G06Q20/3678

SYSTEM AND METHOD FOR CRYPTOGRAPHIC TRANSACTIONS
20230289752 · 2023-09-14 ·

A system and method for handling crypto-asset transactions includes: receiving from a payment processing system an electronic transaction request including: a payment token corresponding to a payment identifier associated with the customer account, and a transaction amount in a fiat currency; determining current price data corresponding to a first crypto-asset and a second crypto-asset associated with the customer account; associating the electronic transaction request with at least one data processing task for executing at least one crypto-asset transaction; and when at least one crypto-asset confidence condition is satisfied based on the current price data of at least one of the first crypto-asset or the second crypto-asset, generating signals for providing, via the payment processing system, an indication that the electronic transaction request is authorized without waiting for confirmation of execution of the at least one crypto-asset transaction in the respective distributed ledger.

OFFLINE CRYPTOCURRENCY TRANSACTIONS
20230334444 · 2023-10-19 ·

Methods and systems are presented for providing a framework for facilitating offline cryptocurrency transactions. A first application executed in a first secure enclave of a first device can register itself with a cryptocurrency computer network for initiating offline cryptocurrency transactions and reserve a denomination of cryptocurrency for the offline cryptocurrency transactions based on a token. The first application initiates an offline cryptocurrency transaction with a second application executed in a second enclave of a second device by transmitting a request comprising the token via a peer-to-peer connection. The second application verifies the request based on the token and attributes associated with the first application and the first secure enclave. Upon accepting the request, the second application stores the token in the second secure enclave. When a connectivity with a distributed ledger is available, the second application commits the offline cryptocurrency transaction to the distributed ledger.

AUTOMATICALLY PAIRING PHYSICAL ASSETS TO A NON-FUNGIBLE TOKEN OR DIGITAL ASSET
20230334472 · 2023-10-19 ·

Disclosed are systems and techniques for automatically pairing physical assets to a non-fungible token. For example, a process can include obtaining transaction information of a selected item associated with an online transaction between a user device and a provider system, the transaction information including a user identifier of a user of the user device. A digital wallet address of the user can be determined based on the user identifier, the digital wallet address associated with a digital wallet system. A non-fungible token (NFT) can be automatically generated based on the transaction information and in response to verifying the online transaction for the selected item. Information regarding the NFT can be provided to the digital wallet system in accordance with the digital wallet address associated with the user, wherein the digital wallet system updates information stored at the digital wallet address based on the information regarding the NFT.

SYSTEM AND METHOD FOR GENERATING NOTIFICATIONS BASED ON DIGITAL WALLET PASS DATA

A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal including digital wallet pass data; store the digital wallet pass data in association with an account; monitor location data and data associated with a value card account to identify a notification event; responsive to identifying the notification event, generate a notification based on the digital wallet pass data; and send, via the communication module and to the computing device, a signal causing the computing device to display the notification.

Blockchain supported resource transfer communication protocol

Blockchain supported resource transfer communication protocol techniques are described. In an implementation, a semantic message is received encoding parameters to be implemented as part of a resource transfer involving a digital wallet. A quote is generated specifying attributes as part of implementing communication connections to perform the resource transfer in compliance with the parameters specified by the semantic message. An acceptance message is received indicating acceptance of the quote, the acceptance message including credentials of the digital wallet. Generation is initiated of an application executable as part of a blockchain as complying with the parameters and the attributes. Data describing the application as executable as part of the blockchain is transmitted for distribution to the digital wallet. The resource transfer is initiated through execution of the application as part of the blockchain.

DIVISIBLE TOKENS
20230316272 · 2023-10-05 ·

A computer-implemented method of generating a second transaction for a blockchain. The blockchain comprises a first transaction comprising a first token and a first output transferring an amount of a digital asset between a second party and a first party. The first token represents a first amount of a token asset other than the digital asset, the second transaction is for transferring a second token representing a second amount of the token asset from a first party to a third party. The method is performed by the first party and comprises generating the second transaction. The second transaction comprises a first input configured to unlock the first output of the first transaction, and a first output comprising the second token. The second token comprises data representing the second amount of the token asset, the second amount being less than the first amount.

METHOD AND APPARATUS FOR PROVIDING USER-CUSTOMIZED COFFEE RECIPE AND COFFEE CORRESPONDING TO THE SAME
20230316361 · 2023-10-05 · ·

A method and apparatus for providing a user-customized coffee recipe and coffee corresponding to the same relates to a method of operating a server, through which one or more recommended recipes are provided to a user requesting a coffee based on a plurality of coffee recipes provided by users participating in a service, the user watches an advertising video for a determined recipe of his/her choice, and then a quick response (QR) code that allows the user to receive the coffee of the determined recipe from a coffee shop associated with the server offline is provided, and a server device. The method and apparatus enable consumers to receive coffees based on their own recipes regardless of time and place and can encourage users to create coffee recipes, share profits, and provide customized recommendations to other users, and provide a coffee service on a metaverse platform linked to an actual user.

Fungible and Non-Fungible Tokens with Authenticity: Systems and Methods for Secure Funding and Fundraising for Businesses
20230316262 · 2023-10-05 ·

An exemplary embodiment comprises fungible tokens with authenticity, namely Krypto coins (38), one non-fungible token with authenticity, namely business identification (BID) token (36), at least one crypto wallet (22) owned by a business owner of a business, and at least one business registry record (53) managed by a business registration authority. The Krypto coin (38) contains a unique identifier: the BID token's token address (36). The BID token (36) contains an identification hash, which uniquely represents the business identity, and a registrar address which points to the registration authority. The registration authority is the one who has confirmed the real-life identity of the business owner, the legally registered information of the business entity, and the legitimate ownership of the owner over the business and has created the registry record (53) on a blockchain. By looking for the existence of the business registry record (53) on the blockchain, investors can verify the authenticity of the Krypto coins before investing in the business, and the business owner can offer Krypto coins to investors for fundraising with more credibility and trust. Details of funding and fundraising processes with Krypto coins are discussed. Other embodiments are described and shown.

VEHICLE DATA SHARING FOR COLLABORATIVE DRIVING EXPERIENCE

A computer-implemented method and computer program for executing vehicle data sharing between vehicles. The method includes the steps of transmitting location data to a first network identifying a location of a first vehicle on a roadway; receiving data from the first network indicating that a second vehicle is within a predetermined proximity of the first vehicle; and transmitting data from the first vehicle to the second vehicle via a second network. The first network may be a cellular network, and the second network may be a Wi-Fi network. Also described is a method for executing a cryptocurrency transaction between the vehicles including the steps of receiving, and then comparing, respective vehicle performance related data from the first and second vehicles; and debiting a wallet of one of the two vehicles and crediting the wallet of the other vehicle of the vehicles as a function of the comparison.

SYSTEMS AND METHODS FOR SUBSTITUTE LOW-VALUE TOKENS IN SECURE NETWORK TRANSACTIONS
20230298012 · 2023-09-21 ·

Methods and systems are disclosed for enabling the creation of substitute low-value token creation, comprising providing software content to a content delivery network wherein, when transmitted to a user browser, the software content is configured to enable the user browser to create a substitute low-value token if a token service is unavailable, wherein the content delivery network is configured to provide the software content to at least one user browser, and receiving the substitute low-value token from a merchant system, the substitute low-value token having been generated by the user browser in response to the user browser being unable to obtain a low-value token from the token service.