Leveraging the wealth of information available on-line to accelerate and facilitate commercial transactions initiated by viewers of television programming, both during conventional programming and while using interactive features such as shopping channels, application channels, executing downloaded applications, and the like, for reducing the amount and frequency of user input required by accelerating and simplifying the process of accessing stored profiles and payment methods in these transactions, and by reducing user efforts in maintaining their on-line presence without compromising user security, is described. The motivation for such simplification derives from concerns apparent in emerging t-commerce transactions, where the means by which viewers may engage in two-way transactions directly in the context of the television programming are different and frequently more constrained than in traditional e-commerce and m-commerce modes.

An authentication application may securely communicate with a secure gateway using encryption based on an identifier of the plugin. The authentication application may authorize the plugin based on the identifier. The plug-in may receive biometric information and a unique device identifier. The authentication application may authenticate the user for use of the authorized plugin based the biometric information and the unique device identifier. The plug-in may receive a request to issue a new electronic card via the secure gateway. The plug-in may receive, responsive to sending the request via a secure communication channel with the secure gateway, the electronic card information issued to the device via the secure gateway. The plug-in may automatically add, responsive to receiving the electronic card information, the electronic card information into a mobile payment application of the device using the electronic card information.

A method and system include identifying, at a merchant device, a purchase transaction at a self-checkout terminal, wherein the purchase transaction is via a payment card product; generating a self-checkout terminal indicator; receiving, by a computer from the merchant device, a payment authorization request for the purchase transaction, wherein the payment authorization request comprises payment data and the self-checkout terminal indicator; and transmitting information associated with the self-checkout terminal indicator to an issuer. Numerous other aspects are provided.

Smart Phones that support wireless printing of e-mails to a printer in a wireless local area network (WLAN) is disclosed and enabled. The new Smart Phone includes a touch sensitive screen, an operating system, an e-mail application, and a wireless communication unit supporting a protocol within IEEE 802.11 for WLAN communication. To print an email in an inbox of the email application, the smart phone provides a print item on the touch sensitive screen and also a list of one or more printers detected to be available in the WLAN on the touch sensitive screen, subsequent to the user having selected the print item and a selected printer from the list, a print job related to the email is transmitted to the selected printer over the WLAN. Additionally, the smart phone further supports voice activated commands, such as printing or replying to emails received at the Smart Phone.

The present disclosure describes making a payment transaction between a customer and a merchant using a payment card of the customer including: transmitting details of the payment transaction from a mobile device to a remote server; capturing at least one image of the payment card using the mobile device of the merchant; transmitting the at least one image of the payment card to the remote server; identifying, by the remote server, the merchant and the payment card captured in the at least one image; and implementing the payment transaction between bank accounts of the customer and the merchant.

In an information processing device (settlement terminal device), a first main body that accommodates a first information processing unit in a first housing including a first input display unit (first touch panel), and a second main body that includes a second housing from which a seat unit for detachably attaching the first main body extends, and accommodates a secure second information processing unit which includes a second input display unit (second touch panel) disposed in the second housing to be on the same plane as that of the first input display unit of the first main body attached to the seat unit, and which has tamper resistance, are provided. In the information processing device, the first input display unit and the second input display unit are preferably arranged on the same plane. A secure portion can secure physically high tamper-resistance performance and the high robustness of the entire device.

A payment reader includes a tamper detection system for monitoring and protecting against attempts to tamper with the payment reader. The tamper detection system includes tamper detection devices such as tamper switches or tamper meshes, and tamper detection circuitry to control and interface with the tamper detection devices. Pulses are selectively provided from each of a plurality of tamper signal pins of the tamper detection circuitry to an associated tamper detection device, the outputs of the tamper detection devices are multiplexed, the multiplexed signal is received at a tamper detection pin, and a tamper attempt is identified if a pulse was not received within the multiplexed signal. While not transmitting, each of the tamper signal pins is switched to an input state, and a tamper attempt is also identified if any aberrant signal is received at the tamper signal pins while in the input state.

Systems and methods are provided that include: accessing implicit authentication data from a possession factor associated with an authorized user; at the possession factor or at an authentication platform: generating a possession confidence level using the implicit authentication data, the possession confidence level being one of a plurality of possession confidence levels, the possession confidence level indicating a likelihood that the possession factor is possessed by the authorized user; identifying, among a plurality of varying authentication requirements, an authentication requirement for the transaction based on the possession confidence level, the authentication requirement defines a process or action to prove authority to perform the transaction or a process or action to prove an identity of a user attempting to perform the transaction; and implementing the authentication requirement for the transaction.

A method for use in a computing device, comprising: receiving, from a remote device, a request to record an asset transfer in a first blockchain system; authenticating the request by using an authentication mechanism that is independent of the first blockchain system and obtaining an authentication record indicating that the request has been authenticated successfully; and recording the asset transfer in the first blockchain system, the asset transfer being recorded by storing the authentication record and a record of the asset transfer in a first ledger of the first blockchain system, wherein recording the asset transfer includes associating an instance of the record of the asset transfer that is stored in the first ledger of the first blockchain system with an instance of the authentication record that is stored in the first ledger of the first blockchain system.

Disclosed herein is a method for facilitating managing of payments made using digital wallets. Accordingly, the method may include receiving, using a communication device, payment request data from a device, identifying, using a processing device, the digital wallet based on the digital wallet identifier, retrieving, using a storage device, digital wallet data associated with the digital wallet based on the identifying of the digital wallet, analyzing, using the processing device, the digital wallet data and the payment request data using a machine learning model, determining, using the processing device, an account preferability for accounts based on the analyzing, identifying, using the processing device, an account from the accounts based on the determining of the account preferability, and authorizing, using the processing device, a transaction for the payment amount from the account based on the identifying of the account.