A diamond asset comprising one or more diamonds and an encryption chip is used to asset-back a cryptographic token that can be used to conduct transactions. The cryptographic token is written to a blockchain using a smart contract that is configured to enable a transaction associated with the token in response to two or more of: a signature by the encryption chip, a signature by the owner of the diamond asset, and a validation of a visual layout of the diamond asset.

Example embodiments relate to performing activation techniques for contactless cards. For example, embodiments may include performing a near-field communication (NFC) exchange with a contactless card, processing a message comprising data to activate the contactless card, communicating the data to a server to activate the contactless card; and receiving a response from the server, the response to indicate whether the contactless card is successfully activated or not successfully activated.

A method, system and computer program product for integrating a mobile payment application with other mobile applications while preventing security exposures. A set of application programming interfaces of mobile applications that may possibly be utilized by a pass created by a mobile payment application is generated in response to receiving an indication that the pass was created. A “pass,” as used herein, refers to a form of mobile payment, such as a gift card. A selection of these application programming interfaces may then be received to interact with the created pass. In this manner, the existing mobile applications are seamlessly integrated with the features of passes. Furthermore, a virtual container is created for the created pass and the selected application programming interfaces to interface with the created pass. By creating such a container, the data to be exposed to the application layer can be controlled.

Systems and methods are provided for use in distributing payment transaction notifications. One exemplary method includes identifying, by a computing device, transaction data for a transaction associated with a child token to a group payment account and identifying, by the computing device, in a data structure, a parent token with which the child token is associated. The parent token is enrolled to receive a notification for the transaction associated with the child token. As such, the method further includes transmitting, by the computing device, a notification to a communication device of a group member associated with the parent token in response to the transaction involving the child token, where the notification includes transaction data associated with the transaction such that the transaction is thereby identified to the group member along with the associated transaction data.

A technique for linking utilities with non-fungible tokens (NFTs) is disclosed. The utilities are not necessarily physical assets. For example, the utilities can be services or functions that depend on who and when the NFT is owned. The utilities can be enabled on or through a device or computer system. The utilities can have levels or be of different types and vary by time. For example, a utility can change, aggregate, or expire over time.

The technology relates to linking virtual assets and physical assets through non-fungible tokens (NFTs) in a metaverse. As such, the invention anchors a metaverse to the real world. The metaverse can limit ownership or rendering of certain virtual assets in the metaverse to only those who actually own physical assets. For example, the metaverse can limit a virtual representation of a car in the metaverse to those who own the real car. The linkage between the virtual and real assets can be verified in the metaverse based on NFTs stored on a blockchain. As such, only those who actually own a physical asset in the real world are associated with the virtual asset (or related representation) in the metaverse.

The present invention is related to systems and methods for creating, validating, updating, and certifying fan status. The present invention is directed to creating a platform for fan communications and engagement. The present invention also includes a marketplace for transacting digital collectibles of interest to fans. Fan status in the present invention is a metric of social interaction, engagement, time spent, money spent, events attended, and/or other ways of measuring support and interest. Both quantitative and qualitative measures of fan status are compatible with the present invention. Preferably, the fan status is used for fans of sports teams.

Methods, systems, computing platforms, and storage media for creating and deploying location-based event-triggered cryptographic tokens for gated access to location-based experiences are disclosed. Exemplary implementations may: store location-based criteria; store a smart contract comprising computer code configured to mint a token and allocate the token to a user wallet in response to a user's location satisfying first location-based criteria; obtain location information from a user device; in response to a determination that the location information satisfies the location-based criteria, invoke the smart contract to mint a token and allocate the token to a user wallet; store a token-gated resource identifier for a resource and token criteria; and in response to a determination that the user satisfies the token criteria, grant the user access to the resource.

Systems and methods for facilitating card transactions via a mobile wallet on a user's mobile device are described. More particularly, the present disclosure relates to the use of codes with network tokens for validation during payment processing. The codes may be transmitted optically (e.g., by presenting a two-dimensional barcode or three-dimensional barcode on a display of the mobile device that is scanned by a POS terminal) or wirelessly (e.g., via near-field communication (“NFC”), Bluetooth®, Wi-Fi®, etc.). The mobile wallet is implemented on the user's mobile device (e.g., the user's smartphone) and is associated with a financial institution. The mobile wallet may utilize credit and debit cards issued by the financial institution or by another financial institution. Generally, the mobile wallet system utilizes host card emulation via a network-generated token that is processed by the network to complete the contemplated transaction.

Provided are systems and methods enabling enrollment in promotions via a tokenization platform. In one example, the method may include establishing a network communication channel between a tokenization platform and a digital wallet of a user device, transmitting a promotion from the tokenization platform to the digital wallet on the user device via the established network communication channel, receiving authorization to accept the promotion at the tokenization platform from the digital wallet on the user device, and identifying tokenized payment account information of the digital wallet stored at the tokenization platform and automatically transmitting information about the tokenized payment account information of the digital wallet information from the tokenization platform to a promotion enrollment system associated with the promotion. The example embodiments use existing payment network infrastructure to provide seamless promotional enrollment through a tokenization platform instead of a standalone website.