G06Q30/0236

SYSTEM AND METHOD FOR PROMOTING PRODUCT SALES
20230030667 · 2023-02-02 ·

The disclosed technology for distributing a portion of a sales profit to purchasers if a product selling event is successful, thereby promoting product sales, wherein the sales profit distribution system may include a product payment unit adapted to allow a payment for the product to be made through a terminal of the purchaser; and a profit distribution unit adapted to calculate an individual distribution profit to be distributed to the purchaser from the distribution profit, and the sales profit distribution method may include the steps of: (a) performing a payment for the product by a terminal of the purchaser through a product payment unit; and (b) calculating an individual distribution profit to be distributed to the purchaser from the distribution profit through a profit distribution unit.

Method and system of facilitating a purchase between a buyer and a seller

Methods and systems of facilitating at least one purchase over at least one network between at least one buyer and at least one seller are disclosed. Personal information from the at least one buyer can be stored. The personal information can be utilized to assign at least one account identifier to the at least one buyer. The at least one buyer can use the at least one account identifier to process payment over the at least one network for the at least one purchase from the at least one seller, such that the at least one seller does not obtain the personal information of the at least one buyer.

Mobile credit acquisition
11488194 · 2022-11-01 · ·

A method for mobile credit acquisition is disclosed. The method deploys a shopping incentive offer, the shopping incentive offer for a shopping incentive. A device identifier associated with a user's mobile device is received in response to a user responding to the shopping incentive offer on the user's mobile device. In addition, a user identifier is received for the user. The device identifier and the user identifier are used to obtain user specific information useable for a credit prescreen. The shopping incentive is then provided to the user's mobile device. If the user does pass a credit prescreen, a pre-approved credit offer is also provided to the user via the user's mobile device in conjunction with the shopping incentive.

Supporting action tracking and deeds between multiple parties
11494799 · 2022-11-08 · ·

Aspects of the disclosure support a server that supports a method for action tracking and deeds between multiple parties using a blockchain. The method may include providing a marketplace for projects, receiving a selection of a project, deploying a smart contract, determining a funding amount is transmitted to the smart contract, and activating a monitoring service. The monitoring service may monitor a data feed of an external system to determine whether a triggering action is performed. The data feed may include data corresponding to actions performed on the external system by a plurality of user identifiers in association with the sponsor. The method may further include causing a funding release action to be executed by the smart contract in accordance with the triggering action being performed, such that at least a portion of the funding amount to the sponsor, a provider for the project, or both.

Methods and systems for rewarding personal well-being

A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.

Real-time fully automated incentive-to-needs matching and delivery

Generating an asset ontology. Obtaining current transaction information associated with a current transaction, the current transaction information being obtained in response to the current transaction being processed by a point of sale system. Updating a subscriber profile based on the current transaction information. Selecting one or more subscriber roles based on the updated subscriber profile. Identifying one or more assets based on the one or more subscriber roles and the asset ontology. Selecting one or more incentives based on the one or more assets. Providing the one or more incentives to a subscriber system, thereby causing the subscriber system to present the one or more incentives at substantially the same time as the current transaction is processed by the point of sale system.

Reward provision device, reward provision method, and program
11488192 · 2022-11-01 · ·

A point applying unit associates a predetermined point according to a type of regular purchase contract with user identification information according to a contractual user, for each predetermined period; a number-of-points information storage unit stores number-of-points information representing the number of points for each reward, in a plurality of providable rewards; a selection information acquisition unit retrieves selection information that is associated with the user identification information and represents a selected reward of the plurality of rewards; and a reward management unit enables the selected reward to be used, based on the user identification information, in a case where the total number of points are set by the selection information retrieved by the selection information acquisition unit and the number-of-points information in the number-of-points information storage unit and are associated with the selected reward has a predetermined relationship with the predetermined point associated by the point applying unit.

METHOD AND SYSTEM FOR PROVIDING INCENTIVES FOR VIEWERS TO WATCH ADVERTISEMENTS
20230093688 · 2023-03-23 ·

Presented is a method and system for providing an incentive to a viewer for watching an advertisement. The method includes receiving a triggering event from the viewer, providing an interactive window on receiving the triggering event, receiving an input from the viewer while interacting with the interactive window, performing an action based on the input from the viewer, wherein the action includes presenting the selected advertisement to the viewer if the input is selecting at least one advertisement from the advertisement group, and capturing advertisement preferences of the viewer through a user interface if the input is clicking a user interface element related to advertisement preferences from the one or more user interface elements. Further, the method includes providing an incentive to the viewer, and facilitating the viewer's redemption of the incentive for rewards.

SYSTEM AND METHOD FOR INCENTIVIZING REPEAT TRANSACTIONS WITH MERCHANTS WITHIN A PRESCRIBED GEOGRAPHIC AREA USING PAYMENT PROCESSING NETWORK DATA AND PROVIDING FOR TIME DISTRIBUTED PAYMENTS
20230092175 · 2023-03-23 ·

A method for incentivizing repeat transactions within a prescribed geographic area using payment process network data includes acquiring a first set of transaction data from a payment network, creating a database of a second set of transaction data of transactions by an enrolled cardholder or merchant, identifying rewards eligible transactions and creating a database of rewards eligible transactions by enrolled cardholders at enrolled merchants, calculating rewards by querying the database of rewards eligible transactions and multiplying the amount by a factor, transmitting an instruction to a virtual card issuer to apply the rewards amount to a virtual payment card, receiving an authorization request to make a purchase using rewards, and determining if the transaction of the authorization request occurred within a prescribed geographic area in which rewards may be spent at enrolled merchants and if so authorization for the virtual card issuer to complete the transaction using the rewards.

METHOD AND SYSTEMS FOR ALLOCATING PAYMENT BASED ON A FREE TRIAL PERIOD
20230086048 · 2023-03-23 ·

Disclosure includes selecting a merchant from a plurality of merchants, enabling a trial mode for the merchant, during the trial mode, receiving an indication of a first order for the merchant, forwarding the indication of the first order to the merchant, allocating a first payment for the first order to the merchant, requesting an acceptance of a membership status from the merchant, and receiving an indication of the payment for the first order.