A system and method for establishing a verified computing environment for executing data-driven contracts, comprising a cryptographic directed acyclic graph object model of a data-driven contract, wherein at least a subset of the objects in the MDAG correspond to clause state of at least one programmable clause of the data-driven contract; at a computing environment, administrating the data-driven contract in accordance with the MDAG which can include at least one execution instance comprised of: receiving a contract input to contract logic of the data-driven contract, processing the input according to the clause logic, in response to the contract input, generating at least one updated state object and generating at least one output object, and for each generated object, hash-linking the generated object to an object associated with the creation of the generated object.

A method comprising navigating to a first investment interface publishing a first particular loan opportunity among different loan opportunities, the loan opportunity being based on first loan terms and first property information, receiving different loan opportunities based on the first query, providing a selection of the first particular loan opportunity, receiving details of the first particular loan opportunity, providing a first commitment from the first investor system to partially fund a first partial funding of a loan amount associated with the first particular loan opportunity, a second commitment from the second investor system being already provided to the investment system to partially fund a second partial funding, receiving an indication that a first loan is to be provided to the first property owner when the loan amount is completely funded, and receiving distributions, every day, of daily returns by the first investor.

The invention synthesizes a social network, electronic commerce (including performance based advertisement and electronic payment), a mobile internet device (MID)/mobile wearable internet device, a topological data analysis (TDA) algorithm(s), an algorithm(s) based on game theory and a machine learning algorithm(s), utilizing a classical computer or an optical computer enhanced machine learning algorithm(s), utilizing an optical computer or a quantum computer enhanced machine learning algorithm(s), utilizing a quantum computer. The synthesized social commerce further dynamically integrates stored information, real time information and real time information/data/image(s) from an object/array of objects (Internet of Things (IoT)) and automated agents (bots). The machine learning algorithm(s), utilizing a classical computer can include a software agent, a fuzzy logic algorithm, a predictive algorithm, an intelligence rendering algorithm, a self-learning (including relearning) algorithm and an evolutionary algorithm.

The present disclosure provides a method, non-transitory computer-readable storage medium, and a vehicle tracking system for real-time, dynamic and adaptive an artificial-intelligence based cost negotiation for transportation services. The system trains the artificial-intelligence based system to negotiate with one or more users for transportation services. In addition, the system obtains a first set of data from the one or more users. Further, the system prepares a first cost quotation for one or more transport vehicles. Furthermore, the system sends the first cost quotation to the one or more users. Moreover, the system receives a response from the one or more users for negotiating on cost. Also, the system analyses the response from the one or more users. Also, the system continuously interacts with the one or more users for the cost negotiation. Also, the system sends a final cost quotation to the one or more users.

Systems and methods for crowdsourcing information on a guarantor for a loan are disclosed. An example system may include a crowdsourcing request circuit to configure at least one parameter of a crowdsourcing request related to obtaining information on a condition of a guarantor for a loan; a crowdsourcing publishing circuit to publish the crowdsourcing request to a group of information suppliers; and a crowdsourcing communications circuit to collect and process at least one response from the group of information suppliers, and to provide a reward to at least one of the group of information suppliers in response to a successful information supply event.

A system and method are described that provide user-controlled Quality of Experience (QoE) in a network of resources. QoE or service parameter profiles of an SDN-NPV network are mapped to options for user selection using a QoE selector knob. The user selects the desired QoE or service parameter profile from the available options and the SDN-NPV network configuration is implemented that corresponds to the desired QoE or service parameter profile.

Systems and methods for crowdsourcing information on loan collateral are disclosed. An example system may include a crowdsourcing request circuit to configure at least one parameter of a crowdsourcing request related to obtaining information on a condition of a collateral for a loan; a crowdsourcing publishing circuit to publish the crowdsourcing request to a group of information suppliers; and a crowdsourcing communications circuit to collect and process at least one response from the group of information suppliers, and to provide a reward to at least one of the group of information suppliers in response to a successful information supply event.

A kiosk system is described that may have multilevel displays and multiple network antennas. Upper level displays may be non-touch and a lower level display may include a touch display. The upper level displays may be affixed to a body of the kiosk using brackets. The kiosk may include first and second network interfaces. The first network interface may be provided to enable user terminals local to the kiosk to wirelessly access network resources via the kiosk system. The second network interface may enable the kiosk to access a remote system. The kiosk may be equipped with a camera, microphone, and/or a speaker.

The invention provides a computerized electronic auction payment system and method for effecting a real-time payment for an item won in an electronic auction by setting up and maintaining electronic auction payment accounts for prospective bidders and sellers. The prospective bidders provide funds to their electronic auction payment accounts maintained by the computerized electronic auction payment system, prior to being deemed as winning bidders, via direct deposit, using a credit card, or sending a check, money order, or other financial document to an operator of the computerized electronic auction payment system. In one embodiment, a prospective bidder authorizes the computerized electronic auction payment system to effect a real-time payment to the seller upon the prospective bidder being deemed the winning bidder (i.e., immediately following the conclusion of the auction). That is, without the winning bidder having to access a payment page via an Internet connection to a particular web site.

In one embodiment, a method includes receiving a legal document associated with a party and classifying the legal document into one or more classifications. The method also includes obtaining a party decentralized identifier (DID) associated with the party. The method also includes generating a data model using the party DID and the one or more classifications. The method further includes generating a hybrid legal document using the data model.