G07F7/0833

Multi-card including fingerprint input unit and payment method using the same
11727405 · 2023-08-15 · ·

Provided is a multi-card having a fingerprint input unit and a payment method using the same, and the multi-card includes a secure element adapted to allow multiple pieces of card information issued to the same card service to match each of a plurality of fingerprints to thus store the matching results therein and a fingerprint input unit for receiving the plurality of fingerprints inputted thereto, wherein the secure element produces transaction response information having one piece of card information activated according to the fingerprint information inputted to the fingerprint input unit.

CONTACTLESS CARD WITH MULTIPLE ROTATING SECURITY KEYS

A contactless card can include a plurality of keys for a specific operation, e.g., encryption or signing a communication. The contactless card can also include an applet which uses a key selection module. The key selection module can select one of the plurality of keys and the applet can use the key to, e.g., encrypt or sign a communication using an encryption or signature algorithm. The contactless card can send the encrypted or signed communication to a host computer through a client device. The host computer can repeat the key selection technique of the contactless device to select the same key and thereby decrypt or verify the communication.

Electronic badge and housing for the same

The present disclosure provides an electronic badge and a housing for the same. The housing includes: a rear case defining a main board cavity, and formed with a display opening in communication with the main board cavity and a profile card receiving slot located outside the main board cavity; and a front case detachably disposed on the rear case to enclose the profile card receiving slot or both the display opening and the profile card receiving slot, a portion of the front case opposite the profile card receiving slot or both the display opening and the profile card receiving slot being made of a transparent material.

Financial card with function of fingerprint verification and working method therefor
11308495 · 2022-04-19 · ·

The present disclosure provides a financial card with function of fingerprint verification and a working method therefor, which belongs to information technology field The financial card with function of fingerprint verification includes: a waiting and receiving module (401), a determining module (402), a storing module (403), a first sending module (404), a second sending module (405), a third sending module (406), an application cryptogram module (407) and a fourth sending module (408). The financial card provided by the present disclosure further includes a cardholder verifying module and/or a boot-up verifying module The solution provided by the present disclosure improves security of the identity verification in an e-transaction and makes the e-transaction to be more convenient by using the fingerprint to execute identity verification.

Enrolment device for a biometric smart card

The application provides an enrolment card for a biometric card with a first card body. The enrolment card includes a battery for providing electrical power, a microcontroller unit that is electrically connected to the battery, and a plurality of contact pins that are electrically connected to the battery and to the microcontroller unit. The enrolment card further includes a second card body with a card engagement element. The second card body is sized to correspond to the first card body. The battery and the second microcontroller unit are embedded in the second card body. The enrolment card provides an enrolment mode, wherein the card engagement element engages with the first card body for allowing the contact pins to contact corresponding contact pads of the biometric card and the battery provides the electrical power to the biometric card.

METHOD FOR COMMUNICATION BETWEEN CIRCUITS
20220027699 · 2022-01-27 · ·

A first element and a second element of a same device communicate with each other. The first element sends the second element a first piece of information representative of energy supplied by an electromagnetic field supplying power the device. The second element adapts its operating frequency as a function of the first piece of information.

DETECTING A SKIMMER VIA A VIBRATION SENSOR

Disclosed herein are system, method, and apparatus for detecting a skimmer via a vibration sensor on a transaction card. The method includes receiving, at a server, from a user equipment, vibration information recorded by a transaction card in response to an execution of a transaction at a point-of-service (POS) terminal of a plurality of POS terminals using the transaction card. The vibration information may be recorded by a microphone or an accelerometer on the transaction card while the transaction card is swiped through the POS terminal or inserted into or removed from the POS terminal. The method includes determining, at the server, a state of the POS terminal based on the received vibration information and in response to a determination of the state of the POS being compromised, sending to one or more stakeholders of the transaction a warning message containing the POS terminal information including the POS terminal's state.

TRANSACTION CARD SECURITY DEVICE
20210365954 · 2021-11-25 ·

An example transaction card may include a sensor to measure movement of the transaction card and one or more processors to monitor the movement of the transaction card via the sensor during a tracking period; determine measurements of a gait of a user during the tracking period from the movement of the transaction card during the tracking period; compare the measurements of the gait of the user during the tracking period and a gait signature associated with the transaction card; and/or perform an action associated with the transaction card based on a result of comparing the measurements of the gait of the user during the tracking period and the gait signature.

SYSTEM, METHOD, AND APPARATUS FOR UPDATING AN EXISTING DYNAMIC TRANSACTION CARD
20220019999 · 2022-01-20 ·

A system for securely updating an electronic transaction card held by an account holder with an additional account and/or account data is described. A dynamic transaction card may be securely updated with an additional account by using pre-stored shell data and/or inactive data, whereby the pre-stored shell data may be populated using data received from an issuer system and/or the inactive data may be activated via an activation signal received from a mobile device. A backend server may determine, via a fraud determination, expiration determination, and/or user-request, that new account data should be transmitted to an account holder. The dynamic transaction card may receive the data associated with a notification, update a display, instruct an EMV applet to use a key associated with a received EMV key identifier for signatures, and/or update any additional data stored on the dynamic transaction card.

Reader network system for presence management in a physical retail environment
11182661 · 2021-11-23 · ·

A customer relationship management system wirelessly detects presence and identity of a customer when the customer enters a business establishment. The system captures a visit pattern of the customer based on communication from the wireless device. A relevant marketing message for the customer is determined based on the customer's presence, visit pattern, identity, and location. The marketing message is delivered directly to a wireless device carried to the customer upon a subsequent entry of the customer to the business establishment. Responses of the customer (e.g., purchasing patterns, etc.) are stored for subsequent use in presenting relevant offers.