A controller of a transaction card may cause the transaction card to be in a first state. The transaction card may include a battery and at least one other component. In the first state, the battery does not provide power to the at least one other component of the transaction card. The transaction card may receive a signal from a near-field communication (NFC) device and may cause the transaction card to be in a second state based on receiving the signal. In the second state, the battery provides power to the at least one other component of the transaction card. The transaction card may perform a transaction based on the transaction card being in the second state.

A non-fungible token (NFT) system and NFT method that includes relational or causal data between different NFTs in a set of NFTs. The NFT method includes minting, transferring, burning, or fusing NFTs, into a new NFT based on ownership of particular subset of NFTs in a set of NFTs. The NFT method includes execution of at least one rule or smart contract after minting or transferring of a NFT that relates to another NFT which is already minted or to be minted. The method can include: minting, transferring, burning, or fusing NFTs on a blockchain, using at least one processor, a first NFT having NFT metadata; and executing, using the at least one processor, at least one rule which references the first NFT and at least one other NFT. Other examples of the NFT method are applied to fractional NFTs in a similar fashion.

Various embodiments are directed to securely verifying an identity of a user who is requesting to add or link a financial instrument to a third-party digital wallet using one-tap contactless card authentication. The financial instrument may be added or linked to the third-party wallet in at least two scenarios: pull provisioning and push provisioning. In either provisioning scenarios, the user may be required to authenticate the financial instrument being added or linked by successfully verifying the identity of the user via the one-tap contactless card authentication at a banking application associated with the financial instrument.

A computerized method (200) of performing a purchase and an associated communication system are disclosed. A customer mobile computing device (CMCD) communicates (210) with a server computing device (SCD) to generate an order for the purchase. The server computing device (SCD) communicates (220) with a payment processor computing device (PPCD) to perform a first part of a payment transaction for the purchase, wherein the first part of the payment transaction involves reserving funds for the purchase. A merchant computing device (MCD) performs (230) a digital handshake procedure with the customer mobile computing device (CMCD). The digital handshake procedure involves short-range wireless data communication to verify spatial proximity between the customer mobile computing device (CMCD) and the merchant computing device (MCD). When spatial proximity has been verified, the merchant computing device (MCD) communicates (240) with the server computing device (SCD) to accept the order. The server computing device (SCD) communicates (250) with the payment processor computing device (PPCD) to perform a second part of the payment transaction, wherein the second part of the payment transaction involves capturing funds for the purchase.

The present disclosure describes techniques that facilitate a Secure Data Processing (SDP) Network that is configured isolating sensitive data from exposure to a client workstation and a connected web server and application server. Specifically, a secure communications server of the SDP network is described that can interact with a secure input device or a secure plug-in component at the client workstation to receive a set of data associated with the sensitive data. The set of data may correspond to devalued data received via a secure input device or the set of data may be received as sensitive data via a hosted webpage invoked by the secure communications server. The secure communications server may establish a secure communications path with a tokenization server for receipt of a token that represents the sensitive data. The token may then be used by at least the application server to initiate the transaction.

Disclosed is a method, a device, and/or a system of ledger token transfer of a distributed ledger network through cryptographic binding to a transferrable possession token. In one embodiment, a method for rapid and secure ledger-less transfer of a ledger token includes generating a public-private key pair, securely storing the private key and utilizing the public key as a public address. The method verifies a ledger transaction on a distributed ledger network associated the asset with the public address. The method generates a possession token having a state indicated by a state indicator. The state evolves upon transfer between two computing devices. The method cryptographically associates the ledger token and the possession token through incorporation of the public address into data generating the state indicator. The possession token is transferred to a computing device over the network while retaining the private key in secure custody.

According to some embodiments, a method for awarding pre-minted NFTs using a crafting recipe is disclosed. The method includes receiving a crafting request that indicates a set of owned NFTs that are owned by a user, wherein each owned NFTs indicates a type of the owned NFT. The method includes determining a crafting recipe that is implicated by the set of owned NFTs indicated in the crafting request and determining a specified type of NFT based on the crafting recipe. When the specified type of NFT is a pre-minted NFT, the method includes randomly selecting a crafted NFT from a set of pre-minted NFTs of the specified type. When the specified type of NFT were not pre-minted, the method includes minting the crafted NFT. The method further includes assigning the crafted NFT to a user account of the user on the distributed ledger.

Non-fungible token (NFT) platforms in accordance with various embodiments of the invention are described. In an embodiment of the NFT includes receiving, at a server system, a notification request associated with at least one NFT from a user device, the notification request including a label data-field and an address data field, determining an occurrence of at least one event associated with the NFT that is recorded on a blockchain, obtaining a record associated with the notification request based on the label data-field, the record stored in a repository and including data to unlock at least one content portion several content portions of the NFT, generating a notification using the address data field included in the notification request, the notification including the data to unlock the at least one content portion of the NFT, and transmitting, based on the address data field, the notification to at least one device.

The disclosed system and method provides a display on the representation of the electronic transaction account and the display may display information about the electronic transaction account or other data desired to be displayed by the consumer.

Introduced is a technology for withdrawing cash from a cash transaction machine (CTM) by use of a mobile payment application installed on a mobile device of a consumer user (“the CTM technology”). Briefly described, the CTM technology enables a consumer user to identify one or more CTMs from which to withdraw cash by using his/her mobile device (e.g., a smartphone) as a “virtual” card. A particular CTM can be a conventional ATM or a POS system at a merchant's place of business. The user can use a mobile payment application installed on the user's mobile device to identify any nearby CTMs, request a withdrawal amount from a particular CTM from the identified nearby CTMs, receive a transaction code specific to that particular CTM, and physically obtain, or collect, the cash representative of the withdrawal amount at that particular CTM using the transaction code.