A method for notifying a beneficiary of a benefit to be claimed has steps for storing information regarding a contract codifying a benefit and a condition for claiming the benefit in a data repository coupled to an Internet-connected server executing software on a processor from a non-transitory medium, storing contact information for the beneficiary in the data repository, determining by execution of the software whether or not the condition has been met, the determination comprising accessing information outside the Internet-connected server, if the condition has not been met, repeating the determining step until the condition is seen to be met, and when the condition is determined to be met, notifying the beneficiary that the benefit can be claimed.

This application provides an information processing method in digital asset certificate inheritance transfer, and a related apparatus. The method includes: obtaining a will of a user; and triggering, in response to that a signature made on the will by using a public key of the authoritative entity node is successfully verified by using a private key of the authoritative entity node, transmission of a signature made on at least one digital asset certificate in the will by using a public key of a corresponding inheritor personal security kernel node to the inheritor personal security kernel node corresponding to each inheritor personal security kernel node identifier in the will. In the embodiments of this application, the digital asset certificates of the user are uniformly maintained.

A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications. The platform provides the information identifying the potential modifications.

A management system for managing, streamlining and automating the process of obtaining contributions for philanthropic entities (e.g., charities and other non-profit organizations), wherein user friendly Internet based processes are provided to (potential and actual) contributors that substantially eases the burden on such contributors in, e.g., contributing to such entities via planned giving or estate planning. For each of the philanthropic entities, the management system automates and facilitates the marketing and estate planning aspects for obtaining contributions in a manner that is consistent with the avowed beliefs and/or values of the entity, and that provides potential and actual contributors with contacts to professionals that also share the beliefs and/or values of the entity.

Digital platform asset management allows a person to prepare and posthumously execute a plan for winding down of digital assets upon the death of the person. A digital platform asset management system receives username, password, and instruction combinations that correspond to the digital accounts of a person. The system determines an account type for each digital account and validates the instruction in accordance with the account type. Upon receipt and validation of a death certificate for the person, the system identifies the various username, password, and instruction combinations and executes each instruction on the corresponding digital account. The instructions may include one or more of delete, download, memorialize, transfer ownership, and sanitize. While the person remains alive, the system periodically validates the various digital accounts and proactively searches for new digital accounts associated with the person.

Systems and methods are described for providing decentralized access to a user account. The method may include generating, by an electronic device, a public key and a private key for the user account, generating, by the electronic device, a first inner account block of a blockchain for the user account. The first inner account block may include an identifier for the user account, the public key for the user account associated with the electronic device, encrypted data for the user account, and a signature over contents of the first inner account block using the private key for the user account on the electronic device. The method may further include generating a second inner account block of the blockchain, providing, using the identifier associated with the user account, the blockchain to a plurality of other devices, and controlling access to the user account based on portions of the blockchain.

Systems and methods are described that include a plurality of devices triggered to be configured with a portable user account to synchronize account events to a distributed log. The plurality of devices includes at least one device configured to trigger a query to determine access rights for the at least one other device. In response to receiving an approval response to the query, the at least one device assigns a provision status to the at least one other device, provides, for the at least one other device, access to at least a subset of the portable user account according to the assigned provision status, and updates the distributed log to include the at least one other device based on the provision status.

Examples described herein relate to apparatus and methods for determining access to a financial account held by a customer of a financial institution, including, but not limited to, determining, by a processor of a financial institution computing system, an adverse event that causes death or incapacitation to the customer based on an adverse event message received from a user device associated with the customer, and in response to determining the adverse event, granting, by the processor, the access to the financial account held by the customer to a designee.

A commemorative system for celebrating the life of and remembering people after death and method of use. The commemorative system allows a user to access an online interactive memorial platform. The online interactive memorial platform is set up and hosted remotely on a server. The online interactive memorial platform is customizable to provide create a unique digital memorial for an individual. Users can access the online interactive memorial platform using an App connected to the server via a network. The online interactive memorial platform is used to create a unique identifier specific to each unique digital memorial. The unique identifiers may be attached to gravestones, markers, or other physical memorials. To access the digital memorial, a user may scan the unique identifier with a smartphone using the App.

A system that provides for identifying eligible account activity including a related date of last account activity for purposes of managing escheatment. Specifically, the present invention provides for implementing artificial intelligence including machine learning techniques to definitively identify, which electronic transactions are recurring transactions and, once transactions have been identified as one-time-only or recurring, state-specific abandoned property requirements are applied to determine a date of last activity for a financial account. The date of last activity, along with other dates of interest, are subsequently monitored to determine when property remaining in an inactive financial account escheats to the state.