G07F7/1008

Multiplexed tamper detection system
09799180 · 2017-10-24 · ·

A payment reader includes a tamper detection system for monitoring and protecting against attempts to tamper with the payment reader. The tamper detection system includes tamper detection devices such as tamper switches or tamper meshes, and tamper detection circuitry to control and interface with the tamper detection devices. Pulses are selectively provided from each of a plurality of tamper signal pins of the tamper detection circuitry to an associated tamper detection device, the outputs of the tamper detection devices are multiplexed, the multiplexed signal is received at a tamper detection pin, and a tamper attempt is identified if a pulse was not received within the multiplexed signal. While not transmitting, each of the tamper signal pins is switched to an input state, and a tamper attempt is also identified if any aberrant signal is received at the tamper signal pins while in the input state.

Method and secure device for performing a secure transaction with a terminal

A method for performing a secure transaction between a secure device (2) and a terminal (4), the method being carried out by the secure device (2) and comprising the steps of: receiving transaction data from the terminal (4),
characterized in that it comprises, before the step of receiving transaction data from the terminal (4), the steps of obtaining transaction data entered by a user of the secure device (2), and transmitting the transaction data to the terminal (4).

Method for personalizing an authentication token
09794066 · 2017-10-17 · ·

An authentication token using a smart card that an organization would issue to its customer, the smart card having a processor for executing a software application that is responsive to a user input to generate a one-time password as an output. The smart card co-operates with an interface device for inputting the user input and displaying the one-time password. The authentication token may be used in combination with a remote authentication server for validation of the password and hence authentication of the user.

Method for estimating a quantity of a blood component in a fluid receiver and corresponding error

A method and system for communicating estimated blood loss parameters of a patient to a user, the method comprising: receiving data representative of an image, of a fluid receiver; automatically detecting a region within the image associated with a volume of fluid received at the fluid receiver, the volume of fluid including a blood component; calculating an estimated amount of the blood component present in the volume of fluid based upon a color parameter represented in the region, and determining a bias error associated with the estimated amount of the blood component; updating an analysis of an aggregate amount of the blood component and an aggregate bias error associated with blood loss of the patient, based upon the estimated amount of the blood component and the bias error; and providing information from the analysis of the aggregate amount of the blood component and the aggregate bias error, to the user.

MR Sensor and Card Reader

An MR sensor structured to detect whether or not magnetic data are recorded in a magnetic stripe of a card having first and second tracks may include a first resistor and a second resistor serially-connected with each other and disposed at positions where the first track is passed; and a third resistor and a fourth resistor serially-connected with each other and disposed at positions where the second track is passed. The second resistor and the fourth resistor may be connected with a power supply, and the first resistor and the third resistor may be ground grounded. A potential difference between a first midpoint between the first resistor and the second resistor and a second midpoint between the third resistor and the fourth resistor may be an output of the MR sensor.

Electronic money system and electronic money terminal

An electronic money system terminates communication to a management center indistinguishably from a case in which the communication to the management center is completed within a predetermined period when it is impossible to complete the communication to the management center within the predetermined period. By switching an operation mode, a predetermined portable terminal is used instead of a communication line to upload and download data. When it is impossible to obtain data required for processing through the communication line, processing is performed based on data possessed up until that time.

Information processing apparatus and method, recording medium, and program
09785780 · 2017-10-10 · ·

Information processing apparatus and method, recording medium, and program are provided. An information processing apparatus includes the following elements. A receiver receives a command requesting for the execution of predetermined processing. A storage unit stores data and first information indicating, among a plurality of stages in a lifecycle of the information processing apparatus, the current stage determined by the stored data and second information indicating an executable command in the current stage, the executable command being determined for each of the plurality of stages. A determining unit determines on the basis of the first information and the second information whether the command received by the receiver is an executable command in the current stage.

METHOD AND PORTABLE APPARATUS FOR SETTLING TRANSACTION

A method and portable apparatus for settling a transaction are provided, in which the portable apparatus may be used as a card substitute payment device for settling a transaction. Information to conduct a settlement may be stored in the portable apparatus. The portable apparatus may be, for example, a portable phone or a PDA. A transaction inquiry machine may read or receive the information from the portable apparatus, similar to that of a card reader reading a magnetic card, and transmit the information to a VAN company server or a card company server, to then request for an approval to settle the transaction.

Business transactions over portable electronic devices with social media filters
09779404 · 2017-10-03 · ·

System and methods for conducting wireless mobile business transactions on electronic hand-held device are disclosed. The electronic hand-held device comprises a dedicated communication component, a social media filter, and at least one functional identifier. The dedicated communication component communicates with at least one transceiver when the electronic hand-held device is located within a predetermined proximity of the at least one transceiver. The social media filter filters good or service offerings based on a user's desire. The at least one functional identifier is activatable for at least one good or service by a user when the communication is established between the electronic hand-held device and the at least one transceiver and a business transaction for the at least one good or service is initiated on the application server in a secure, user-authorized manner. The business transaction for the at least one good or service is authenticated by a social media provider.

AN ENABLING CARD AND METHOD AND SYSTEM USING THE ENABLING CARD IN A POS

The invention relates to an enabling card as well as a system and method for completing a financial transaction in a P.O.S. terminal comprising: a processor carried by the enabling card for: establishing a connection with a mobile device; receiving secure information from a mobile device and generating a digital signal; a coil carried by the enabling card for generating a magnetic field in response to the digital signal to simulate the swipe of card in the P.O.S. terminal and complete the financial transaction.