G06Q20/3678

MULTI-MODAL ROUTING ENGINE AND PROCESSING ARCHITECTURE FOR BANKING STRATEGIES FOR AUTOMATED CURRENCY ORCHESTRATION

An integration system for a system of platforms includes an orchestration platform, a blockchain transactional platform, a digital transactional platform, a merchant system, a user trust platform, and one or more user devices connected to each other and a distributed ledger and/or a secondary mesh network via one or more networks. The blockchain transactional platform performs accesses and performs actions on the distributed ledger and/or the secondary mesh network. The digital transactional platform maintains transactional data indicative of an amount of first-domain value correlated to a user. The blockchain transactional platform maintains blockchain transactional data indicative of an amount of second-domain value correlated to the user. The orchestration platform manages data exchange, synthesis, fusion, analysis, and transformation between the components of the system, including banking strategies for automated currency orchestration.

Assignment of conditional access rights to assignable tokens based on an interaction

A method includes initiating, by a first computing device, an interaction with a second computing device. The first computing device includes a first digital asset unit and the second computing device includes a second digital asset unit. The first digital asset unit stores assignable tokens. The method further includes determining to assign conditional access rights to an amount of the assignable tokens to the second digital asset unit where the conditional access rights are in accordance with a set of conditions. The assignment of conditional access rights is a self-enforcing smart contract embedded in an assignable token distributed ledger technology. The method further includes locking the amount of the assignable tokens stored in the first digital asset unit and providing the conditional access rights to the amount of the assignable tokens to second digital asset unit. The second digital asset unit does not store the amount of the assignable tokens.

Methods and systems for transferring unspent transaction output (UTXO) tokens in a blockchain network

Mechanisms for efficiently transferring multiple unspent transaction output (UTXO) tokens in a blockchain network operating a UTXO-based token transaction model are disclosed herein. These methods allow for the use of less computer processing and network bandwidth resources in the transfer of blockchain items, particularly in blockchain schemes with lineage tracking mechanisms (e.g. as may allow for clawback of tokens). Some embodiments comprise generating a delegated account and transferring the UTXO tokens into the delegated account. The ownership of the delegated account can then be transferred to another use of the blockchain network in a single transaction, thereby avoiding the need to individually transfer the UTXO tokens and incur the memory and computational resource burden and costs associated with therewith.

VERIFIED TRANSACTIONS THROUGH INTEGRATIONS
20230066550 · 2023-03-02 ·

Verified transactions through integrations of social network and payment service computing platforms are described. A payment service computing platform may retrieve one or more profiles of users having a relationship with a first user based on a request received from the first user in the context of a payment transaction with a second user. The payment service computing platform may further determine, based on the one or more profiles, an indirect relationship between the first user and the second user, determine, based at least in part on the determination of the indirect relationship, a trust signal associated with the second user, and cause a user interface to be displayed via a payment application executing on an electronic device associated with the first user, wherein the user interface comprises an indication of an identity of the second user and an indication of the trust signal.

SOFTWARE, METHODS, AND SYSTEMS FOR BLOCKCHAIN-RECORDED TRANSACTIONS OF REAL-WORLD ASSETS
20230037728 · 2023-02-09 ·

A method of offering Unique Identity Asset Marker (UIAM)-linked assets for sale is provided. The method may include receiving, from a verified seller, a request to mint a Parent UIAM token and at least one Child UIAM token; a total number of UIAM-linked assets for sale and financial terms for such sales; a public-facing description of the at UIAM-linked assets for sale; and proprietary data pertaining to the UIAM-linked assets for sale. The method may further include compiling a Parent UIAM, minting a Parent UIAM token, minting one Child UIAM token for each of the UIAM-linked assets for sale, and assigning ownership of the tokens to the verified seller. The method may further include loading the proprietary data into a database, recording a permission structure for accessing the proprietary data in the blockchain, configuring the public-facing description for public viewing, and offering each Child UIAM token and its associated UIAM-linked asset for sale.

SYSTEMS AND METHODS FOR SELECTING AND UTILIZING A COMMITTEE OF VALIDATOR NODES IN A DISTRIBUTED SYSTEM

The disclosed embodiments provide a distributed transaction system including a group of validator nodes that are known to each other in a network but are indistinguishable to other network nodes. The validator nodes form a Committee including a Leader node and one or more Associate nodes configured to receive and process transaction requests, for example, to add new blocks to one or more blockchains. The Committee may be dynamically changed, such that new network nodes may be added to the Committee or may replace existing validator nodes. The Associate nodes also may coordinate with each other to select a new Leader node. The disclosed embodiments reduce the distributed system's reliance on the stability of any particular node(s) in the network, as the validator nodes in the Committee may be changed at a sufficient frequency to remove unreliable, unavailable, or otherwise untrusted nodes. Further, the disclosed embodiments provide a scheme that helps ensure the Leader node, as well as the other Committee members, functions properly.

METHOD AND SYSTEM FOR USER-BASED DISTRIBUTED LEDGERS

A method for processing cryptographic currency transactions through user-based blockchain ledgers includes: receiving, by blockchain node in a blockchain network, a new cryptographic currency transaction from a first computing device including unspent transaction outputs, a sender public key, receiver public key, destination address, and cryptographic currency amount; identifying, by the blockchain node, a sending blockchain associated with the sender public key including the unspent transaction outputs; validating, by the blockchain node, the sending blockchain by generating a hash value using the sending blockchain and comparing the generated hash value to a historic sender hash value associated with the sender public key; generating, by the blockchain node, a new sender hash value by hashing a combination of the sending blockchain and the new cryptographic currency transaction; and transmitting, by the blockchain node, the generated new sender hash value to a plurality of additional nodes in the blockchain network.

Cryptocurrency rewards for a virtual cash card

A computer-implemented method associated with a payment service provided by a payment server, comprising processing, by the payment server, a payment for a point-of-sale (POS) transaction using a payment instrument associated with a user account maintained in a data store of the payment server. The payment server determines a reward configuration stored in the user account, wherein the reward configuration includes settings to reward the user account with cryptocurrency assets and is based on historical transaction activity associated with the user account. The payment server calculates an amount of cryptocurrency assets according to the reward configuration, wherein the amount of the cryptocurrency assets is based on a value of the cryptocurrency at a time of the transaction. The payment server assigns the amount of cryptocurrency assets from a cryptocurrency wallet of the payment service to a cryptocurrency wallet of the user.

Hybrid autonomous store
11526863 · 2022-12-13 · ·

This application relates to systems, methods, devices, and other techniques for a hybrid autonomous store that can be utilized within a retail environment. This system with doors, cameras, and sensors is designed to have many functions within a store with identification system and sometimes can be utilized in a store with or without human cashier.

Method and system for conversion of digital assets to fiat currency

A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and/or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.