Embodiments herein disclose computer-implemented methods, computer program products and computer systems for context based online garage offering. The computer-implemented method may include receiving listing data from the seller users corresponding to items offered for sale, wherein the one or more seller users and one or more buyer users are registered with a web-based exchange platform based on user registration data; determining a seller context for the items based on the user registration data and the listing data; receiving historical item data for the items; determining disposal costs versus carry costs for the items based on the historical item data; determine potential buyers based on the listing data and potential buyer activity of the buyers; determining a buyer context based on the user registration data and the potential buyer activity; generating offer data for the items; and presenting the offer data to the seller users via a computing device user interface.

The inventions described herein relate to the field of online crowdfunding. More specifically, the embodiments described include an online interface for crowdsourcing questions and crowdfunding their answers.

There is disclosed, in an embodiment, video-based requests for proposals and video-based bids used to create a contract through a set of terms of service, to provide a contract that dictates the release schedule of escrow funds. Embodiments use video and terms of service inside the function of a mobile application program (app) and digitize an escrow account for construction purposes. Embodiments integrate, via the app that is also used for video-based bid solicitation, video-based bidding and video-based milestone reporting and acceptance, to prove project video-based bidding, escrow and milestone payments. Other embodiments are also disclosed.

For real-time delivery of optimal vehicle price data, an application host receives a request for optimal price data for a specific vehicle displayed on the dealer website. When the response exists in the application cache, the application host, returns the response including the optimal price data for the specific vehicle to the browser for display on the dealer website. To calculate the optimal price data, the application host determines whether meta data for the specific vehicle matches parameter values in one or more pricing rules. If so, the application host identifies the pricing rule that has the highest number of parameter values. The optimal price data for the specific vehicle is then calculated by applying the formula in this pricing rule.

A computer-implemented method that, in an embodiment, includes receiving a travel request from a traveler that includes a pickup and destination location and a number of travelers and analyzing the travel request and calculating routes for vehicles that are partially based on the pickup and destination location, the number of travelers, destination locations of travelers located in the vehicles, traffic conditions, minimizing a waiting time for the traveler, minimizing a travel time for the traveler, minimizing a travel time for the travelers located in the vehicles, and optimizing an aggregation of travelers on each of the plurality vehicles. In an embodiment, the plurality of vehicles includes 5 vehicles or more and based on the calculating, the method includes supplying a selected route to a selected vehicle and supplying to the traveler, identification information related to the selected vehicle thereby resulting in transportation of the traveler to the destination location. A systems and methods for ridesharing are provided. The systems and method can include splitting a plurality of GPS locations for a given vehicle into segments, determining a most probable location for each GPS location, and reconstructing the route, for a fleet of ridesharing vehicles.

Disclosed is a system and method for integrating email, SMS, and social media based transactions with interactive television or standard cable with Internet access to make payments. Disclosed is a method to tie together a vendor and a cable provider with an e-commerce system leveraging each entity's customer information to streamline the payment process. Also disclosed are multiple methods to allow customers to make messaging based payments via interactive cable television features. The messaging allows for payments based on various levels of convergence between Internet and cable television experiences.

A database system, method, and computer program product of handling purchases of products is presented, in which the database system comprises a relational database storing relational data for a plurality of products, a key-value database storing a plurality of first files and a plurality of second files, an interface module connecting the relational database with the key-value database, and a shopping engine to communicate with the key-value database. The interface module converts relational data stored in the relational database into first files and second files. The shopping engine queries the key-value database to retrieve available products in response to an availability request.

A method includes storing, by a digital asset-based interaction computing entity of a digital asset-based interaction system, a set of second computing entity interaction preferences pertaining to digital asset-based interactions involving a second computing entity. The method further includes obtaining first and second computing entity real-time information from one or more of a first computing entity of the digital asset-based interaction system and the second computing entity. The digital asset-based interaction involves the first computing entity providing an amount of digital assets and the second computing entity accepting desired assets in a desired asset format. The method further includes facilitating the digital asset-based interaction in accordance with the first and second computing entity real-time information, the set of second computing entity interaction preferences, a real-time digital asset-based interaction process, and a nonreal-time digital asset-based interaction process.

A market electricity price prediction unit is configured to predict a transaction price of electricity traded in an electricity transaction market. A user use prediction unit is configured to predict a use plan of a vehicle by a user of the vehicle. An electricity transaction plan preparation unit is configured to prepare an electricity transaction plan based on a prediction result of the market electricity price prediction unit and a prediction result of the user use prediction unit. The user inquiry performing unit is configured to make an inquiry to the user about the electricity transaction plan before an electricity transaction according to the electricity transaction plan is contracted in the electricity transaction market.

A system for autonomous issuance and management of insurance policies for computer and information technology related risks, including but not limited to losses due to system availability, cloud computing failures, current and past data breaches, and data integrity issues. The system will use a variety of current risk information to assess the likelihood of operational interruption or loss due to both accidental issues and malicious activity. Based on these assessments, the system will be able to autonomously issue policies, adjust premium pricing, process claims, and seek re-insurance opportunities with a minimum of human input.