In general, according to one embodiment, a transaction certification system includes a transaction processing apparatus and a server. The transaction processing apparatus outputs encrypted data including transaction certification data for certification of a transaction executed on the transaction processing apparatus. The server receives the encrypted data from a first terminal apparatus that reads the encrypted data that has been output by the transaction processing apparatus. The server acquires a first user identifier identifying a user of the first terminal apparatus sending the encrypted data. The server stores the transaction certification data of the encrypted data in a storage device. The transaction certification data is stored in correlation with the acquired user identifier. The server receives a second user identifier from a user requesting a transaction certification, and then transmits the transaction certification data to a second terminal apparatus associated with the second user identifier.

A method for activating an electrical charging process between an electric vehicle and a charging station. The certificate data for activating the charging process are stored in a server device by an operating device of a user distinct from the motor vehicle, and the operating device transfers the certificate data to a data memory assigned to the motor vehicle in the server device, by a predetermined transfer command, and, before or while the motor vehicle is connected to the charging station for the charging process, a control unit of the motor vehicle sends out access data for accessing the data memory to an activation circuit of the charging station and the activation circuit requests the certificate data from the data memory of the motor vehicle at the server device based on the access data and, if the requested certificate data meet a predetermined permissibility criterion, carries out the charging process.

A method for implementing, within a blockchain platform having at least one anti-money laundering rule, pseudo-anonymous and confidential transaction processing for digital currency issued by a central bank includes receiving, by a digital wallet application executing on a computing device of a first user, from a server maintained by a central bank and maintaining a private blockchain network with at least one AML rule, an identification of a digital wallet provisioned for the first user. The method includes executing, by the digital wallet application, at least one transaction involving digital currency of the first user. The method includes retrieving, by the server, an enumeration of flagged transactions executed by the digital wallet application in association with the digital wallet and recorded in the private blockchain network, the enumeration of flagged transactions identifying transactions that violate the at least one AML rule and excluding the encrypted data.

A system and method for securing a vehicle transaction within blockchain that include initiating a secure transaction between a vehicle and a sender of funds or a recipient of funds. The system and method also include processing a smart contract that is associated with the secure transaction. The system and method further includes communicating transaction data to complete the secure transaction using the blockchain to securely transfer funds from the sender to the vehicle or from the vehicle to the recipient.

Systems and methods for systems and methods for customer identity protection from service or product providers are disclosed. In one embodiment, a method may include: receiving, by a trusted third-party and from a customer, a request for a verified vendor token for a vendor of a good or service; generating, by the trusted third-party, the verified vendor token comprising a unique identifier; mapping, by the trusted third-party, the unique identifier to a customer identifier; receiving, by the trusted third-party and from the vendor, the verified vendor token, verifying, by the trusted third-party, that the verified vendor token is valid; confirming, by the trusted third-party, a payment relationship with the vendor; receiving, by the trusted third-party and from the vendor, the verified vendor token and an invoice for the good or service; and issuing, by the trusted third-party, payment for the good or service to the vendor.

The present invention provides a system as a computer server platform and application programming software installed in primary devices of users for exchanging and trading digital asset securely and anonymously between two users of the system where said digital asset is registered under a device account of a primary device of a user with the system using a unique device account name. The present invention respects “privacy by design” in GDPR by using device account based-on anonymized data instead of personal account based-on personal data of prior art to ensure the system does not collect, store and process users' personal data in the course of device accounts' set-up and transactions of digital assets.

The disclosed method includes: receiving, by a receiving device of a processing server, a transaction request for a financial transaction, the transaction request including at least information associated with a consumer; forwarding at least the information associated with the consumer, the information associated with the merchant, and the transaction amount or projected transaction amount to an issuer; receiving an authorization from the issuer for the transaction amount or projected transaction amount; forwarding the authorization to the merchant; receiving a triggering event for the financial transaction between the consumer and the merchant; sending a request to the issuer for digital tokens to be held for payment of the transaction between the consumer and the merchant; receiving a plurality of digital tokens from the issuer for the payment of the transaction between the consumer and the merchant; and holding the plurality of digital tokens received from the issuer for the financial transaction.

The present invention concerns the verification and authentication of independent digital wallets and, particularly, the linking of regulated and unregulated digital wallets on a public blockchain. An unregulated trading system has a public certificate module arranged selectively to write NFTs into specific unregulated accounts. A public ledger database of the blockchain system stores unregulated accounts which each contain: (i) a document type identifier having a related minted unique non-transferable NFT linked to an externally generated certificate hash and where each non-transferable NFT is obtained via writing of a smart contract and each non-transferable NFT is a permanent record for a description of the document type; and (ii) a link to a private wallet of a regulated account of a regulated trading platform. The link relates directly to the minted non-transferable NFT issued from the certificate module. Each non-transferable NFT is configured to be changed or moved from the unregulated wallet only through an interaction that directly involves the certificate module.

A terminal configuration network includes a communications terminal and a certificate server. The certificate server is configured to receive, from the communications terminal, an activation request that includes at least one credential. The certificate server is configured to confirm that the credential was uniquely associated with the terminal in a database before the server received the activation request. The certificate server is also configured to generate an activation response that includes a digital certificate, and to transmit the response to the terminal. The terminal communications is configured to establish an encrypted channel with a computer server using the digital certificate, and to download a payload to the terminal via the encrypted channel. The computer server is distinct from the certificate server.

A method for operating an electronic device is provided. The method includes: receiving a first resource transfer request, the first resource transfer request being used for requesting resource transfer associated with a target certificate of debt; performing verification on the first resource transfer request according to the target certificate of debt stored in a blockchain system; and performing, based on the first resource transfer request, the resource transfer associated with the target certificate of debt, in a case that the verification succeeds.