G06Q20/3678

DYNAMIC OFF-CHAIN DIGITAL CURRENCY TRANSACTION PROCESSING

A system enables cryptocurrency payment transactions between devices using off-chain asset data that is related to blockchain assets within a blockchain but without committing the payment transaction to the blockchain until a later time. A device selects a settlement model to determine if a payment transaction is valid. When valid, the device adjusts a value of off-chain asset data stored in its memory. The device may aggregate multiple transactions, which may involve the same or different cryptocurrencies, adjusting the value of the off-chain asset data stored in its memory after each transaction. Subsequently, the device may commit at least a portion of the off-chain asset data to the blockchain.

SCALABLE, SECURE, EFFICIENT, AND ADAPTABLE DISTRIBUTED DIGITAL LEDGER TRANSACTION NETWORK
20200394648 · 2020-12-17 ·

The present disclosure relates to systems, methods, and non-transitory computer readable storage media for implementing a scalable, secure, efficient, and adaptable distributed digital ledger transaction network. Indeed, the disclosed systems can reduce storage and processing requirements, improve security of implementing computing devices and underlying digital assets, accommodate a wide variety of different digital programs (or smart contracts), and scale to accommodate billions of users and associated digital transactions. For example, the disclosed systems can utilize a host of features that improve storage, account/address management, digital transaction execution, consensus, and synchronization processes. The disclosed systems can also utilize a new programming language that improves efficiency and security of the distributed digital ledger transaction network.

SYSTEM AND METHOD FOR BLOCKCHAIN BASED DOCUMENT PROCESSING
20200394647 · 2020-12-17 ·

A system and method for blockchain-based document processing includes a processor, network interface, print engine, scan engine, and a memory storing a blockchain ledger. The blockchain ledger includes time stamped blocks, each block including currency data associated with a digital currency value. The processor generates a block corresponding to a received instruction, a preexisting currency value associated with the received instruction and contract data corresponding to a smart contract associated with the received instruction. The processor updates the blockchain ledger with a generated block and shares an updated blockchain ledger with other networked data devices via the network interface. The processor also receives verification of the updated blockchain ledger from the other networked data devices. The processor executes the smart contract upon receipt of verification.

Blockchain payment notification system

A system and method for payment notification using blockchain. The system and method relate to real-time monitoring and updating of a list of accounts that have not satisfied a minimum payment amount due. The real-time monitoring and updating of the list occurs through the use of a blockchain monitoring payment information by a user to the account. The blockchain is continually updated every time a payment is made. A notification system receives each update and is aware, in real-time, whether a user has satisfied a minimum payment amount due and thus whether an account is current or in need of a collections notification.

SYSTEM AND METHOD FOR PROVIDING PATENT TITLE INSURANCE WITH CENTRALIZED AND DISTRIBUTED DATA ARCHITECTURES

The present invention discloses a method by which a secure ledger network is deployed to provide assurance related to title of IP assets. Specifically, the invention seeks to improve the risk associated with IP based transactions and reduce the time related to researching color of title related to the same.

POINTS MANAGEMENT METHOD AND POINTS MANAGEMENT APPARATUS
20200387922 · 2020-12-10 ·

In accordance with an embodiment, a points management method includes recording, in a distributed ledger, transaction data showing remaining points retained in a points account. The points management method includes determining points of the remaining points on the basis of a function determined on the basis of a combination of a points issue source and a points use destination, the points being usable at the points use destination.

TOKENIZED ASSET BACKED BY GOVERNMENT BONDS AND IDENTITY AND RISK SCORING OF ASSOCIATED TOKEN TRANSACTIONS
20200387891 · 2020-12-10 ·

A method for facilitating the exchange of a stable cryptocurrency collateralized by government-issued debt. First granularity parameters are received through a first wallet interface of a first digital wallet. A first restricted use key is generated based upon the first granularity parameters and provided to an owner of a second digital wallet. A second restricted use key is generated based upon second granularity parameters received through a second wallet interface associated with the second digital wallet. Information from a blockchain wallet is accessed using the second restricted use key wherein the information relates to one or more of an ID classification and risk score of the second wallet owner at a level of detail determined by the second granularity parameters. An indication to proceed with a transaction between the first digital wallet and the second digital wallet may then be received through the first wallet interface.

METHOD AND SYSTEM FOR REQUESTING AND GRANTING PRIORITY BETWEEN VEHICLES
20200388160 · 2020-12-10 · ·

The disclosure relates to a method for requesting and granting priority between a host vehicle and other vehicles, and to a system which implements the method. The host vehicle, through the use of on-board vehicle sensors, detects and identifies an impeding vehicle which interferes with the host vehicle's path. The host vehicle transmits a priority request to the impeding vehicle. The priority request includes a remuneration offer. The impeding vehicle evaluates the priority request, including the sufficiency of the host vehicle's remuneration offer, and grants or denies the host vehicle's priority request. If granted, the impeding vehicle modifies its path to be less impeding to the host vehicle, for example by assuming a cooperative path that lets the host vehicle pass the impeding vehicle.

METHODS AND SYSTEMS FOR EXECUTING SMART CONTRACTS IN SECURE ENVIRONMENTS
20200387893 · 2020-12-10 ·

Method for the secure execution of programs (smart contracts) implemented between a first wallet node (WN) (WN1) and a second wallet node (WN2), at least the second WN being implemented in an enclave of a processor, and the WNs being capable of executing programs designated in the messages that reach them, the method comprising the following steps: a) sending by WN1 to WN2 of a pre-message; b1) in response to this pre-message, execution in the enclave of a first program (WNRoT); b2) generation by the enclave of a certificate of authenticity of said first program and of the integrity of its execution; b3) sending said certificate to WN1; c) verification by WN1 of said certificate; d) in the event of successful verification, sending by WN1 to WN2 of a message intended to trigger the execution of a given program in WN2, and e) execution of said program in WN2.

SYSTEM AND METHOD FOR PROVIDING PATENT TITLE INSURANCE WITH CENTRALIZED AND DISTRIBUTED DATA ARCHITECTURES

The present invention discloses a method by which a secure ledger network is deployed to provide assurance related to title of IP assets. Specifically, the invention seeks to improve the risk associated with IP based transactions and reduce the time related to researching color of title related to the same.