Embodiments of the present invention are directed to a centralized trusted service manager system in the form of a trusted service manager interconnectivity service hub, which facilitates and provides communications between entities involved I mobile contactless payment systems. One embodiment is directed to a method for processing a message related to a mobile payment application on a secure element of a mobile communication device through an interconnectivity services hub including receiving the message from a first entity in a first protocol and determining a trusted service manager associated with the secure element from among a plurality of trusted service managers using a routing table comprising routing information. Then the method continues by determining a second protocol corresponding to the trusted service manager associated with the secure element, translating the message into the second protocol, and sending the translated message to the trusted service manager which communicates with the secure element.

A method includes a data processing computer receiving an authorization request message comprising a user device identifier, addition method data, and an amount for an interaction from a network processing computer. The network processing puter determined the user device identifier from a token associated with a first interaction type of a plurality of interaction types associated with a plurality of tokens. The data processing computer can then determine whether or not the user device identifier matches a stored user device identifier. If the user device identifier matches the stored user device identifier. then the data processing computer can further process the interaction using the user device identifier and the addition method data.

A computer-implemented method, computer program product, and computer system is provided for establishing connectivity between user devices. The computer-implemented method includes: broadcasting a message to running processes on an operating system of the first user device to indicate that a requesting application is looking for a live connection channel to attempt discovery with a second user device to ascertain virtual proximity of the first user device with the second user device. The computer-implemented method further includes receiving a response from a live connection channel and attempting to verify pairing via the live connection channel to confirm a virtual proximity of the second user device with the first user device. The pairing provides information for establishing a subsequent connection between the first and second user devices via the requesting application.

A streamline banking system includes a customer kiosk having a photographic element and a processor. The processor is programmed to capture an image with the photographic element and determine that the captured image comprises an image of a machine-readable code. The processor decodes the machine-readable code and extracts customer financial account data therefrom. The customer financial account data is associated with one or more financial institutions. The processor retrieves information associated with one or more financial product offerings offered by the financial institutions. Each of the financial institutions is presented to a customer along with the respective financial accounts and the respective financial product offerings. The customer selects one or more of the financial accounts and the financial product offerings. The customer kiosk then transmits to the customer service computing system the customer selection.

Systems and methods for facilitating mobile payment transactions with a plurality of vendors is described herein. An example method includes maintaining consumer information. The consumer information includes a plurality of respective account profiles associated with a plurality of consumers. The method also includes transmitting vendor content associated with a first vendor to a user's mobile computing device, and transmitting vendor content associated with a second vendor to the user's mobile computing device. The method further includes facilitating a plurality of mobile payment transactions with the user on behalf of the first and second vendors using a respective account profile associated with the user.

Systems and methods are provided for extending data files beyond sources of the data files. One example computer-implemented method includes receiving, from a mobile device of a user, selection of an option to extend a data file compiled at a source party, where the option includes a unique identifier for the user and a source identifier, and soliciting, from the mobile device, an image of the user. The method also includes receiving a captured image of the user from the mobile device and retrieving, based on the unique identifier and the source identifier, the data file from the source party. The method then includes, when the captured image matches the data file, storing the data file as a reusable data file, whereby the data file is available to be provided to one or more relying parties, different than the source party, upon consent from the user.

Certain exemplary embodiments relate to entertainment systems that interact with users so as to provide for social networking and/or other services. In certain exemplary embodiments, an entertainment system is configured to provide jukebox-related and entertainment system mediated services that are accessible from within and from the outside of the location, coordinating social networking services among and between patrons within and outside of the location and also providing for advertisement opportunities. In certain exemplary embodiments, the entertainment system within a location may serve as and/or be connected to a jukebox. The entertainment system within the location may be connected to one or more client devices, one or more displays, one or more bar-top or hand-held gaming devices, etc., in certain exemplary embodiments. The jukebox-related and entertainment system mediated services may provide mechanisms for enhancing patrons' experiences, creating a sense of ownership and/or belongingness to a connected community of entertainment system users.

Systems and methods associated with providing an automated portal to migrate one or more relationships with one entity to another entity are disclosed. In one embodiment, an exemplary method may comprise: providing a portal enabling automated migration of existing relationships from existing entities to a first entity; generating a first UI configured for identifying and providing access information regarding existing relationships for potential migration; generating a second UI to display information regarding the existing relationships and provide UI elements enabling the user to receive migration offers; determining terms of replacement relationships that the first entity can offer the user; generating a third UI to (i) compare terms between the existing and new relationships, and (ii) enable the user to authorize the relationship migration; performing an automated generation process to create the new relationship(s); and performing an automated transfer process to transfer all objects to the new relationship.

A customizable payment device includes a storage having at least one application. A central processing unit (CPU) is coupled to the storage, and the CPU is configured to execute the at least one application. An input/output (I/O) interface is coupled to the CPU and to the storage. The at least one application comprises a multi-function payment application in which at least one payment function is limited in operation based on a particular product or service.

A method and an apparatus for invoking a radio frequency card function are provided. The method includes: monitoring a feature input event, and obtaining feature information of a user from the feature input event obtained through monitoring; determining, based on a mapping relationship between the feature information and a radio frequency card type, a target radio frequency card type corresponding to the feature information of the user; and invoking a radio frequency card function corresponding to the target radio frequency card type. According to the method, different radio frequency card types may be distinguished based on the feature information of the user, so that the radio frequency card function corresponding to the target radio frequency card type corresponding to the feature information of the user can be invoked based on the feature information of the user. This further improves a card swiping success rate and improves user experience.