A method includes: a supervisor writes a digital certificate and a corresponding first public key into an intelligent contract of a blockchain corresponding to an asset type to be supervised, so that all institutions with asset accounts under the asset type can obtain the first public key of the supervisor through the digital certificate, so as to generate an additive homomorphic key for homomorphic encryption of the balance of an asset account; when checking the balance of a new account of a transactor, the supervisor obtains a public key in a public-private key pair corresponding to the new account, generates an additive homomorphic key based on a supervision private key corresponding to the supervisor and a predetermined key exchange protocol and the public key in the public-private key pair according to the key exchange protocol, and decrypts the encrypted balance of the new account, using the generated additive homomorphic key.

According to an example aspect of the present invention, there is provided an apparatus comprising at least one processing core, at least one memory including computer program code, the at least one memory and the computer program code being configured to, with the at least one processing core, cause the apparatus at least to compile a set of transactions in a block chain based resource management system that have taken place after the most recent block was established, establish a new block in the block chain, and in establishing the new block, for transactions associated with verification accept messages and lacking sufficient resources, cause transferring of the lacking resources from verification nodes having sent the verification accept messages.

A computer implemented electronic computer system using a blockchain method for creating, distributing, validating, and redeeming a secure electronic smartcoupon. A smartcoupon transaction record is highly secure and may comprise embedded business rules that define the requirements that consumers and retailers must meet for the smartcoupon to redeemed. Consumers may save or hold smartcoupons in a variety of different digital wallets. Retailers may redeem through their POS system by evaluating the embedded business rules in the smartcoupon against the consumer's purchase basket and if valid, completing the redemption process by publishing a redemption token to smartcoupon transaction record on the Blockchain database.

Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.

The invention relates to efficient zero knowledge verification of composite statements that involve both arithmetic circuit satisfiability and dependent statements about the validity of public keys (key-statement proofs) simultaneously. The method enables a prover to prove this particular statement in zero-knowledge. More specifically, the invention relates to a computer-implemented method for enabling zero-knowledge proof or verification of a statement (S) in which a prover proves to a verifier that a statement is true while keeping a witness (W) to the statement a secret. The invention also relates to the reciprocal method employed by a verifier who verifies the proof. The method includes the prover sending to the verifier a statement (S) having an arithmetic circuit with m gates and n wires configured to implement a function circuit and determine whether for a given function circuit output (h) and an elliptic curve point (P), the function circuit input (s) to a wire of the function circuit is equal to the corresponding elliptic curve point multiplier(s). The prover also sends individual wire commitments and/or a batched commitment for wires of the circuit, an input for a wire in the arithmetic circuit; and a function circuit output (h). The prover receives from the verifier a challenge value (x) and responding with an opening or additionally sends a proving key (PrK) to the verifier. The statement and the data enables the verifier to determine that the circuit is satisfied and calculate the elliptic curve point (P) and validate the statement, thus determining that the prover holds the witness (W) to the statement.

A method performed by an information processing device to generate code information on a payment related to an electronic money at a terminal, may be provided. The method may include: obtaining first information; and generating the code information that includes second information related to an authentication of a user of the terminal based on the first information.

One variation of a method for controlling a dynamic transaction card includes: at a first time, accessing a first cryptogram; at a second time, establishing a wireless connection with a mobile computing device; in response to establishing the wireless connection with the mobile computing device, accessing a first token associated with the first cryptogram from the mobile computing device via the wireless connection; generating a first magnetic stripe sequence command representing the first cryptogram and the first token; and in response to detecting a magnetic stripe card reader proximal a magnetic stripe emulator integrated into the dynamic transaction card at a third time succeeding the second time, driving the magnetic stripe emulator according to the first magnetic stripe sequence command.

A method for a payment for an Internet of Things (IoT) device is provided. The method includes steps of: a payment supporting server (a) on condition that the payment supporting server has registered certificates of the IoT device, a service providing device, and a digital wallet, and manages corresponding blockchain transaction IDs and link information, if a billing transaction is acquired, validating the billing transaction including identification information on the service providing device and the IoT device, a billing detail, and a signature value; (b) acquiring identification information on the digital wallet corresponding to the billing transaction from the blockchain database; and (c) (i) paying the billing detail using the digital wallet, (ii) registering a payment result including a payment detail in the blockchain database and managing its blockchain transaction ID, and (iii) transmitting the payment result to the service providing device, the IoT device, and the digital wallet.

Systems, methods and apparatus are disclosed for remote management of payment terminals. Public keys, or other security elements can be received from a certification authority and distributed to the payment terminals. A merchant, or other entity affiliated with the payment terminals, can monitor the status of the software and security elements of the payment terminals.

Disclosed is a curable composition with enhanced curing time at ambient temperatures, the curable composition including (a) a resin, e.g., 4,4′-isopropylidenediphenol-epichlorohydrin copolymer and (b) one or more curing agents, wherein a ratio of a weight percentage of the resin to a weight percentage of the curing agent or curing agents is from about 12:1 to about 15:1. Also disclosed is a method of curing a cured-in-place liner, wherein the cured-in-place liner contains the above curable composition.