A system is configured for extracting historical information for a first plurality of resource pools, generating a historical dynamic graph based on the historical information, identifying from the historical information, a historical set of resource distribution events associated with a malfeasance, determining from the historical dynamic graph, at least one historical malfeasance pattern, receiving current resource distribution request information for a second plurality of resource pools, generating a current dynamic graph comprising a current plurality of nodes and a current plurality of edges, monitoring the current dynamic graph and identify a current malfeasance pattern, and executing one or more remediation actions on one or more of the second plurality of resource pools associated with the current dynamic graph.

A system may include a blockchain network, a trust entity, and multiple user devices. A smart contract of the blockchain network may be configured to receive data from the trust entity and transfer digital stable tokens to a first user's cryptocurrency wallet. The first user may generate a blockchain transaction on the blockchain network in order to transfer some digital stable tokens to a second user. The second user may cash out some of the digital stable tokens via a smart contract of the blockchain network. The smart contract may send an instruction to the trust entity's computing system to transfer fiat currency into a financial account of the second user. A token cross-chain bridge may also facilitate the exchange of cryptocurrency for digital stable tokens.

A cryptowallet includes a microcontroller configured to communicate with a cryptowallet application running on a host; a touch display connected to the microcontroller and used to input a PIN code and a mnemonic seed for the cryptowallet for each cryptocurrency, and to output a destination address for a transaction and the mnemonic seed; a secure cryptoprocessor having storage and cryptographic logic. The storage stores a file system representing multiple cryptocurrencies. The file system is a tree that stores a private key for each cryptocurrency. The cryptowallet application is configured to communicate with a cryptocurrency network communication component, for carrying out transactions using the cryptocurrencies, that are authorized by using the private key upon providing the PIN code and the destination address of the transaction to the cryptoprocessor. The cryptographic logic implements cryptographic functions required by the cryptocurrencies. Connection between the microcontroller and the secure cryptoprocessor can be performed via the ISO7816 or NFC interfaces. The cryptowallet is configured to connect to the host using a USB connection.

A system and method are disclosed for effectuating a payment to a patient relating to the cost of pharmaceutical product between a discount payer, having a computing system including a processor, a memory, and an internet connection, and a patient. The method includes the steps of providing a discount manager, the discount manager having a computing system including a processor, a memory, and an internet connection, the discount manager facilitating the relationship between the discount payer and the patient; the system includes allowing all parties to align on, discuss, and debate who should receive a discount; the discount payer providing a payment, based on stakeholder alignment, to the patient for acquisition of the pharmaceutical product; and the patient receiving the payment, the payment received in the form of cash to the patient or as a credit to the discount manager for future use by the patient.

A method for implementing, within a blockchain platform having at least one anti-money laundering rule, pseudo-anonymous and confidential transaction processing for digital currency issued by a central bank includes receiving, by a digital wallet application executing on a computing device of a first user, from a server maintained by a central bank and maintaining a private blockchain network with at least one AML rule, an identification of a digital wallet provisioned for the first user. The method includes executing, by the digital wallet application, at least one transaction involving digital currency of the first user. The method includes retrieving, by the server, an enumeration of flagged transactions executed by the digital wallet application in association with the digital wallet and recorded in the private blockchain network, the enumeration of flagged transactions identifying transactions that violate the at least one AML rule and excluding the encrypted data.

A method for processing cryptographic currency transactions through user-based blockchain ledgers includes: receiving, by blockchain node in a blockchain network, a new cryptographic currency transaction from a first computing device including unspent transaction outputs, a sender public key, receiver public key, destination address, and cryptographic currency amount; identifying, by the blockchain node, a sending blockchain associated with the sender public key including the unspent transaction outputs; validating, by the blockchain node, the sending blockchain by generating a hash value using the sending blockchain and comparing the generated hash value to a historic sender hash value associated with the sender public key; generating, by the blockchain node, a new sender hash value by hashing a combination of the sending blockchain and the new cryptographic currency transaction; and transmitting, by the blockchain node, the generated new sender hash value to a plurality of additional nodes in the blockchain network.

Systems and methods for providing blockchain based checks (BC Checks) that may be redeemed without traditional pre-transfer authentication, verification, and coordination between financial institutions of participants.

An example operation may include one or more of receiving a payment amount and an identifier of a recipient account from a digital wallet application of a user, the digital wallet application containing a payment card account and a cryptocurrency account, determining to perform a buy-now pay-later (BNPL) transaction for the payment amount based on current holdings in the payment card account and current holdings in the cryptocurrency account; transmitting, via a crypto-bridge application programming interface (API), fiat currency from the payment card account to a crypto exchange, receiving, via the crypt-bridge API, an amount of the cryptocurrency based on the payment amount and store the amount of cryptocurrency in the digital wallet application; generating an entry comprising a future date, the identifier of the recipient account, and a return value to retrieve from the crypto exchange at the future date, and storing the entry in the queue.

A web-based commerce system may maintain a transaction state between the commerce system and a blockchain application for recording transactions involving NFTs on a blockchain. When a buyer intends to purchase an NFT, the commerce system must coordinate on-chain and off-chain processes with a merchant storefront and a blockchain application. Unlike conventional approaches, which perform these various processes in a serial, integrated manner, the commerce system and blockchain application separately execute these operations and perform the off-chain and on-chain processes independently.

A device may identify standard parameters and real-time parameters associated with content of a content type, and may process the content type, the standard parameters, and the real-time parameters, with a parameter unification model, to generate derived parameters for the content. The device may process the derived parameters and the content type, with a multi-level linear regression machine learning model, to calculate a content score for the content, and may process the derived parameters and the content score, with a linear regression machine learning model, to calculate a quantity of f-NFTs to generate for the content and a divestment ratio. The device may create a unique reference to the content, and may create an NFT for the content based on the unique reference. The device may generate the quantity of f-NFTs for the content based on the NFT, and may provide the quantity of f-NFTs to a content exchange.