Systems and methods are provided for enabling in-video shopping functionality that includes a cross-video shopping cart. For example, a user may add items to an electronic shopping cart that is persistent across two different websites or pages, where items may be added to the shopping cart within overlays on two separate videos presented on the respective pages. The persistent shopping cart features may also enable a persistent shopping cart that enables joint checkout involving two or more different payment processors, two or more different third-party shopping systems, two or more different publisher systems, two or more different video hosting platforms, or two or more different client devices sharing a user account.

A user terminal, a password-based trading terminal, a system and a method for password-based authentication are provided. Wherein, the user terminal comprises a password generation module and a first near field communication module. The password generation module is configured to generate a password. The first near field communication module is configured to convert the generated password into near field communication label data, and then send the data to a password-based trading terminal through near field communication. The present application effectively ensures password security during the password-based authentication.

A system for closing pre-authorization amounts on a virtual token account is disclosed. The system may receive a transaction authorization request for a virtual token. The virtual token may be associated with a parent transaction account, and have a virtual token ID, a token parameter, a virtual token balance, an authorized variance, and a settlement variance. The transaction authorization request may have a transaction request amount and be linked to the virtual token ID. The system may compare the transaction request amount to the virtual token balance and the authorized variance, and authorize the transaction authorization request in response to the transaction request amount being less than the virtual token balance. The system may compare the settlement variance to the virtual token balance, and expire the virtual token in response to the virtual token balance being less than the settlement variance.

A system and method for remediation, curing concerns, and transferring information associated with declined transactions is disclosed. The present disclosure generally relates to electronic commerce, and more particularly, to a system and method of validation and efficiency associated with electronic commerce.

Disclosed is a method for enabling a player to use tickets printed at a casino when the player wants to play games in an on-line casino associated with the land-based casino using a virtual ticket system. The method includes: installing a mobile application for the virtual ticket system on a player's mobile device; registering the player with the virtual ticket system using a mobile number of the mobile device; sending a validation key to the mobile number to validate the mobile device; enabling the player to plays a game on a gaming machine at the land-based casino; after the player has completed game play in the land-based casino, providing the player with an opportunity to create an electronic ticket that is usable in the on-line casino; and enabling the player to engage in game play in the on-line casino using the player's mobile device or a desktop computer platform.

A method of preventing passcode logging is disclosed. The method may include: presenting a passcode entry interface on an electronic device; receiving a sensor input sequence from a sensor of the electronic device, wherein the sensor input sequence is indicative of a user's interaction with the passcode entry interface; and introducing a fake sensor entry into the sensor input sequence on the electronic device, wherein the fake sensor entry is introduced in accordance to a pattern to later distinguish the fake sensor entry from an actual sensor entry in the sensor input sequence.

A computer system for authenticating a user involved in a transaction and a method thereof is provided. The computer system comprises a communications interface configured to receive identification information including information specific to a mobile electronic device and information specific to a user account, and a one-time authentication code. One or more processors are configured to retrieve account information, and to use the retrieved account information to validate the received identification information and one-time authentication code. The one-time authentication code is generated by the mobile electronic device responsive to successful authentication of at least one of biometric information of the user and a user input comprising a PIN or other secret information known to the user. The biometric information is captured by a biometric sensor, and the user input is received by a user interface.

A personal wireless communication device (PWD) has a data store that stores a first unique code. A registration database, remote from the PWD, receives and stores the first code. The registration database transmits to the PWD a second unique code that is stored in the PWD. A data reader at the PWD reads a third unique code that is carried on a payment card to be authenticated. A code generator at the PWD generates a fourth unique code in response to user input at the PWD. A code generator at the PWD generates a unique encryption key utilising the first, second, third and fourth codes. The PWD encrypts a unique authorisation code using the unique encryption key that it has generated and transmit the encrypted authorisation code to the remote registration database, which decrypts the authorisation code to authenticate the payment card by reference to the authorisation code. Once authenticated, the owner of the PWD transmits authorisation data to a retailer at location C, who in turn sends the authorisation data to the registration database for confirmation, upon receipt of which a transaction can be completed.

Systems and methods are provided to facilitate donations via mobile communications. In one aspect, a system includes a data storage facility and an interchange having a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and with the common format processor in a common format. For a payment to a merchant, the common format processor provides a user interface configured to present charity donation options in response to a phone number being specified in the user interface to identify a fund source. The common format processor uses one of the converters to communicate with a mobile phone at the phone number to confirm the payment to the merchant and a donation to a separate charity organization specified via the user interface.

A method for shopping from a social media site using a direct buy link comprises electronically storing a plurality of account profiles and receiving a data message electronically transmitted via a communication network. The method may query a social media database for an account profile associated with the consumer identifier and the PIN. The method may display a plurality of direct buy links associated with a plurality of products for purchase, wherein at least one of the direct buy links is a modified direct buy link. The method may receive a data message electronically transmitted via the communication network and display the modified direct buy link comprising the personal data corresponding to the product, a purchase data, and payment preference information. The method may transmit confirmation of payment and the modified direct buy link associated with the purchased product to the consumer device.