A computer that selectively removes online content associated with an individual is described. During operation, the computer may perform an enrollment process associated with the individual, where the enrollment process involves receiving credentials for one or more accounts associated with the individual. Then, based at least in part on the credentials, the computer may monitor a subsequent activity history associated with the individual, where the activity history includes online transactions associated with the individual, and where the online transactions are associated with multiple locations and the one or more accounts. When the computer receives information specifying an occurrence of an event (such as death or illness of the individual), the computer may, based at least in part on the monitored activity history, selectively remove the online content associated with the individual and at least some of the locations.

A method of verifying a beneficiary is provided. The method may include identifying information regarding transfer of a virtual asset including full name data of an originator, date of birth (DOB) data of the originator and a beneficiary virtual asset address, identifying a hash value set of a full name of the originator generated based on the full name data of the originator and a hash value set of a DOB of the originator generated based on the DOB data of the originator, transmitting, to a beneficiary server, a verification request message including the hash value set of the full name of the originator, the hash value set of the DOB of the originator and the beneficiary virtual asset address, and receiving, from the beneficiary server, a response message including verification result information regarding whether the originator matches the beneficiary, which is generated based on the verification request message.

A financial planning system automatically chooses financial products, such as insurance or annuities, for an individual's financial plan or financial strategy. The financial planning system can automatically purchase financial products on behalf of the individual. Reduced (anonymized) versions of the financial plans are automatically analyzed to create financial product demand curves by product type, and these demand curves are respectively sent to financial product providers, to encourage commercial offers in accordance with the individuals' financial plans or financial strategies. The financially planning system automatically detects the possibility of bankruptcy during simulations and automatically tries to prevent it via expense reduction, expense elimination, emergency general loan(s) and/or asset liquidation.

Systems, devices, and methods including a computing device with a processor configured to: send a keep-alive signal to a user at a predefined interval; determine an active status of the user if a reply to the keep-alive signal is received prior to an expiration of the predefined interval; determine a non-active status of the user if a reply to the keep-alive signal is not received prior to an expiration of the predefined interval; send a first level transition notification to a first contact list if the determined status of the user is non-active; send a second level transition notification to a second contact list after a first time period has expired and the reply to the keep-alive signal is not received; and send a third level transition notification to a third contact list after a second time period has expired and the reply to the keep-alive signal is not received.

Various methods, apparatuses/systems, and media for automatically extracting information from unstructured data are provided. A receiver receives digitized data of a document having unstructured data format. A processor applies machine learning models for sectioning the digitized data. An OCR device applies an OCR processing to the sectioned digitized data. The processor matches the sectioned digitized data to patterns and rules; applies classification models to the matched digitized data to identify entities and events from the sectioned digitized data; automatically link each entity with corresponding event in a hierarchical format to generate a document having structured data format; and output the document having the structured data with metadata having the linked entity with corresponding event in the hierarchical format to downstream applications.

Embodiments of extended reality (XR) methods and systems for handling home-related information are disclosed. In one embodiment, a computer-implemented method may include (1) obtaining one or more XR preferences for a party; (2) presenting, using one or more devices associated with the party instructions constructed to guide the party to move throughout or around a real property, and prompts constructed to direct the party to capture data representing one or more of the real property or belongings; (3) determining, by one or more processors processing the captured data, asset data representing one or more of the real property or the belongings; and/or (4) presenting, in a virtualized environment in accordance with the party's XR preferences via an XR device, one or more visual depictions of the determined asset data such that the party or an insurance representative can at least one of view, modify, or approve the asset data.

A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications. The platform provides the information identifying the potential modifications.

A system and method for distributing digital asset content and encrypted data are disclosed. A particular embodiment is configured to: enable a custodian to receive access to digital assets and distribution instructions from a digital asset owner platform; enable the custodian to receive an authenticated agreement advising the custodian of identifying information for a designated recipient platform to receive the digital assets upon death or incapacitation of a corresponding digital asset owner, the authenticated agreement also advising the custodian of identifying information for a death reporting entity; enable the custodian to receive an indication of the death or incapacitation of the digital asset owner from the death reporting entity; enable the custodian to distribute the digital assets to the designated recipient platform in response to receiving the indication of the death or incapacitation of the digital asset owner from the death reporting entity; enable the custodian to receive a first integrity check or authenticated receipt verifying that the designated recipient platform received the distributed digital assets; enable the designated recipient platform to distribute the digital assets to at least one ultimate recipient; enable the designated recipient platform to receive a second integrity check or authenticated receipt verifying that the at least one ultimate recipient received the distributed digital assets; enable the custodian to receive the second integrity check or authenticated receipt verifying that the at least one ultimate recipient received the distributed digital assets; and cause at least a portion of the digital assets to be expunged from data storage in response to receiving the second integrity check or authenticated receipt.

A computer that selectively removes online content associated with an individual is described. During operation, the computer may perform an enrollment process associated with the individual, where the enrollment process involves receiving credentials for one or more accounts associated with the individual. Then, based at least in part on the credentials, the computer may monitor a subsequent activity history associated with the individual, where the activity history includes online transactions associated with the individual, and where the online transactions are associated with multiple locations and the one or more accounts. When the computer receives information specifying an occurrence of an event (such as death or illness of the individual), the computer may, based at least in part on the monitored activity history, selectively remove the online content associated with the individual and at least some of the locations.

Systems, methods, and computer-readable storage media utilized for revoking access to a financial account held by a customer of a financial institution. One method includes determining, by at least one processing circuit, an access level based on information stored in an account database and an adverse event experienced by a customer. The method further includes authorizing, by the at least one processing circuit, a designee of the customer comprising the access level for at least one future payment request. The method further includes transmitting, by the at least one processing circuit, an alert message corresponding to the authorization of the designee for the access level. The method further includes in response to receiving an input from a user device, withdrawing, by the at least one processing circuit, the access level.