Patent classifications
G06K19/0719
Real-time configurable smart cards
A method for enabling, via a digital wallet application, a smart card to operate as a primary smart card for a plurality of a user's smart cards. The primary smart card may include a microprocessor, a touch screen, a wireless interface and an embedded subscriber identification module (“E-SIM”) card. The method may include retrieving on the primary smart card, from the digital wallet application, a list of a plurality of smart cards, displaying on the touch screen of the primary smart card, a selectable list of the plurality of smart cards, receiving, via the touch screen, a selected smart card and storing the card data on the E-SIM of the primary smart card. When the primary smart card is within a pre-determined proximity to a point-of-sale (“POS”) device, the primary smart card may be configured to transmit the card payment data stored on the E-SIM to the POS device.
Electronic transaction fobs
Systems and methods for electronic fobs that communicate via short range communications protocols to conduct transactions with a nearby device are provided. Such electronic fobs may use electronic tokens to conduct electronic transactions, such as payment transactions. Account data may be stored within a secure element of the electronic fob. Electronic tokens may also be stored by the secure element. Using such data and/or tokens, electronic fob may write electronic tokens to be used in electronic transactions. Also, such electronic fobs may also be used to perform other tasks and interface with other devices.
Wireless Vibration Monitoring Sensor Device with Flexible Form Factor
A flexible sensor device includes a device layer including at least a first sensor configured to measure sensor data relevant to an object of interest, a flexible electronics layer including flexible circuit connected to the first sensor, a flexible substrate located between the flexible electronics layer and a first adhesive layer, a flexible tape cover that is on the device layer opposite the flexible substrate, the flexible tape cover covering the device layer, and a coupling element, located in a first aperture, the coupling element coupling the first sensor to the object of interest when the sensor device is attached to the object of interest. The first aperture is in one of the flexible substrate and the flexible substrate, overlapping the first sensor and exposing the coupling element to the object of interest.
System and method for managing containers
A system for managing containers includes a server, a portable electronic device and a check apparatus. The server stores a piece of transaction data. The portable electronic device is configured to receive the piece of transaction data from the server, to determine whether a shaking criterion is met based on acceleration of the portable electronic device, and to display a barcode corresponding to the piece of transaction data when the shaking criterion is met. The portable electronic device is further configured to capture an image and send the image to the server. The check apparatus is configured to read and decode the barcode, and to display information relating to the piece of transaction data based on data encoded in the barcode.
Credit Card Authenticator Transceiver Apparatus
A credit card authenticator transceiver apparatus for wirelessly and securely sending funds includes a card body. A magnet strip is coupled to a back side of the card body proximal a top edge. A CPU is coupled within the card body. A battery is coupled within the card body and is in operational communication with the CPU. An auxiliary chip is coupled to a front side of the card body adjacent a left edge. The auxiliary chip is in operational communication with the CPU. A camera is coupled to the card body and extends through the front side. The camera is in operational communication with the CPU. A solar cell strip is coupled to the front side of the card body and is in operational communication with the CPU. A transceiver is coupled within the card body and is in operational communication with the CPU.
SYSTEM AND METHOD FOR MANAGING CONTAINERS
A system for managing containers includes a server, a portable electronic device and a check apparatus. The server stores a piece of transaction data. The portable electronic device is configured to receive the piece of transaction data from the server, to determine whether a shaking criterion is met based on acceleration of the portable electronic device, and to display a barcode corresponding to the piece of transaction data when the shaking criterion is met. The portable electronic device is further configured to capture an image and send the image to the server. The check apparatus is configured to read and decode the barcode, and to display information relating to the piece of transaction data based on data encoded in the barcode.
Pre-staging technology for self-service kiosks
Wait times at self-service kiosks may undermine the utility of these self-service machines. Self-service kiosks are configured to provide faster self-service kiosks that allow users to quickly perform common financial transactions. However, it has been increasing common for users to have to wait on a line to access a kiosk. Apparatus and methods are provided for a smart card that stages transactions by capturing the amount, pin and other necessary information on the smart card itself, before the user begins interacting with the kiosk. Information captured by the smart card may be transferred to the kiosk when the smart card is inserted into the kiosk. The user does not provide the kiosk with any additional information after inserted the smart card into the kiosk, thereby improving the transaction processing efficiency of the kiosk and enhancing user satisfaction.
Dynamic transaction card protected by dropped card detection
A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a sensor layer that may detect and identify a card free fall and/or subsequent impact, which may trigger a microcontroller to send a mobile notification to a cardholder notifying the user that the card has been dropped, and/or may disable or deactivate the card and/or a user account associated with the card, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, and the like, an EMV chip, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.
SYSTEMS METHODS AND DEVICES FOR INCREASING SECURITY WHEN USING SMARTCARDS
Provided are systems, methods and devices for increasing security in a financial transaction when using a smartcard. The system includes a smartcard for payment in a financial transaction, the smartcard having a memory for storing a first actuation sequence for confirming a user's identity; wherein the smartcard has a checking module that authorizes the transaction only when a second actuation sequence is identical to the first actuation sequence stored in the memory; a point of sale terminal for recording payment details from the smartcard once the financial transaction is authorized and transmitting a request for payment through a network to a financial institution according to the payment details; and a financial institution authorizing computer for allowing recording of an actuation sequence on the smartcard and making payment to the owner of the point of sale terminal once the transaction is authorized, according to the payment details.
DYNAMICALLY MODIFYING THE PRESENTATION OF AN E-LABEL
An electronic label (e-label) device that monitors situational data and displays an e-label. When the device detects an appearance modification event trigger based on the situational data, it modifies the appearance of the e-label being displayed by the e-label device, for example, by enlarging the machine-readable portion (e.g., barcode portion) of the displayed e-label. A related method and computer program product are also described.