Methods and systems for using blockchain digital currency are provided herein. The methods and systems comprise a blockchain digital currency that is created and utilized on a permission-based network of financial institutions. The blockchain digital currency is created by a central authority and minted into circulation by banks within the network, and is backed by reserves of real world currency of any country. The digital currency can be used for any type of financial transaction, and the system provides security, trust, traceability and a detailed audit trail for all transactions.

A network node that includes at least one processor, at least one memory, and at least one network interface is disclosed. The network node is part of a peer-to-peer network of network nodes implementing a distributed ledger. The network node is communicatively coupled to at least one remotely located computing device through the at least one network interface. The at least one processor is configured to receive, from a remotely located computing device, a request to transfer a security token. The at least one processor is also configured to execute a plurality of compliance rules associated with the security token. At least one of the compliance rules is implemented using at least one smart contract. The at least one smart contract references a global registry. The at least one processor is also configured to transfer the security token based on the execution of the compliance rules.

Disclosed is a currency management application to facilitate customized transfer of value between two parties via a digital coin. The digital coin can be personalized and programmed. For example, the digital coin can be personalized with a set of attributes, such as a design, color, shape or theme, and can be programmed with a set of rules, such as where the digital coin can be redeemed and/or who the digital coin can be transferred to. The digital coin is associated with a value, which is determined in terms of a fiat currency or cryptocurrency. This digital coin can be used for peer to peer payments, merchant payments and redeemable/withdrawn through a financial institution, such as a bank account.

A custom cryptographic token and smart contract that is configured to exist in one of two groups and is issued by the same bank or depository institution that also collects corresponding fiat currency deposits. The two groups are a circulation group and a non-circulation group. The non-circulation group is not associated with any given user, but rather an issuing entity. Custom cryptographic tokens residing in the circulation group are associated with a user and are traded according to smart contract protocol.

Disclosed is a method for trading private information access rights based on a distributed ledger, performed by a distributed network system including a plurality of distributed servers to perform authentication and store a token, the method including giving rights to use the token to a buyer terminal by performing authentication upon receiving a token trade request, permitting a service application server to use the token by performing authentication upon receiving a token usage request, providing, by the service application server, a predefined service by using the token and broadcasting usage detail of the token to the distributed network system, and updating, by the distributed server, the usage detail of the token.

Systems and methods for expediting math-based currency (“MBC”) transactions are described. A financial institution facilitates the expedited MBC transactions. The expedited MBC transactions are achieved by guaranteeing merchants that a pending MBC transaction between the merchant and a customer will be verified by the MBC verification nodes. A provided guarantee can be collected on by the merchant in the event that a guaranteed MBC transaction is not verified by the MBC verification nodes.

Autonomous devices and systems, methods, and program products for authorizing and performing autonomous devices transactions are disclosed. An autonomous device can be configured to generate a first hash value of a chain of hash values by applying a hash algorithm to first data including first new data and a first previous hash value of the chain of hash values, the first previous hash value computed by applying the hash algorithm to first previous data. The device can transmit to a transaction computer system the first hash value and the first new data. The device can generate and transmit to the transaction computer system a first signed electronic transaction request comprising first transaction data comprising a sending account identifier associated with the autonomous device, a destination account identifier, a transaction amount, and a timestamp. The device can digitally sign the transaction request using a private key of an asymmetric key pair.

A system for generating and applying a secure token in a resource distribution network is provided. For example, a headend system generates a payment-based token based on a payment made for a meter. The payment-based token indicates a credit value to be applied to the meter. The credit value can range from a negative credit value limit and a positive credit value limit. The payment-based token is further generated based on a meter identifier. The headend system transmits the payment-based token to the meter via at least a mesh network. After receiving the payment-based token, the meter validates the payment-based token to determine that the payment-based token is generated for the meter. The meter further determines the balance associated with the meter based on the credit value specified in the payment-based token. Based on the balance, the meter connects or disconnects premises associated with the meter from a resource supply.

A method and system and computer program product for subscribing to action plans including a processing device for receiving an encrypted action plan summary transaction message including one or more fields from an analyst node in a blockchain network and generating an encrypted action plan summary transaction in a blockchain including the content of the encrypted action plan summary transaction message. The processing device may transmit the encrypted action plan summary transaction to the blockchain network. The processing device may transmit an encrypted action plan summary notice to the blockchain network alerting the nodes of the blockchain network to the encrypted action plan summary transaction.

An electronic device receives, from a user, a restriction that restricts how sound of a digital asset plays to non-owners of the digital asset that is tokenized as a non-fungible token (NFT). One or more electronic devices tokenize the digital asset as the NFT on a blockchain that stores the restriction how the sound of the digital asset plays to the non-owners of the NFT.