A charging station management server and a reservation method thereof are provided. The charging station management server includes a communication device that communicates with an electric vehicle and a power grid management server and a processor that reserves a charging station based on driving information and information about the charging station, the driving information and the information being received from the electric vehicle, and information about a power supply state, the information being received from the power grid management server, when receiving a request to reserve the charging station from the electric vehicle.

The systems described herein are configured to generate an auditable digital certificate upon receiving a request for user information associated with a user of the plurality of users and determining that authorization from the user is required The digital certificate comprises: a unique identifier associated with the requester, a context of the request, and a date and time associated with the request. The system then sends an authorization request that includes: a request for consent to grant the request from the requester, and a request for identity verification evidence. Upon receiving the consent and identity verification evidence, the system adds to the digital certificate: a unique identifier associated with the user, the consent, and a date and time associated with receipt of the consent. Finally, the system closes and tamperproofs the digital certificate before storing the digital certificate in a certificate database.

A distributed transaction and data storage platform including a distributed notary ledger or blockchain and one or more individual user micro-identifier chains that together enable the secure effectuation and recordation of one or more transactions, and/or storage of data in an automated, real-time, zero-trust, globally data law and privacy law centric manner while maintaining transaction party confidentiality and preventing chain poisoning.

A system for secure identity data tokenization and processing, the system adapted to receive a loan provisioning request from a merchant computing device associated with an individual and to receive, from a secure identity verification computing device, a secure identity token data object attesting to an identity of the individual. A secure identity token data object is processed to verify the identity of the individual and to initiate a loan origination process. A request for an electronic transaction to be paid or partially paid using funds represented in the dynamic card token data object associated with the unique loan identifier data value and a a payment package data object is generated to encapsulate a tokenized representation of a dynamic card data object associated with the dynamic card token data object, an electronic representation of the funds to be provided from the dynamic card token data object.

An apparatus and method to conduct financial and other transactions using a wireless computing device. The wireless device includes an input display part, one or more processors, and at least one memory device. The memory device has stored therein a wallet application for completing transactions based on wireless data communications between the computing device and an external electronic device. The memory device further stores at least one electronic credential. The wireless device permits transmission, via a near-field communication (NFC) module, of at least one electronic credential to an NFC reader of the external electronic device based on comparing a biometric characteristic of a user, detected by a biometric characteristic reader, with stored biometric information.

Methods and apparatus for secure registration to enable transactions between a first user and a vendor that is facilitated by a payment server are disclosed. The method may comprise storing a form soliciting customer information including a plurality of fields, wherein at least one of the plurality of fields is associated with an attribute. The method including receiving a copy of the form including customer data in all of the plurality of fields and transmitting a first subset of the customer data based on the attribute associated with the first subset of the customer data. The method including receiving a token in response to the transmission of the first subset of customer data and transmitting the token and a second subset of the customer data, wherein the second subset is based on the attribute associated with the second subset of customer data.

A method of tokenizing sensitive data from a terminal device includes receiving, a connection request comprising a hardware serial number associated with a terminal device and validating the hardware serial number associated with the terminal device. The method includes sending a command to a terminal device that causes the terminal device to display a prompt for sensitive data associated with a user interacting with the terminal device and receiving an encrypted data packet from the terminal device. The encrypted data packet includes the sensitive data. The method includes sending the encrypted data packet to a gateway system for tokenization, receiving a token that represents the sensitive data, and providing the token to the terminal device.

A method for controlling an action includes: receiving from a server an authorization request relating to at least one action for which a first user has execution rights, and for which a command has been formulated by a second user, the request containing data relating to the action and a delegation token certifying a delegation of the action by the first user to the second user; analyzing the request on the basis of the token; determining whether consent of the first user should be requested; sending to a terminal of the first user, a consent request and receiving a response; and sending to the server a response to the request relating to the action and signaling denial or consent.

A blockchain-based rough gemstone planning method including scanning rough gemstones and generating one rough gemstone records, recording the rough gemstone record to a rough gemstone blockchain network, receiving a smart contract associated for each rough gemstone record, receiving virtual derivative gemstone records, generating derivative smart contracts for the virtual derivative gemstone records, sending the virtual derivative gemstone records and the derivative smart contracts to a trading network, and receiving price information associated with the virtual derivative gemstone records.

Systems and methods for managing digital identities. In some embodiments, a method is provided, comprising acts of: receiving a request to validate at least one statement about a user; identifying, from the request, a reference to a distributed ledger, the reference comprising an identifier for the distributed ledger and an identifier for a transaction recorded on the distributed ledger; identifying, based at least in part on the identifier for the distributed ledger, at least one node of a network of nodes managing the distributed ledger; and communicating with the at least one node to validate the at least one statement about the user