A facility for facilitating payments from a client to a freelancer is described. The facility provides a mobile app enabling the freelancer to open an account and solicit payments by clients. In response, each client can use any of a variety of forms of electronic payments to pay into the account. The freelancer can use a debit card issued for the account to spend or withdraw payments made into the account, and can use the app to track requests for payment, payments, client activity, and spending and withdrawals from the account.

The disclosed embodiments include computer-implemented systems and processes provision, in real-time, directed product data based on structure messaging data. For instance, an apparatus may receive messages associated with first data exchanges initiated between a first counterparty and second counterparties. Each of the messages may include elements of message data disposed within corresponding message fields that characterize a real-time payment requested from the first counterparty by a corresponding one of the second counterparties. Based on the message data, the apparatus may generate intent data associated with the first data exchanges and predict an occurrence of at least one second data exchange that involves the first counterparty and that is consistent with the intent data. The apparatus may transmit notification data that characterizes an available product associated with the predicted occurrence of the at least one second data exchange to a device of the first counterparty for presentation within an interface.

A nurse call system that enables a call for a nurse from anywhere in a hospital ward while a patient carries a mobile phone is provided. The nurse call system includes a plurality of patient mobile phones 10 are carried by hospitalized patients and connected to a controller 8 via a base station 12 as with nurse mobile phones 9, and each patient mobile phone 10 has a hospital room ID and a nurse call slave device ID registered therein for recognizing a bed location of the patient carrying the patient mobile phone 10, thus enabling a nurse call operation for transmitting a call signal with the hospital room ID and the slave device ID added thereto, to the nurse call master device 7 and at least one of the nurse mobile phones 9, through a predetermined operation.

Disclosed are various embodiments for performing authenticated actions when Internet connectivity is not available. An application executed in a first computing device determines that an authenticated action is requested to be performed. The application determines that Internet connectivity is unavailable to the first computing device. The application initiates the authenticated action using a communication channel that connects the first computing device to a second computing device. The Internet is inaccessible through the communication channel.

A user device includes a digital payment application and a transactional keyboard client application communicatively coupled to the digital payment application. The transactional keyboard client application is structured to receive a user input associated with one or more keys of the transactional keyboard. The transactional keyboard client application activates a digital application feature of the digital payment application based on the user input associated with the one or more keys. Furthermore, the transactional keyboard client application initiates a digital transaction without accessing the digital payment application.

An electronic device is provided. The electronic device includes a display configured to display information, an input device configured to receive a user input, an image sensor, a processor electrically connected with the display, the input device, and the image sensor, and a non-transitory computer readable storage medium electrically connected with the processor that stores instructions that cause the processor to control the display to display first-level information as a locking mode is partially released when partial authentication passes based on bio-information acquired through the image sensor in a state in which the electronic device is in the locking mode, and control the display to display second-level information having a security level higher than a security level of the first-level information as the locking mode is fully released when full authentication passes based on a user input made through the input device.

The disclosed embodiments include computer-implemented systems and processes that generate and provision, in real-time, targeted digital content associated with future data exchanges based on structured messaging data. For example, an apparatus may receive a message associated with a real-time payment requested from a first counterparty by a second counterparty during a first temporal interval. The message includes elements of message data characterizing data exchange involving the first and second counterparties during a second temporal interval disposed subsequent to the first temporal interval, and based on the elements of messaging data, the apparatus may transmit digital content associated with the requested real-time payment and the data exchange to a device operable by the first counterparty. Further, and based on response data generated by the device, the apparatus may transmitting confirmation data associated with the real-time payment to a computing system operable by the second counterparty.

A method is provided for managing an activation process of a secure element of a mobile station. The method includes detecting access by a computing device to an online service for managing an activation process of a secure element of a mobile station, receiving information confirming that a user of the computing device has permission to access the mobile station to confirm that the user of the computing device has permission to access the mobile station, triggering instantiation of a wallet application on the mobile station, the wallet application configured to access the secure element, triggering the wallet application to initiate activation and programming of the secure element, receiving a confirmation that activation and programming of the secure element are complete, and providing, to at least one of the computing device and the mobile station, a visual output representing that activation and programming of the secure element are complete.

A method includes conveying a cryptocurrency transaction to a peer-to-peer network, wherein said cryptocurrency transaction having encoded therein an email address and to convey goods or services embodied in an electronic form to the email address in response to receipt of said cryptocurrency transaction on said peer-to-peer network. The conveying of goods or services includes transmitting over the Internet in conformance with an email protocol. The goods or services includes event admission tickets, music recordings, video, text, game content, live event broadcast, software, encryption keys or passwords.

A subscription-based system for providing commerce information for one or more mobile devices for one or more merchants, featuring a subscription-based method for presenting commercial resources to a mobile device. A client application is executed on the mobile device, wherein the mobile device is coupled with the subscription-based network, followed by retrieving commerce data from the merchant databanks of the subscription-based network based on the location identification sub-system and represent on the display device. Thereafter, the method includes receiving input of the subscriber, through the subscriber input device, regarding selection of goods or services required by the subscriber; prompting through the display to make a payment of the selected goods or services offered by the one or more merchants; and executing the payment by preparing a payment ledger with details of amount transferred and then transmitting the payment ledger to the server in the subscription-based network.