The disclosed system and method provides a display on the representation of the electronic transaction account and the display may display information about the electronic transaction account or other data desired to be displayed by the consumer.

Provided is an app push system for collecting offline payment details. The app push system includes a payment company server configured to receive offline payment information of a user from a payment terminal and perform payment processing, an app server configured to receive payment card identification information and seller information from the payment company server, and a user terminal configured to receive an app push message from the app server.

An alert management and real-time remediation system is disclosed. The system may receive, from an institution, an electronic file that includes an exception information (EI) data structure comprising exception information representing events and customers associated with the events, and a contact information data structure comprising an electronic address for each customer. The system may automatically parse the EI into events associated with the customers, and for each customer, send an event notification message (EN) to the electronic address of the customer, wherein the event notification message includes a link to an authentication interface of the institution associated with the customer. Responsive to the customer being authenticated by the authentication interface, providing a user interface to the electronic customer device for display to the customer, wherein the user interface displays information for each event associated with the customer and display elements from which a user may select, including a display element for a payment option; and responsive to the customer selecting the payment option, generating and sending a payment message to the institution.

Method and systems for facilitating cashless payments by using a smart phone without a requirement for any of a mobile application, an exchange of personally identifying information, or a payee account are provided. The method includes: receiving an identification number that corresponds to a request for payment submitted by a potential payee; retrieving, based on the identification number, identifying information that corresponds to an account associated with a potential payor; transmitting, to the potential payor, a first message that includes a request for a payment amount; receiving, from the potential payor, a second message that includes a confirmation and the payment amount; validating the request for payment; transferring, to the potential payee, a cookie that is associated with the requested payment amount; and when a confirmation that the requested payment has been completed is received, transmitting, to the payor, a confirmation that the payment has been completed.

A system and method to conduct secure electronic financial transactions are provided. The method includes identifying, by a computing system, a first payment source account held by an account holder; receiving, by computing system, transaction data associated with a transaction initiated by the account holder with a merchant using the first payment source account, the transaction having a transaction amount; requesting, by a computing system, via a first network a first transfer of the transaction amount from the first payment source account within a predetermined time; receiving a virtual signature from the account holder; encrypting the virtual signature; storing the encrypted virtual signature in a database; and transferring the transaction amount to pay the merchant.

The present disclosure relates to an electronic device, a method, and a computer-readable recording medium for electronic transactions. The electronic device displays a first graphical user interface (GUI) on a touch screen, the first GUI including a currency amount, displays a second GUI corresponding to transmission of the currency amount according to a currency transmission signal input to the touch screen, determines an amount of an electronic transaction according to the currency transmission signal, and transmits a generated signal containing information on the amount of the electronic transaction to an information processing system.

A percussive massage device theft prevention system includes a percussive massage device, a command center configured to generate a unique activation code configured to be received by the percussive massage device, and an authentication device configured to be paired with the percussive massage device and provide the activation code to the percussive massage device. The percussive massage device is configured to be paired with the authentication device, receive the authentication code from the authentication device, and activate the percussive massage device for a specified time period.

A universal fare payment and collection system configured to allow users to purchase tickets and/or passes for a plurality of public transport authorities using a single account or device. The system is configured to detect a first ticketing technology of a first nearby transportation system, configure the traveler's electronic device for authorizing at least one of a ticket and a pass via the first ticketing technology, detect a second ticketing technology of a second nearby transportation system, the second ticketing technology being different from the first ticketing technology, and configure the traveler's electronic device for authorizing at least one of a ticket and a pass via the second ticketing technology.

A computer-implemented method, computer program product, and computer system is provided for establishing connectivity between user devices. The computer-implemented method includes: broadcasting a message to running processes on an operating system of the first user device to indicate that a requesting application is looking for a live connection channel to attempt discovery with a second user device to ascertain virtual proximity of the first user device with the second user device. The computer-implemented method further includes receiving a response from a live connection channel and attempting to verify pairing via the live connection channel to confirm a virtual proximity of the second user device with the first user device. The pairing provides information for establishing a subsequent connection between the first and second user devices via the requesting application.

Systems and methods for facilitating mobile payment transactions with a plurality of vendors is described herein. An example method includes maintaining consumer information. The consumer information includes a plurality of respective account profiles associated with a plurality of consumers. The method also includes transmitting vendor content associated with a first vendor to a user's mobile computing device, and transmitting vendor content associated with a second vendor to the user's mobile computing device. The method further includes facilitating a plurality of mobile payment transactions with the user on behalf of the first and second vendors using a respective account profile associated with the user.