Patent classifications
G06Q20/3223
Systems and methods for client-side management of recurring payment transactions
Systems and methods disclosed herein for the client-side management of recurring payment transactions. An account holder can interact with a consumer computing device, such as a smart phone or tablet computer, to provide billing parameters for recurring payments to a merchant. The billing parameters can be updated over time by the account holder.
Systems and methods for tracking stored accounts
A computer-implemented method includes receiving an indicator that a consumer stored account details associated with an account with a resource provider computer of a resource provider in an add-account event. The transaction details associated with the add-account event are displayed to the consumer at a display interface of a computer device if the consumer is enrolled in an account-on-file tracking system configured to track add-account events for the account. The method may further include providing the consumer with one or more transaction control selections at the display interface that allow the consumer to place transaction controls on the account stored with the resource provider computer.
SERVER-SIDE REDIRECT OF UNIFORM RESOURCE LOCATOR GENERATED BY CONTACTLESS CARD
Systems, methods, apparatuses, and computer-readable media for server-side redirect of uniform resource locators (URLs) generated by contactless cards. In one aspect, a server may receive, from a client, a first request comprising a uniform resource locator (URL), where parameters of the URL include a cryptogram and a customer identifier of an account associated with the contactless card. The server may decrypt the cryptogram and determine a context of the account based on one or more attributes of the account. The server may select, based on the decryption of the cryptogram and the determined context, a first redirect URL of a plurality of redirect URLs. The server may transmit, to the client, a response including the redirect URL. The server may receive, from the client, a second request including the redirect URL. The server may transmit, to the client, a response including a resource at the redirect URL.
SYSTEMS AND METHODS FOR SECURELY GENERATING AND PRINTING A DOCUMENT
Systems and methods for securely generating and printing documents are disclosed. For example, processor(s) of a computer system may receive information for the document from a computing device through a network, verify the information for the document, and upon verification, generate document generation data using at least a portion of the information for the document. The document generation data may include document metadata that enables generation of an image of the document and/or the image of the document. Upon the processor(s) verifying first authentication information of a first code associated with a printing device received from the computing device through the network and second authentication information of a second code associated with the computing device received from the printing device through the network, the processor(s) may transmit the document generation data to the printing device through the network, and cause the printing device to print the image of the document.
Wireless devices for storing a financial account card and methods for storing card data in a wireless device
A non-transitory computer-readable medium stores instructions causing a processor to generate a menu displaying representations of a plurality of cards, the cards having associated card data; receive, from a user input device, a selection corresponding to a selected one of the cards; update the menu to display a representation of the selection; and authorize transmission of the card data associated with the selected card to complete a transaction.
Detachable electronic payment device
Detachable payment devices capable of performing payment transactions associated with a mobile wallet of a mobile device are described. The payment device may be implemented in a variety of shapes and sizes such as, the shape of a typical payment card or a stylus/electronic pen. In order to communicate with the mobile device, the mobile wallet of the mobile device, and a POS terminal, the detachable payment device may use short range contactless transmissions. While in a docked mode, the payment device may receive payment card data from a mobile wallet of the mobile device. Additionally, while docked, the payment device may transmit payment card data to a POS terminal's receiver, thereby acting as an integrated mobile payment unit with the mobile device. When in an undocked mode, the payment device may complete contactless payment transactions without assistance from the mobile device.
Systems and methods for transactions using an ATM/credit/debit card and a second communications channel to an account holder's bank
Systems and methods for performing a transaction with a headless point-of-sale or automated teller machine (ATM) device are disclosed using a card having a second communications path to a financial services provider. A card having a display and radio frequency (RF) communications module may be authenticated with a headless point-of-sale device using a short-range RF communications link. Characteristics of the card may be set prior to the transaction. Transaction information may be provided to the display of the card from the headless point-of-sale device. A customer may confirm the transaction at the card using a touch-sensitive input area. During the processing, a communication may be made over the second communications path to authorize the transaction independently of the transaction processing path. A transaction may then be completed at the headless point-of-sale device.
Location-based verification of user requests and generation of notifications on mobile devices
Various techniques for facilitating communication with and across a network platform and one or more user computing devices are described. For example, these techniques may include (i) generating preference data based on capturing and analyzing user interactions with respect to a set of training photographs, (ii) generating, verifying, and processing search requests to allow users to identify other users and/or target objects on the network platform, and (iii) generating, verifying, and processing link requests to allow users to create links to or associations with other users and/or target objects on the network platform, among others.
Systems and methods for providing a user interface for facilitating personal payment transactions
Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In some embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.
Zero-knowledge proof-based virtual cards
Disclosed are various embodiments for issuing virtual cards to client devices. Also disclosed are embodiments for provisioning a transaction terminal to process transactions with virtual cards. A zero-knowledge proof algorithm can be utilized to validate the transactions. A virtual card can be based upon a public key of a client device that is managed by a hardware security module.