location. Additionally, the system provider device determines that a first total time using the first travel time and the first wait time is shorter than a second total time using the second travel time and the second wait time. Based on determining that the first total time is shorter than the second total time, the system provider device may provide navigation to the first merchant physical location.

A network computer system records deposits to a donation funding account that is shared amongst a plurality of users. The donation funding account includes a total fund that is based on the recorded deposits for the plurality of users. The network computer system maintains an allocation profile for each of the plurality of users, where the allocation profile identifies, for each user, one or more user-selected organization recipients and an allocation of a portion of the total fund that is attributable to that user. In response to a given event, the network computer system automatically generates an output such as a donation acknowledgment report, based on the allocation profile specified by the respective user. The described by various examples, the output can be in the form of a visual representation and/or report.

A series of associated merchant websites or respective merchant websites each selling narrowly defined product categories to shoppers who browse to select products for placement into a shopping cart. While each website is operated and controlled by a different merchant or a single merchant, each website has access to a shared server farm where information about each shopper is stored. Also shared is a virtual e-commerce shopping cart that the shopper can use to check out at any of the merchant websites even though the virtual e-commerce shopping cart may contain products from multiple different merchant websites. Each merchant website is associated with metadata limited to the narrowly defined product category, thereby providing enhanced SEO benefits without the need to purchase ad words. Each boutique specifically targets a single category making the shopping and buying experience easier. Information gathered from shoppers at each unique boutique is stored at the server farm for being shared with other associated merchants in the collection of sites. A shopper's user account will transfer between sites and allow the data gathered to be used in a cross-promotional method and will ensure the shopper's experience is consistent with what they like and want in future visits. Moreover, a merchant incentivizes an account holder to make an authorized transaction by terms and agreement to auditably donate to the account holder's affinity entity. To incent desirable commerce with locals, the merchant's terms may limit its donation by a derivation of navigation time between account holder and merchant, and/or by date and time of the transaction. The account holder can direct the donation to one of more affinity entities within their own community, and/or within a community where the transaction was physically conducted. An account holder can also donate at the time of transaction where the donation is paid by the account's issuer for reimbursement as a debit to the account holder's account statement. Other payment system participants may donate (the merchant's acquirer, issuer, and transaction handler for the issuer and acquirer), by way of favorable interchange rates, can also make audible donations to account holder directed affinities entities.

A series of associated merchant websites or respective merchant websites each selling narrowly defined product categories to shoppers who browse to select products for placement into a shopping cart. While each website is operated and controlled by a different merchant or a single merchant, each website has access to a shared server farm where information about each shopper is stored. Also shared is a virtual e-commerce shopping cart that the shopper can use to check out at any of the merchant websites even though the virtual e-commerce shopping cart may contain products from multiple different merchant websites. Each merchant website is associated with metadata limited to the narrowly defined product category, thereby providing enhanced SEO benefits without the need to purchase ad words. Each boutique specifically targets a single category making the shopping and buying experience easier. Information gathered from shoppers at each unique boutique is stored at the server farm for being shared with other associated merchants in the collection of sites. A shopper's user account will transfer between sites and allow the data gathered to be used in a cross-promotional method and will ensure the shopper's experience is consistent with what they like and want in future visits. Moreover, a merchant incentivizes an account holder to make an authorized transaction by terms and agreement to auditably donate to the account holder's affinity entity. To incent desirable commerce with locals, the merchant's terms may limit its donation by a derivation of navigation time between account holder and merchant, and/or by date and time of the transaction. The account holder can direct the donation to one of more affinity entities within their own community, and/or within a community where the transaction was physically conducted. An account holder can also donate at the time of transaction where the donation is paid by the account's issuer for reimbursement as a debit to the account holder's account statement. Other payment system participants may donate (the merchant's acquirer, issuer, and transaction handler for the issuer and acquirer), by way of favorable interchange rates, can also make audible donations to account holder directed affinities entities.

Systems and methods that utilize funds associated with a financial account rewards program to modify an amount maintained in association with a gaming establishment account.

The present invention generally relates to a system, method, and computer program for providing maximum savings in electronic commerce. Specifically, during a shopping experience, several products or service inputs, such as: electronic coupon codes, sales taxes, cashback rebates, customer loyalty programs, etc. are calculated and compared against numerous competitor retailer stores to ascertain the lowest price. Several optimization schemes are also disclosed which enhance a user experience.

A method and system provides for content management and distribution, including receiving a plurality of digital data files each digital data file including a visual content item, such as photographs. The method and system includes receiving event data associated with the digital data files, identifying an event captured in the visual content and receiving author data for the visual content. The method and system includes presenting the visual content of each the plurality of digital data files to an authorizing user, as well as receiving approval indicators for one or more of the digital data files, indicating approval by the authorizing user for use or distribution of the files. Therein, the method and system includes generating an approved content data set and distributing the approved visual content for loyalty, rewards, or commercial transactions.

A method and system provides for content management and distribution, including receiving a plurality of digital data files each digital data file including a visual content item, such as photographs. The method and system includes receiving event data associated with the digital data files, identifying an event captured in the visual content and receiving author data for the visual content. The method and system includes presenting the visual content of each the plurality of digital data files to an authorizing user, as well as receiving approval indicators for one or more of the digital data files, indicating approval by the authorizing user for use or distribution of the files. Therein, the method and system includes generating an approved content data set and distributing the approved visual content for loyalty, rewards, or commercial transactions.