A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal including digital wallet pass data; store the digital wallet pass data in association with an account; monitor location data and data associated with a value card account to identify a notification event; responsive to identifying the notification event, generate a notification based on the digital wallet pass data; and send, via the communication module and to the computing device, a signal causing the computing device to display the notification.

Novel techniques for generating and ascertaining proof of ownership of physical goods employing blockchain-based methodologies. Upon purchase of a physical good, data relevant to that purchase including identification of the purchaser are employed to mint an NFT purchase token that is appended on a block chain and placed within the customer wallet to represent a unique certificate of ownership for the purchased physical good. Transaction fees associated with the process, creation of an electronic wallet, generation of tokens that include sub-tokens for maintaining chain of title information for the good's entire lifetime, among other things also are discussed.

Systems and methods are provided for processing global CBDC transactions in a blockchain supported network, where domestic and foreign banking institutions may provide mutual hosting of a consortium blockchain to allow more seamless and direct CBDC supported transactions, and CBDC exchanges in real-time or near-real time.

Systems and methods are provided for processing global CBDC transactions in a blockchain supported network, where domestic and foreign banking institutions may provide mutual hosting of a consortium blockchain to allow more seamless and direct CBDC supported transactions, and CBDC exchanges in real-time or near-real time.

Systems and methods are provided for processing global CBDC transactions in a blockchain supported network, where domestic and foreign banking institutions may provide mutual hosting of a consortium blockchain to allow more seamless and direct CBDC supported transactions, and CBDC exchanges in real-time or near-real time.

Systems and methods are provided for processing global CBDC transactions in a blockchain supported network, where domestic and foreign banking institutions may provide mutual hosting of a consortium blockchain to allow more seamless and direct CBDC supported transactions, and CBDC exchanges in real-time or near-real time.

Artificial intelligence-driven data exchange systems and methods are disclosed herein. A method can include verifying when a merchant or brand is a participating member in an exchange ecosystem and the merchant or brand in good standing, determining if a member has sufficient exchange currency in a member account to complete a transaction, determining if the member has linked a credit or debit card to their member account, and approving the transaction based on an exchange score for the member and the credit or debit card.

A method, computer program product, and system are disclosed. The method, when implemented in a computer system, includes determining a change deposit amount, determining account information (the account information identifying an account), and initiating a deposit operation, where the deposit operation includes performing an electronic deposit of the change deposit amount to the account. The determining is performed by a digital change application that is installed in a mobile device. The digital change application is configured to initiate the electronic deposit of the change deposit amount to the account.

A method for automatically providing a cryptocurrency to a recommender using social networking service (SNS) propagation includes an SNS friend recommending step, a new registration step, a reward rate determining step, a rewarding step, a transaction processing step, and a retransaction-based transaction processing step. The reward rate determining step includes the steps of determining a membership grade of a blockchain member recommended by the blockchain membership node according to the number of SNS friend IDs recommended and determining a reward rate for the blockchain member according to the determined membership grade. In the reward rate determining step, the membership grade of the recommended blockchain member rises as the number of the SNS friend IDs recommended by the blockchain membership node increases. When an SNS friend recommended by the blockchain membership node recommends another SNS friend, a weight is assigned to the membership grade of the blockchain member first recommended.

A decentralized system for creating, managing, and using cryptographic, non-fungible tokens (NFTs) for tagging digital assets is provided. The digital assets are tagged with tokens (e.g., Tag Tokens) and APIs for surfacing this data for use in publisher networks, platforms, dApps and applications.