A method and system are disclosed for providing integrated circuit chip cards (e.g. transaction cards) pursuant to an order placed by or on behalf of a card issuer wherein a testing data file is provided in conjunction with prepersonalization data encoding for use in conjunction with subsequent testing of the accuracy of the encoded prepersonalization data. Such testing may be completed prior to personalization data encoding to facilitate the identification of prepersonalization data encoding errors, thereby further facilitating remedial action and reduction of production disruptions.

Systems, methods, and articles of manufacture are disclosed for generating marketing targeted to individual cardholders of shared credit card accounts. A financial service provider may configure a credit card account to be shared by two or more cardholders. The credit card provided to each particular cardholder is embossed with identifying information unique to that individual. The financial service provider reviews purchase transactions associated with the credit card account, and determines the transactions associated with each particular cardholder on the shared account based on the embossed information. Targeted marketing is generated and provided to the particular cardholder based on the purchase transaction information specific to that cardholder.

A method includes storing at least three mutually different transit terminal transaction protocols in a server computer. A first request is received from a mobile device. In response to the request, a first one of the transit terminal transaction protocols is downloaded from the server computer to the mobile device. A second request is received from the mobile device. In response to the second request, a second one of the transit terminal transaction protocols is downloaded from the server computer to the mobile device.

A multi-account payment card (MPC) transaction computing device is configured to receive a first and second transaction request, wherein each transaction request includes a payment card account identifier and a portion of a payment transaction with a merchant to be paid using the payment card account. The MPC transaction computing device then generates a virtual card number (VCN) and transmits the VCN to a user computing device. The MPC transaction computing device further facilitates authorization of the payment transaction by separately conduction authorization for the first payment card account corresponding to the first transaction request and the second payment card account for the second portion of the payment transaction. The MPC transaction computing device then generates a VCN authorization confirmation message and transmits the VCN authorization confirmation message to the merchant.

An IC card issuance apparatus includes an issuance processing unit and a data supply unit. The issuance processing unit performs processing for issuing an IC card based on issuance data. The data supply unit monitors whether or not an issuance data file containing the issuance data is stored in a storage apparatus designated in advance, and supplies the issuance data contained in the issuance data file stored in the storage apparatus to the issuance processing unit such that the issuance processing unit executes issuance of the IC card based on the issuance data if the issuance data file is stored in the storage apparatus.

An IC card issuance apparatus includes an issuance processing unit and a data supply unit. The issuance processing unit performs processing for issuing an IC card based on issuance data. The data supply unit monitors whether or not an issuance data file containing the issuance data is stored in a storage apparatus designated in advance, and supplies the issuance data contained in the issuance data file stored in the storage apparatus to the issuance processing unit such that the issuance processing unit executes issuance of the IC card based on the issuance data if the issuance data file is stored in the storage apparatus.

A computer-implemented method and system for managing transaction card accounts involves enabling a transaction card account by a card issuer for use with pre-defined categories of providers of goods/services and goods/services sold and issuing a transaction card and establishing an associated pre-qualified category card account. Upon receiving data for a transaction with the transaction card at a transaction terminal by a processing platform of the card issuer via a card association processing network, the category of the provider and goods/services is interrogated to determine whether or not the transaction can be posted on the pre-qualified category card account of the cardholder, and the transaction is approved and posted to the pre-qualified category card account if the transaction falls within the pre-qualified category of the cardholder.

In some implementations, an intelligent medium selection device may receive, via a user interface, multiple wireless signals, wherein each wireless signal, of the multiple wireless signals, corresponds to a respective medium, of multiple mediums being presented at the user interface. The intelligent medium selection device may determine whether at least one medium, of the multiple mediums, is associated with a medium order priority profile. The intelligent medium selection device may determine, based on determining whether that at least one medium is associated with the medium order priority profile, a selected medium, of the multiple mediums, to be used for an electronic exchange of information. The intelligent medium selection device may execute the electronic exchange of information using the selected medium.