Disclosed herein is a computer-implemented method of managing sensitive information and the communication thereof. The method comprising: receiving, by a first server from a second server, first sensitive information relating to a user having an account with the second server; receiving, by the first server from a user device, second sensitive information via a data entry page hosted by the first server, wherein the data entry page is configured to receive second sensitive data associated with the user and the second sensitive information is different to the first sensitive information; and associating, by the first server, the first sensitive information with the second sensitive information. The first server and the second server communicate via a first communication channel and the first server and the user device communicate via a second, different communication channel.

An intermediary application enables loyalty program members to redeem their loyalty points or miles through purchases with a merchant different from the business entity associated with the member's loyalty program. Members of a loyalty program pay merchants using loyalty points in exchange for goods and services. A virtual credit card is created to complete the purchase from the online merchant. Customer behavior is collected at the SKU level to help a loyalty program get to know their members better and further enhance the customer experience overall.

A media level of each Self-Service Terminal (SST) within a customized group of SSTs are managed in real time based on a current media level and a predicted optimal media level for each SST over a given period of time. During management, depositors are proactively steered away from media heavy SSTs to media deficient SSTs within the group. Any given SST of the group may have deposits temporarily disabled based on real-time instruction. Depositors that are being redirected may be incentivized to encourage the depositors to deposit at the cash deficient SSTs of the group.

Product offering systems are provided. Product offering systems may include sending an offer to a customer that possesses a mobile computing device and has agreed to receive offers for products via the mobile computing device. Agreeing to receive offers would result in the unique data about the customer being available to offer provider. Unique customer data may include data related to the customers wireless service provider or from a financial account in a financial institution, and collecting customer data about the customer, wherein the customer data comprises financial data and personal data. Product offering systems may further include registering a wireless computing device of the customer to able the device to receive the offer, and determining opportunities to send the offer to the customer by monitoring the customer and the customer data. Product offering systems may also include sending the offer to the customer's registered device based on the determination of opportunities.

Automatically communicating information related to a user computing device from a central computing system to a transaction computing system prior to initiation of a transaction between the user computing device and the transaction computing system comprises a digital wallet application and a central computing system. A digital wallet application receives a beacon signal from a transaction computing system indicating the specific identification of the terminal with which the user intends to conduct a transaction. The user computing device communicates the terminal identification to the central computing system. The central computing system communicates customer data, such as loyalty information and offers, to the transaction computing system associated with the terminal. The transaction computing system communicates the customer data to the terminal. When the user taps the user computing device to initiate the transaction, the terminal provides any benefits associated with the customer data.

A server and method for processing a card-not-present transaction whereby a purchaser selects to use one or more friends' card to obtain a reward is disclosed. The server comprises at least a computer processor to: (i) receive, from a merchant server, a payment request including a contact mechanism for the friend(s); (ii) send a selection request to the friend(s) using the contact mechanism; (iii) receive, from the friend(s) a selection response including card number(s) eligible for the reward; (iv) request the issuer server(s) for authentication and blocking the amount; (v) track a cumulative amount dynamically and repeat steps (iii) and (iv) until equal to or greater than the payment amount; (vi) generate a virtual card number for one time use based on the card number(s); and (vii) send a payment response to the merchant server including the virtual card number for the purchaser to complete the transaction.

A device for transmitting real-time identification of a fashion item for receipt by a portable wireless computing device operated by a consumer located in a non-store location observing the fashion item, the device comprising: a Bluetooth fashion-item identification chip including: a fashion-item-use sensor; a processor operably connected to the fashion-item-use-sensor; a Bluetooth low energy transmitter operably linked to the processor; a battery operably connected to the fashion-item-use sensor, Bluetooth low energy transmitter, and the processor for providing power to operate the device; and a machine washable coating deposited around the periphery of the device for protecting the interior of the device from repeated exposure to water, heat, and chemicals utilized to maintain the fashion item. The device is utilized in the methods and systems of the invention for real-time identification of a fashion-item observed by a consumer in a non-store location and for real-time time purchase of the identified fashion-item via the consumer's portable electronic device.

A method and computer system for detecting, utilizing at least one sensor associated with the computer system, an attempt to establish short-range communications between a device and a short-range communications module coupled to the computer system. The method and computer system further configured for determining that no short-range communication was received by the computer system via the short-range communications module and providing a signal to the device to enable a short-range communications transceiver at the device.

An embodiment relates to a trash collection device comprising a trash receptacle with a unique identification and an opening to receive a class of trash; an identification scanner for recognizing a user; a trash item counter; a fill level sensor; a display configured to interact with the user; a compactor; a solar panel configured to charge a battery; a data communicator configured to communicate date to a cloud storage; a processor configured to generate incentive for the user; wherein the trash collection device is configured to be modular and configurable to connect with another similar trash collection device to enable to collect additional trash class and is configured to interact with each other through a common software. The device, method and system are further used to generate recycling analytics by using the stored data to provide incentives to users and to facilitate planning of downstream operations.

Systems and methods for accessing remote digital services by using embedded circuitry included in an electronic device.