Provided is a technique that makes it possible to perform a process of making payment with an incentive provided to a worker by a company when the worker makes consumption designated by the company. An incentive processing device 1 of the present invention obtains worker IDs and pieces of incentive information indicating the values of incentives provided to workers from a personnel attendance salary calculation device 3, and registers the pieces of incentive information in association with the respective worker IDs in an incentive balance information DB 24. Then, the incentive processing device 1 obtains consumption information containing worker information, to-be-consumed money information, and a consumption destination ID from a payment terminal 2 and determines whether a consumption destination identified based on the consumption destination ID satisfies a consumption condition designated by a company. If determining that the consumption condition is satisfied, the incentive processing device 1 subtracts the to-be-consumed money information from the corresponding incentive information registered in the incentive balance information DB to thereby calculate the balance, and registers this balance in association with the worker ID in the incentive balance information DB.

There is provided a system for transferring cryptocurrency, comprising code for: receiving a request for providing a target amount of a target currency to a destination entity according to a corresponding value of a cryptocurrency, wherein the request includes a user credential; accessing, according to the user credential the cryptocurrency stored in a universal wallet stored on a data storage device, wherein the universal wallet stores cryptocurrency according to user credentials of corresponding users, wherein a user dataset stores a mapping between each of the user credentials and amount of cryptocurrency stored in the universal wallet, providing the target amount of the target currency to the destination entity according to the cryptocurrency, and updating the user dataset at least according to corresponding value of the cryptocurrency to indicate a new amount of the cryptocurrency stored in the universal wallet and mapped to the user credential.

Universal blockchain and other management platforms and methods of use are provided herein. A blockchain subscription pay manager app is configured determine which users are associated with which merchants and which subscription plans by way of a blockchain subscription plan invoicing and payment processing capability which enables collection of user and merchant information, subscription plan set up and payment information and gives the user and merchant a look and feel of a universal centralized payment system despite interactions with the subscription smart contracts/wallets over the blockchain decentralized network.

A text currency platform system is disclosed. The system comprises: a text registration unit for newly registering a text, the registration of which is requested by a user; a text currency issuing unit for issuing a cryptocurrency for the registered text; a text post unit for posting the registered text; a supporter registration unit for registering, as supporters, other users supporting the posted text; a supporter activity check unit for checking each supporter's texting activity for informing of a support text; and a text currency payment unit for paying for a corresponding text currency according to each supporter's texting activity.

A method for authorization of a blockchain transaction includes: storing account profiles, each profile including an account identifier, fiat amount, and blockchain amount; receiving a transaction message, the transaction message being formatted based on transaction message standards and including a first data element that includes a specific account identifier and a second data element reserved for private use that includes a network identifier and transaction amount; identifying a specific account profile that includes the specific account identifier; identifying a risk value based on the transaction amount and at least one of: the fiat amount and blockchain amount; determining authorization of a transaction based on the identified risk value; modifying the transaction message based on the authorization determination; and transmitting the modified transaction message.

An example operation may include one or more of receiving proof of performance of an activity from a receiver system, identifying a data block, among a hash-linked chain of data blocks, that includes a bespoke crypto token associated with the activity, reading one or more requirements of the activity based on programmable instructions embedded within the bespoke crypto-token, determining whether the one or more requirements of the activity have been satisfied based on content included within the proof of performance, and in response to the one or more requirements being satisfied, releasing the crypto token to the receiver system.

A hybrid method of electronic and physical currency that comprises an issuer who issues individual physical currency that is additionally represented in an electronic registry. The physical currency is electronically verified by a merchant at the time of purchase to insure that electronic indicators and verifications match that of its corresponding registry indicators. The consumer can elect to register their own currency for security purposes. The currency's purchasing power can also be limited to specific goods for charity purposes.

Embodiments relate to high throughput blockchain systems that can handle large numbers of real-time operations. A system may include a server that handles the matching of operations in a quick and trusted manner and a blockchain that executes the matched operations in a decentralized manner after the matching is confirmed by the server. The server may receive an operation request from a user. To confirm the operation request, the user may cause a broadcast of entry on the blockchain that confirms the validity of the operation request. Upon verifying the operation request, the server may match the operation request with other operation requests that meet the criteria specified by the user's request. A set of code instructions recorded on the blockchain may generate one or more entries that execute the operations related to the match.

Disclosed herein are systems, methods, and program products for providing Digital Asset Tokens whose value is backed by a Value Bank that has the potential for inflation-protected, tax-efficient and compounding value growth. The issuance and management of the Digital Asset Tokens are controlled by a central authority. Each Digital Token is represented by a Smart Contract on a Blockchain. Over time, the valuation of the Digital Asset Tokens increases as both (i) the Residual Value relating to existing GLs increase in value and (ii) as additional GLs are added by virtue of the Quantum Generator Model. Trading of the Digital Asset Tokens occurs via a settlement network, wherein the settlement network carries out and stores Transactions in a distributed ledger for transparency. The Digital Asset Tokens may be purchased using fiat currencies or electronic currencies, such as cryptocurrencies, via a digital Exchange.

An Autonomous Exchange via Entrusted Ledger (AXEL) blockchain enables users to perform transactions in private while enabling the transaction records thereof to be verified by other network users without publicly divulging the contents or details of the transaction records. Internal addressing provides for separation of control within the wallet by making a portion of the wallet inaccessible to the blockchain, allowing increased security for tokens being managed by the wallet. The ability to configure restrictions placed on sending and receiving wallet addresses, and to create multiple public keys, provide further security measures.