Exemplary embodiments may provide keys for unlocking access to a location, like a user room, a secure location, a door at an employee location, a trunk, a closet or other locked location or item, on a payment card. Examples of a payment card include but are not limited to a credit card, a debit card, a smart card, an employee identification card, etc. A secure token that acts as digital key may be uploaded to the payment card. The payment card may then be put in close proximity of a wireless reader at the lock. The wireless reader obtains the secure token and extracts the contents. If the contents are proper, the lock is unlocked. Otherwise, the lock remains locked.

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

Identification elements may be added to a vehicle and the identification elements may be required before a transaction through the vehicle may be approved. The identification elements may be a second layer of security to ensure that a payment request is valid and not fraudulent.

Various embodiments of the present invention pertain to a method for pairing devices using near field communication and an electronic apparatus using the same. The electronic apparatus comprises: a first wireless communication module supporting first wireless communication; a second wireless communication module supporting second wireless communication; a memory; and a processor operatively connected to the first wireless communication module, the second wireless communication module and the memory, wherein the processor is set to: detect a tag of an external electronic apparatus via the first wireless communication module; transmit a first command for driving a designated application of the external electronic apparatus to the external electronic apparatus via the first wireless communication module; receive, via the first wireless communication module, Bluetooth address information of the external electronic apparatus corresponding to the driving of the designated application; and perform, via the second wireless communication module, pairing with the external electronic apparatus on the basis of the received Bluetooth address information, wherein the pairing is performed in a tagging manner instead of a scanning manner during the pairing of the electronic apparatus with the external electronic apparatus, to thereby intuitively select the external electronic apparatus to be paired and simply perform a pairing process. Various other embodiments are possible.

A mobile device with a first transceiver, a second transceiver, one or more processors, and memory bridges communications between an offline retail machine with a short-range communication capability and a remote server by obtaining via the first transceiver a single-use request code from an information packet broadcast by the offline retail machine; transmitting via the second transceiver the single-use request code to a remote server; obtaining via the second transceiver from the remote server a grant token including the single-use request code; detecting a trigger condition for initiating provision of a product or service by the offline retail machine; and in response to detecting the trigger condition, initiating performance of the provision of the product or service by transmitting the grant token to the offline retail machine via the first transceiver.

Systems and methods for autonomously dispensing items. A dispensing system receives a first distributed ledger transaction that: i) identifies an item, ii) identifies a container associated with and containing the item, iii) includes a status indicator in a first state identifying the item as present in the container, and iv) includes an authorization code associated with a mobile device. The authorization code is received from the mobile device. The dispensing system creates a second distributed ledger transaction based on the first distributed ledger transaction that changes the status indicator to a second state identifying the item as authorized for dispensing. Responsive to the creation of the second distributed ledger transaction, access is autonomously provided to the item. The dispensing system creates a third distributed ledger transaction based on the second distributed ledger transaction that changes the status indicator to a third state identifying the item as dispensed.

A system and methods for zero-step customer proximity detection using mobile device low emissions beacons, which uses a customer mobile device, a single or plurality of BLUETOOTH™ low-emissions (BTLE) beacons, a network, a server, and an application that may operate separately on a mobile device and the single or plurality of BLUETOOTH™ low-emissions (BTLE) beacons, which allows businesses to detect known customers that come within a specified proximity of any connected BTLE beacons, and provide interactions with them on a zero-step and socially distanced basis, track their proximity to other customers and staff using similar applications, manage table assignments, offer deals or provide incentives to enter or patronize a business establishment.

An electronic device for supporting power sharing and data communication with an external electronic device, and a method therefor are provided. The electronic device includes a power management circuit, an antenna including a first coil and a second coil, a transceiver circuit configured to transmit a power signal received from the power management circuit to the antenna and to transmit a power signal received from the antenna to the power management circuit, the transceiver circuit including a first transceiver terminal and a second transceiver terminal, a first switch, and a control circuit electrically connected to the first switch and the transceiver circuit. A first end of the second coil may be connected to the first transceiver terminal. A second end of the second coil may be connected to the second transceiver terminal. A first end of the first coil may be connected to the first transceiver terminal through the first switch. A second end of the first coil may be connected to the second transceiver terminal. The control circuit may be configured to control the first switch based on identification information of an external electronic device received from the antenna through the transceiver circuit.

A self-driving or autonomous vehicle has a traffic-prioritization processor to send or receive a payment to or from a central server to obtain a traffic prioritization for a route or to accept a traffic de-prioritization for the route. The central server receives and distributes payments to other vehicles traveling the route. The vehicle communicates with the central server to receive a plurality of levels of prioritization which range from a highest prioritization to a lowest prioritization, and the costs or payouts associated with each of the levels.

A provider system is connected to one or more readers corresponding to one or more access points. A secure local connection is established between the user device and the provider system via one reader. The provider system receives from the user device a request for user access via one access point corresponding to the one reader, the provider system sends to the user device a request for identification information of the user, and the user device sends user information associated with a first mobile identification credential (MIC) which the user device received from an authorizing party system (APS), the user having consented to release the user information to the provider system, and the user information having been verified. The provider system uses the verified user information associated with the first MIC to verify or not verify the identity of the user before granting or denying the request to the user.