G06Q20/3672

Systems and methods for tokenization, management, trading, settlement, and retirement of renewable energy attributes

Systems and methods for tokenization, management, trading, settlement, and retirement of renewable energy attributes are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for tokenization, management, trading, settlement, and retirement of renewable energy attributes may include: (1) identifying renewable energy generation data associated with a seller to tokenize; (2) generating at least one renewable energy token for the identified renewable energy generation data; (3) writing the renewable energy token to a first distributed ledger; (4) adding the renewable energy token to a digital wallet for the seller; (5) exchanging the renewable energy token for a cash token owned by a buyer by associating the renewable energy token with the buyer and associating the cash token with the seller on the first distributed ledger; and (6) retiring the renewable energy token.

GENERATING A TOKEN FOR A CONTINGENT ASSET
20220414649 · 2022-12-29 · ·

A method for utilizing an object distributed ledger executed by a computing entity includes obtaining, in accordance with a securely passing process, control over a secure first pending transaction associated with a transaction item. The method further includes determining a set of candidate contingent assets for the secure first pending transaction based an identity of the transaction item, an identity of a requesting computing entity, and an authenticated value of the transaction item. The method further includes facilitating selection of at least one candidate contingent asset of the set of candidate contingent assets utilizing an asset selection approach to produce a set of selected contingent assets. The method further includes generating a non-fungible token (NFT) in accordance with the securely passing process to represent a corresponding set of smart contracts of the set of selected contingent assets in the object distributed ledger.

Systems and methods for the production, management, syndication and distribution of digital assets through a network in a micro-subscription-based platform
11534661 · 2022-12-27 · ·

Systems and methods are for production, management, syndication and distribution of digital assets through a network such as the Internet or wireless network. Digital media assets are distributed to consumers through a syndicated network of Outlets under control of a central platform. Distribution is format agnostic. There is a single platform between the B2B2C, wherein a platform allows, through a single access for each stakeholder, the ability to each have control over availability dates and pricing specifications to a plurality of merchants and/or subscription outlets or channels. Subscription channels can support micro-subscriptions with diversely curated and priced offerings, including acceptance of crypto-currency. The delivered media assets may include content associated with an exercise apparatus, including content for an exercise session including computer generated content and computer augmented content created in response to exercise session data.

USER CONTROLLED SHARING OF PERSONAL AND CONTACT INFORMATION USING A BLOCKCHAIN
20220405767 · 2022-12-22 ·

Techniques are provided for propagating updates to user profile information using a blockchain and for controlling access to user profile information using a blockchain. In one embodiment, a first block is added to a blockchain. The first block includes a first transaction ID that identifies a first transaction entry in the blockchain and a first version of user profile information encrypted using the first encryption key. The first transaction ID and a first decryption key that is able to decrypt information encrypted with the first encryption key is communicated to a plurality of entity computing devices that are to use the user profile information. The user profile information is updated by adding a second block to the blockchain that refers to the first transaction ID and includes a second version of the profile information encrypted using the first encryption key.

Systems and methods for secure wireless payment transactions when a wireless network is unavailable
11526866 · 2022-12-13 · ·

Systems, methods, and devices are disclosed which allow a mobile device user to complete financial transactions even when the mobile device is not connected to a wireless network. The systems, methods, and devices of the present disclosure may utilize a combination of an encrypted lockbox containing out of network payment codes on the mobile device and a matching set of out of network payment codes stored on a server of a payment authority.

Electronic devices having embedded circuitry for accessing remote digital services

Systems and methods for accessing remote digital services by using embedded circuitry included in an electronic device.

Mobile device verification for an electronic application before providing a digital pass to an approved customer

A system and method for mobile device verification for an electronic application before providing a digital pass to an approved customer is disclosed. The method and system receives, at a store's customer credit application computer, an application for a new account, the application including a contact information for a customer's mobile device providing, from the store's customer credit application computer, the contact information for the customer's mobile device to a verification system to authenticate the customer's mobile device providing, from a credit account provider, a text to the customer's mobile device, the text causing the customer's mobile device to be subjected to a second authentication; receiving, at the customer's mobile device, a message that includes a link to the digital pass; and utilizing the link to receive the digital pass at a mobile wallet of the customer's mobile device.

Retailer card instant approval and provisioning
11526873 · 2022-12-13 · ·

A method performed by an issuer computing system includes receiving identification information for a customer from a retailer computing system. The customer is pre-approved for a payment account based on the identification information. A request to open the pre-approved payment account is received. Account registration information for opening the payment account and a mobile device identifier associated with the customer is received. The customer is approved for opening the payment account based on the account registration information. The payment account is established for the customer. Establishing the payment account includes generating a payment token for the payment account. In response to establishing the payment account, the payment token is automatically provisioned to a mobile wallet associated with the mobile device based on the mobile device identifier.

Bank-driven model for preventing double spending of digital currency coexisting on multiple DLT networks

A system and method for preventing the double-spending of digital currency that transfers between multiple DLT networks. The system and method includes creating, based on a unit of fiat currency, a first digital currency of a first type on a first DLT network and a second digital currency of a second type on a second DLT network. Each of the first digital currency and the second digital currency simultaneously represent a value associated with the unit of fiat currency. The system and method includes detecting a transaction request to transfer the first digital currency from the first DLT network to the second DLT network. The system and method include locking, responsive to detecting the transaction request, the first digital currency onto the first DLT network to prevent a transfer of the first digital currency from the first DLT network to another DLT network responsive to a subsequent transaction request.

SYSTEM AND METHOD OF MULTIPLE CLOSED-LOOP SECURED TRANSACTION
20220391880 · 2022-12-08 · ·

The present invention relates to a system and a method for performing a closed-loop secured transactions using NFC. The method comprises of receiving a payment selection comprising of instrument selection at a secure element of a first user device. The instrument selection is used to automatically select the closed-loop kernel. The invention further encompasses using symmetric key encryption for the payment selection data which can only be decrypted inside the HSM for quick and hassle-free peer to peer (P2P) or peer to merchant (P2M) closed-loop transactions.