The present application discloses a payment information processing method, apparatus, device, and computer readable storage medium. The payment information processing method includes: obtaining an environment image collected by a mobile acquiring device, in response to an acquiring request sent by the mobile acquiring device; determining a payment environment confidence level of the mobile acquiring device according to the environment image, under a condition that the mobile acquiring device obtains payment card information; determining a payment information processing result according to the payment environment confidence level.

The present application discloses a payment information processing method, apparatus, device, and computer readable storage medium. The payment information processing method includes: obtaining motion data of a mobile acquiring device, in response to an acquiring request sent by the mobile acquiring device; determining a motion feature of the mobile acquiring device according to the motion data, under a condition that the mobile acquiring device obtains payment card information; determining a payment information processing result according to the motion feature.

Disclosed herein is a method and system to establish a secure communication channel between a payment object reader and a payment terminal For this, the server determines whether a payment terminal has associated with an attestation ticket. The method further includes determining, whether to approve or deny the request for establishing the secure communication channel between the payment object reader and the payment terminal based on the attestation ticket. If the determination yields that the request has been approved, further generating a session approval interrupt having one or more session approval conditions; and sending the session approval interrupt to the payment terminal, where the session approval interrupt causes a secure communication channel to be established between the payment object reader and the payment terminal.

Disclosed herein is a method and system to determine whether a payment terminal has been tampered with based on a comparison of attestation data received from the payment terminal, for example in an offline mode when an otherwise secure remote server cannot be reached. If the determination yields that the request has been approved, the terminal generates an attestation ticket having one or more validity conditions, wherein the validity conditions include expiration time that indicates the time after which the attestation ticket becomes invalid. The attestation ticket can be used as long as it is valid or until another trigger causes the ticket to be invalidated or regenerated.

Various embodiments are generally directed to autofilling card data from a contactless card to a form of a computing device. An application may determine that a payment field of a form has received focus. The application may then receive encrypted data from a communications interface of a contactless card associated with an account. The application may then receive, from a server, verification of the encrypted data. The application may then receive, from the server, an encrypted account number associated with the account, and decrypt the encrypted account number to yield the account number. An autofill service of an operating system (OS) executing on the processor circuit, may then autofill the account number to the payment field of the form.

A computer-implemented method for providing payment account information in a user account by receiving payment card information by a card reader at a point of sale. An account can be created when the payment card information is read by the card reader. Optionally, a gift card can be scanned prior to the creation of the account, and the gift card information can be combined with the payment card information. The gift card can be an electronic gift card which can be personalized with textual, visual, video, and/or audio portions.

Methods and apparatus for card-to-smartglasses payment systems are provided. A smartglasses device may scan a payment card using a camera. The smartglasses device may identify card data elements from the payment card. The smartglasses device may initiate a transaction. The transaction may include the following components: a payer, a payee and a transaction amount. The payment card may be associated with the payer component of the transaction. As such, the card data elements may be included as the payer component of the transaction. The smartglasses may receive data from a third-party relating to the payee component of the transaction. The transaction amount may be inputted into the smartglasses as user input. The generated transaction may be transmitted to an entity for processing. Upon processing completion, the entity may transmit a notification to the smartglasses, to a device associated with the payment card and to a device associated with the payee.

This disclosure is directed to receiving a request for attesting security of a device, determining to approve the request based on attestation data associated with the device, generating a ticket having validity conditions, and sending the ticket to the device to enable the device to receive payment data from a second device.

Various embodiments are generally directed to techniques to perform transaction with transaction cards utilizing characteristics of customer's signature. Techniques may further include determining characteristics of a signature including a reduced set of data points for the signature and storing the characteristics in secure memory of transaction card. The transaction card including the characteristics are used to perform transactions, such as those performed at Point-of-Sale (POS) terminals.

A cardholder enters (305) payment information and a freely-selected transaction CVV in a merchant system (20). A payment system (30) receives (400) a request from the merchant system including the transaction CVV and transaction information, and sends (405) a transaction authorization request to a cardholder device (13). The transaction information are displayed (310) on the cardholder device and invites the cardholder to enter the transaction CVV for confirmation purpose. In response, the cardholder enters (315) a confirmation CVV. The payment system approves (240, 415) the transaction when the transaction and confirmation CVVs are the same. As a result, the CVV can have a short life and be changed at each transaction, thereby increasing the security of the transactions. Also, PCI certification constraints on servers are reduced since no issuer master key is required for the CVVs. Lastly, the cardholder has more control on the transaction validation.