Systems, methods, and computer-readable storage media for scanning a mobile computing device for applications produced by partnered entities and providing benefits when those applications are found. An exemplary system does this by accessing a list of applications and associating each application with a respective entity which has a rewards program linked to a specific entity. The system issues a request for application information of the applications which are installed on the mobile computing device, identifies applications that match the list of applications in the data record, and generates at least one notification based on the identified applications and the rewards program. The system then displays the at least one notification.

A method of displaying an electronic coupon by a system comprises a merchant assigning a discount percentage to the regular price of a service or commodity for a customer, and assigning a particular time of the day for which the electronic coupon is displayed, wherein an electronic customer coupon is issued; wherein a merchant offering commodities or services is qualified according to the customer criteria; displaying an electronic coupon to a potential customer from a merchant qualified according to the customer criteria; means for the merchant to optionally activate and/or inactivate the electronic coupon, where upon inactivation the coupon is not displayed and upon reactivation the electronic coupon is once again displayed to the customer.

Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and transmitting a unique confirmation number generated for the purchase data record. One or more service of the bundled set may be a dental or veterinary service. The bundle price may be based on a location or time at which at least one service will be performed and may be determined using a user's remaining insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. A payment may be virtual funds.

A system for generating a digital promotion may include mobile wireless communications devices each associated with a respective user, and a promotion generation server. The promotion generation server may obtain a group chat code from a given mobile wireless communications device for starting a group chat with other users, and obtain a unique identifier from the given mobile wireless communications device and add a respective mobile wireless communications device to the group chat based upon the unique identifier. The promotion generation server may also generate tasks for the users to complete via the respective mobile wireless communications devices for display within the group chat, and determine when each of the tasks has been completed based upon input from at least one of the mobile wireless communications devices, and when so generate and communicate the digital promotion to the mobile wireless communications devices for display within the group chat.

Provided is a method for processing resources. The method includes: displaying, in response to a trigger operation on a target adjustment control, a task page of a target adjustment task, wherein the task page has participation prompt information and a first invitation control displayed thereon; sending, in response to a trigger operation on the first invitation control, adjustment task information to other one or more accounts; and updating, upon completion of the target adjustment task, a state of a target resource based on the target quantity required for updating the state of the target resource.

A method for managing advertisement that is to be performed by a server includes a step of receiving a piece of advertisement type information from an enterprise device, a step of selecting pieces of candidate user information from among pieces of user information stored in the server based on the piece of advertisement type information, a step of receiving an advertisement material from the enterprise device, a step of selecting pieces of target user information that corresponds respectively to target users from among the pieces of candidate user information, and a step of performing an advertisement-pushing procedure with respect to the target users.

Systems and methods for determining consumer eligibility for a gated offer using verification data from a verification source, while reducing exposure of the verification data, are herein disclosed. In one example, a method for a verification source comprises, generating a seed hash from a pre-determined data specification, aggregating verification data based on one or more data fields indicated by the data specification to produce aggregated verification data, hashing the aggregated verification data using the seed hash to produce hashed verification data, receiving hashed customer data from a verification platform, receiving a comparison request from the verification platform, comparing the hashed customer data with the hashed verification data; and returning a result to the verification platform indicating if the hashed customer data matches the verification data.

Methods, computer-readable media, systems, and/or apparatuses are provided for providing offer and insight generation functions. User input requesting an offer or insight may be received and an image of a photographic identification of a user may be requested. The image of the photographic identification may be captured and stored. A self-captured image of the user may be captured (e.g., via an image capture device of the computing device) and compared to an image of a user from the photographic identification. Responsive to determining that the images match, displaying an instruction to capture a vehicle identification number. The vehicle identification number may be captured. Data, including location data, may be extracted and an archive including the extracted data may be generated and the data may be transmitted to an entity computing system for processing. The entity computing system may evaluate the data and generate one or more insights and/or outputs.

Proposed is a blockchain-based virtual currency intermediation and distribution system according to a point return, which can calculate, at a set rate, the amount of return for points that are given or paid offline or online for a user's product purchase or service use, and either convert the calculated amount of point return into a cash currency stepwisely, or convert the calculated amount of point return into a virtual currency recordable on a blockchain according to accumulated points, thereby securing stability and complementarity to support virtual currency transactions.

A processor may receive user interaction data of a user for a plurality of electronically-presented offers. The processor may generate a plurality of labels, the generating comprising generating a label for each respective offer according to a comparison of the quality of the user interactions of the respective offer to the frequency of the user interactions of the respective offer. Each label may be a positive label or a negative label. The processor may determine whether the generating produced both positive and negative labels. The processor may select one of a plurality of available ML models, wherein a two-class ML model is chosen in response to determining that the generating produced both positive and negative labels and a one-class ML model is chosen in response to determining that the generating did not produce both positive and negative labels. The selected ML model may be trained and/or may be used to process user profile data and provide recommendations.