A method is for computer-aided personalization of a secure element onto which an image is loaded. An operating system of the secure element is integrated into the imageOne or more data sets provided individually for the secure element are written to a special memory area of the secure element. A sequence in which the data sets to be written are personalized is defined with a configuration command in the personalization of the secure element.

A method, user device, and computer-readable storage media for registering and activating accounts is provided. A method includes: transmitting, by a user device to a computing system, an input from a user regarding opening an account at an institution associated with the computing system; establishing, by the user device, a communication session based on exchanging encryption keys between the user device and the computing system; in response to establishing the communication session, automatically installing, by the user device, a client application; displaying, via the client application on the user device, a graphical user interface (GUI) comprising a request for a user verification; transmitting, by the user device via the communication session, a received user verification to the computing system; and receiving, by the user device, an indication of an activation of the account at the institution from the computing system.

A transaction card for secure payments. The transaction card including a personalized indicia displayed on a surface of the transaction card. The user of the transaction card may select the personalized indicia. The transaction card further includes an encoded portion configured to communicate with a transaction card reader. A complete transaction card number associated with the transaction card is stored on the encoded portion. A method of manufacturing a secure transaction card. The secure transaction card comprises an encoded portion. The method includes the step of receiving, from a user, a personalized indicia associated with the secure transaction card. The method further includes the step of displaying the personalized indicia on the secure transaction card. The method further includes storing a complete transaction card number on the encoded portion, wherein the encoded portion communicates with a transaction card reader.

In some implementations, a device may receive, from the gaming program, account information for a card associated with an account of a user. The device may receive, via a user interface provided by the gaming program, customization information associated with the card, wherein the customization information includes at least one of: one or more features supported by the card, or one or more design elements to be included on the card. The device may generate a virtual card, associated with the card, based on the customization information. The device may cause the virtual card to be available for display and to be used to perform exchanges in the gaming program or other gaming programs. The device may transmit information associated with the customization information to cause the card to be manufactured or printed according to the customization information.

A method, user device, and computer-readable storage media for registering and activating accounts are provided. A method includes: transmitting, by a user device to a computing system, an input from a user regarding opening an account; establishing, by the user device, a communication session based on exchanging encryption information between the user device and the computing system; in response to establishing the communication session, automatically installing, by the user device, a client application; and receiving, by the user device, an indication of an activation of the account from the computing system.

A method for activating a chipcard includes: assigning a unique identifier to the chipcard; assigning the unique identifier to a chipcard record assigned to a designated holder of the chipcard; detecting the unique identifier by a personal device of the card holder; sending, by the personal device, an activation request of the chipcard to an activation server; sending, by the activation server, activation information and request to a chipcard issuer server; activating, by the chipcard issuer server, the chipcard; sending, by the chipcard issuer server, an activation response to the activation server; and sending, by the activation server, an activation confirmation to the personal device. A personal device is described that initiates steps for activating a chipcard.

A computer-implemented method includes: receiving user identifying data; launching a virtual environment including an interactive graphical user interface configured to receive user selection inputs; in the virtual environment: receiving a first user selection input selecting an avatar corresponding to a payment device reward; associating the avatar and the payment device reward with the user; displaying payment device design components; receiving a second user selection input selecting a payment device design component; and associating the payment device design component with the user; and redirecting the user to an issuer system by communicating a payment device issuance request to generate and issue a payment device to the user, where the payment device issuance request contains at least one of the following: the user data, the first user selection input, the second user selection input, and/or any combination thereof.

A system and method that enables users to provide authenticated medical records (e.g., vaccination records, viral anti-body test results, etc.) to a third-party (e.g., a venue) to gain access to the third-party is provided. In this way, the third party may confirm that the user is sufficiently immune to a particular disease (e.g., COVID-19) and may thereby minimize the threat of the user introducing the contagious disease to the third party. The system includes a biometric data recognition system that authenticates the identity of a user, a medical records acquisition system that acquires the medical records of the authenticated user, and a system for the displaying or otherwise providing the medical records to the third-party for review. The system also includes a system identification card that includes the user's contact information, alphanumeric characters associated with the user's driver's license number, medical records of the user, and other elements.