G06Q20/38215

Augmented reality card activation experience
11507942 · 2022-11-22 · ·

Various embodiments are generally directed to enhancing a card activation experience for an authorized card user when activating a new card by at least displaying various types of information related to the new card in augmented reality (AR) and allowing the user to perform the activation itself or experience other aspects of the activation process in AR. Information pertaining the successful activation of the card may also be provided to the user in AR.

ZERO KNOWLEDGE BLOCKCHAIN ATTRIBUTION
20230059384 · 2023-02-23 ·

A content publisher may transfer an impression token value to a user in response to the content publisher displaying an advertisement for a merchant to the user. The content publisher may record the transfer on a zero knowledge blockchain. The merchant may transfer a conversion token value to the user in response to the user making a purchase from the merchant. The merchant may record the transfer on the zero knowledge blockchain. The user may transfer the impression token value and the conversion token value to a measurement company. The measurement company may calculate attribution and lift results for the advertisement.

Relying Party Risk-Adjusted Indicator System and Method
20230053383 · 2023-02-23 ·

Provided is a method including receiving, by a user device, a request from an identity service to approve communicating a user proof-of-identity to a relying party. A user of the user device is prompted to request a one-time transaction identifier based on the request. Based on a first input from the user, the user device requests the one one-time transaction identifier from the identity service. In response to the request for the one-time transaction identifier, the user device receives the one-time transaction identifier from the identity server and displays the one-time transaction identifier on a first user device screen. The user inputs the one-time transaction identifier on a second user device screen and the user device communicates the one-time transaction identifier to the identity service. In response to receiving the at least one inputted one-time transaction identifier, the relying party determines whether to approve or deny a transaction.

DATA PROCESSING METHOD, APPARATUS, DEVICE AND COMPUTER-READABLE STORAGE MEDIUM

The application discloses a data processing method, apparatus, device and medium. The data processing method includes: receiving target activation data and a target activation instruction sent by a target server, wherein the target activation data includes a payment token to be activated corresponding to a payment card account number which needs to be activated; updating, in response to the target activation instruction, a target payment token in target personalized data to be the payment token to be activated, wherein a transaction card type indicated by the target personalized data is same as a transaction card type indicated by the target activation instruction; and setting the updated target payment token to be in an activated state.

DIGITAL CERTIFICATE PROCESSING METHOD, GATEWAY, DEVICE, SYSTEM, MEDIUM, AND PROGRAM PRODUCT
20220366409 · 2022-11-17 · ·

The present application relates to a digital certificate processing method and system, a gateway, a device, a medium, and a program product. The digital certificate processing method is a distributed digital certificate processing method, which is applied to a gateway. The distributed digital certificate processing method includes: polling a digital certificate processing node to obtain latest digital certificate processing task template data; generating simplified task template data of a digital certificate processing task based on the digital certificate processing task template data; and distributing the simplified task template data to a digital certificate processing service device.

COMPUTER IMPLEMENTED BLOCKCHAIN-BASED SYSTEM FOR AGRICULTURAL PRODUCTS

A platform built on blockchain that is designed to help increase traceability, efficiency and fairness in agricultural supply chains, such as the coffee, cocoa, tea, sugar, grains and fruit supply chains. The platform includes a Self-Sovereign Identity solution, a new form of digital identity built on distributed ledger technology. Farmers, wholesalers, traders and retailers can interact more efficiently using comprehensive, near real-time access to this data, and consumers can have new insights about the origins of the products they consume. The platform includes a consumer-facing application that pulls information directly from the blockchain and connects the final consumer, e.g. a coffee drinker, to farmers, traders, roasters and brands. The information is presented on an interactive map, allowing each product to tell a story in a simple and scalable way. The app also presents sustainability projects in coffee communities and an opportunity for consumers to directly support them.

BLOCKCHAIN-BASED PATENT VALUE CHAIN PLATFORM AND CROWDFUNDING SERVICE METHOD USING SAME
20220366458 · 2022-11-17 ·

Provided is a blockchain-based crowdfunding device and a crowdfunding service method using the platform, the blockchain-based crowdfunding device, comprising: a blockchain unit comprising: a membership certification part configured to treat admission and certification of the patentee and the investor as members, and function to form an electronic wallet; an electronic coin issuance part configured to issue an electronic coin which can be traded in an electronic money exchange bureau and can be used in a scope of all the business carried out in the patent value coin platform; and a patent value coin issuance part configured to issue a value coin that is intended for securing a right and value owned by the patentee and investor and can be used for the right and value only when crowdfunding is performed in the crowdfunding device; and a funding service unit comprising: a patent art provision part configured to quantify value of a patent art, thereby calculating an amount of money corresponding to the quantifying value; a funding channel management part configured to connect the investor and the patentee with each other, cause them to hold mutual information in common, and provide a code corresponding to the patent art; and a service promotion management part configured to provide the patentee and the investor of a funding channel with various service promotions.

Distributed authenticity verification for consumer payment transactions
11587057 · 2023-02-21 · ·

Payment tokens designed for display on a consumer's mobile device include dynamic trust data (e.g., transaction history and/or token generation date) along with financial account information, enabling merchants to make an informed decision about whether to accept payment without communication with the central processing system, and also protecting the consumer's account information from theft.

Systems and methods for supporting legacy and tokenized e-commerce

System and methods for supporting legacy and tokenized transactions are disclosed. According to one embodiment, in an information processing device comprising at least one computer processor, a method for selecting an electronic payment credential to communicate to a merchant, may include (1) an electronic wallet backend receiving a plurality of payment credentials associated with a payment account; (2) the electronic wallet backend receiving a credential capability for a merchant; (3) the electronic wallet backend selecting one of the payment credentials for a transaction with the merchant based on the credential capability; and (4) the electronic wallet backend communicating the selected payment credential to a point of transaction device for the merchant.

Federated closed-loop system
11587077 · 2023-02-21 · ·

Systems, methods, and computer readable media are disclosed for providing a hand free interaction between a user and a dispenser device. In embodiments of the invention, a mobile communication device and a beacon device associated with the dispenser device (or the dispenser device operating as a beacon device) may perform mutual authentication with a federated platform. Once the entities are authenticated, the user may be allowed to dispense the resource utilizing the dispenser device. Data associated with the interaction and related to the resource dispensed may be provided to the federated platform via the mobile communication device and the interaction data may be recorded. The federated platform may subsequently provide the interaction data to a resource provider to enable the resource provider to conduct a settlement process.