A non-transitory computer-readable storage medium storing a transaction program that causes at least one computer to execute a process, the process includes transmitting transaction information to a user terminal; receiving result information acquired by processing payment of a transaction of the transaction information by a server, from the user terminal, the result information including identification information indicating the payment; storing the identification information associated with the transaction information in the one or more memories; and outputting a receipt including identification information.

A screen display control method may be implemented by an electronic device configured with a foldable touchscreen. The touchscreen includes a first area and a second area. A first interface is displayed in a first area and a first operation is detected in a first interface. A second interface is displayed in a second area in response to the first operation and the second interface is associated with content displayed in the first interface.

The present invention relates to systems, methods and computer program products for providing in-store purchase offers. A control system is configured to receive event data from a mobile device and provide purchase offers based on obtained event data. An optically readable code for verifying that the customer is authorized to take advantage of a purchase offer is displayed on the customer's mobile device in response to an identified event. The consumer is provided with a purchase offer including at least a second product different from the first product associated with an image acquired by the mobile device.

Systems and methods are disclosed for providing a payment authorization to a real-time payment (RTP) network to initiate an RTP between a customer financial institution account and a merchant financial institution account. One method performed by a payment facilitator device includes, based on a user device of a customer and a point-of-sale (POS) device of a merchant performing a direct communication regarding a transaction, receiving a payment request for a transaction amount of the transaction and receiving a customer authorization for the transaction. The payment facilitator then provides a payment authorization to an RTP network to initiate an RTP for the transaction amount of the transaction from a customer financial institution account to a merchant financial institution account, based on receiving the customer authorization for the transaction.

a virtual currency automatic exchange method of virtual currency teller machine, adopted to an operator to buy/sell at least one kind of virtual currency through a mobile processing device and import/export a cash corresponding to the virtual currency to the operator, wherein the virtual currency teller machine has a mining machine for hash operations or other accounting and operations to obtain and store the virtual currency, a connection interface unit and a processing unit, wherein the processing unit is signally connected to the mining machine and the connection interface unit, comprising the steps of: (a) connecting the connection interface unit with the mobile processing device; (b) the processing unit determining whether the virtual currency can be bought/sold; and (c) the processing unit controlling the mining machine to transfer out/in the virtual currency and receive/pay to the cash if yes.

A method begins by monitoring exchange item transactions occurring in an exchange item marketplace network. The method continues with generating trend information based on the monitored exchange item transactions and determining attributes for a targeted marketing program based on the trend information. The method continues with identifying a subset of buyer computing devices based on the attributes. The method continues by generating offer information based on the targeted marketing program and sending the offer information to the subset of buyer computing devices. When receiving a purchase request from a buyer computing device, the method continues by generating an exchange item request regarding an exchange item and sending the exchange item request to a branded server associated with the exchange item. The method includes receiving offer exchange item information from the branded server and sending at least a portion of the offer exchange item information to the buyer computing device.

Some embodiments of the invention provide a convenient system and method of displaying payment device specific functions. In other words, systems and methods are provided that allow different functions to be displayed and used for different payment devices provisioned on a communication device. These embodiments allow users to perform certain allowed functions on one payment device, and other, potentially different functions on another payment device.

A computer system includes one or more processors and machine readable storage media coupled to the one or more processors having instructions stored therein that cause the computer system to: receive a request for a dynamic token on behalf of a payor; route the request to a first financial institution; receive a message from a second financial institution including a merchant identifier and the dynamic token having a code comprising account information of the payor; identify the first financial institution based on the code; route the dynamic token and the merchant identifier to the first financial institution; receive the account information of the payor; and route the account information of the payor to the second financial institution to process a payment from an account of the payor to an account of the merchant.

Systems, methods, and apparatuses described herein relate to a method for delivering cash to a user. The method includes receiving a cash delivery request from a first user device of the user. The method includes generating a cash authentication code (CAC) for the cash delivery request to be verified by a cash dispenser machine. The method may include transmitting the cash delivery request and the CAC to a second user device of a driver. The method may include determining a route for the driver from a first location of the driver, to a second location of a cash dispenser machine, and to a third location of the customer to deliver the cash delivery request. The method may include instructing the cash dispenser machine to dispense cash in response to authenticating the second user device based on the CAC and determining that the first current location is at the second location.

In some implementations, a user device may receive, from a user of the user device, a request to initiate an application session that is associated with an application. The user device may provide, to a server device based on receiving the request, an optical code associated with the server device establishing the application session. The user device may output the optical code via an output component. The user device may receive, from the server device, a notification that an agent device has joined the application session via a scan of the optical code from the output component. The user device may enable a function of the application based on the notification indicating that the agent device is capable of facilitating a service via the application session, wherein the service is associated with the function.