A system and method for managing access to offerings of online digital collectibles. Access may managed according to various eligibility criteria related to a user. The eligibility criteria may relate to aspects of the user's participation, involvement, holdings, or actions in the system. To determine whether a user is eligible for a collectible offering, the system may determine eligibility criteria associated with the offering and obtain from a user's account the information necessary to determine if the user meets the eligibility criteria. The criteria may include a measurement of the digital collectibles currently in the user's account, prior purchase activity by the user, and/or other user-related information tracked by the system.

Systems and methods for managing a set of electronic assets from a single location are disclosed. The method includes providing a portal with a network security access control. The method includes determining that login credentials input to the access control are associated with a set of electronic assets corresponding to a plurality of third-party computing systems with application programming interface (API) gateways configured to accept API calls directed to changes in functionality of the electronic assets. The method includes presenting, via the portal, a virtual icon to identify a coordinated action with respect to the set of electronic assets and, in response to a selection of the virtual icon, executing a set of API calls that include an asset-specific API call to each third-party computing system in the plurality of third-party computing systems to implement the coordinated action on all electronic assets in the set of electronic assets.

Systems and methods of managing a shared cryptographic account for a first user and at least one second user in a blockchain based computer network, including: generating, by a first computing device of the first user, a first share of a cryptographic key, generating, by a server, a corresponding second share of the cryptographic key, wherein the cryptographic key corresponds to a public key and private key pair, and wherein the private key is configured to decrypt shares of the cryptographic key that are encrypted by the public key, generating a group ID for a group of users of the shared cryptographic account, distributing, by the server, the first share among each of the at least one second user, and enforcing a signing logic scheme for users of the group when signing with the shared cryptographic account.

A method, system, apparatus, and computer program product for accessing and communicating data between accounts, including incentives for their use. Consumers, businesses, creditors, and agencies may be allowed to create and manage a centralized collections account. Consumers may be able to pay, negotiate, and manage their past due debt accounts within the centralized collections account. Businesses, creditors, and agencies may be able to negotiate with customers, manage clients and sub clients, and set legal terms and conditions within the centralized collections account. Rewards may be earned for negotiating and paying off a collections account or assisting others in these actions. Businesses, creditors, and agencies may be able to electronically communicate amongst themselves and with consumers, potentially reducing postal and telephone expenses.

A system and method for individual skill assessment are provided, allowing the individual to track a dynamic score corresponding to one or more skills and map that score to expected or desirable scores for individual institutions and markets. The system thereby provides for identification of strengths and weaknesses of an individual. The system provides for tokenization of meeting time with one or more skill experts in order to efficiently train one or more of a user's skills.

Supply chain factoring utilizing shared state information stored in a distributed ledger includes the selection of an electronic supply chain document associated with an order for goods by a purchaser of the goods and the minting of a cryptographic token on behalf of a seller of the goods. the token encapsulating a purchase price for the order and associated order terms. A location is reserved in the ledger into which the token is uploaded. Subsequently, factoring terms are published at the reserved location by a factoring agency supporting the factorization of the purchase price. The seller then validates an ascension to the factoring terms in the reserved location. Finally, the reserved location is annotated to indicate satisfaction of the factoring terms upon the purchase price being paid to the factoring agency and a fraction of the purchase price being paid by the factoring agency to the seller of goods.

The present disclosure relates to a digital asset transfer method, a digital asset transfer device, and a program that enable more appropriate transfer of a digital asset managed by a peer-to-peer database at the time of death of a user.

There is provided a digital asset transfer method executed by a computer, the method including: acquiring death information of a user who owns a cold wallet; identifying a transfer condition for a digital asset registered to an account associated with the cold wallet on a basis of the death information; and signing, using a secret key associated with the cold wallet, registration data registered in a P2P database to transfer the digital asset on a basis of the transfer condition; and deleting the secret key having been used in the signing.

A system and method for payment notification using blockchain. The system and method relate to real-time monitoring and updating of a list of accounts that have not satisfied a minimum payment amount due. The real-time monitoring and updating of the list occurs through the use of a blockchain monitoring payment information by a user to the account. The blockchain is continually updated every time a payment is made. A notification system receives each update and is aware, in real-time, whether a user has satisfied a minimum payment amount due and thus whether an account is current or in need of a collections notification.

The invention relates to a payment system and a method for directly transmitting electronic coin datasets between terminals, wherein a monitoring entity registers anonymous masked electronic coin datasets. The method has the following steps in a first terminal; receiving an electronic coin dataset, said at least one electronic coin dataset having a monetary value and a concealment value; masking a modified electronic coin dataset or the received electronic coin dataset by applying a one-way function to the electronic coin dataset in order to obtain a masked electronic coin dataset; linking the masked electronic coin dataset to a pseudonym in order to obtain a pseudonymized masked electronic coin dataset, and transmitting the pseudonymized masked electronic coin dataset to the monitoring entity.

A method is provided for directly transmitting electronic coin datasets between terminals in order to make a payment in a payment system. A first terminal has at least one electronic coin dataset, and the at least one electronic coin dataset has a monetary value and a concealment value as coin data set elements. The method has the steps of: masking a first coin dataset element of the electronic coin dataset to the first coin dataset element of the electronic coin dataset, to obtain a masked electronic coin dataset element; adding a second coin dataset element of the electronic coin dataset to the semi-masked electronic coin dataset, in order to obtain a semi-masked electronic coin dataset; and transmitting the semi-masked electronic coin dataset to a monitoring entity in order to register the electronic coin dataset.