A system is provided for controlling privacy in an exchange of an asset. The system receives an offer query of an offeror that includes an offeror reveal condition, an asset identifier of the asset, and offeror terms of exchange. The system accesses an offeree reveal condition and offeree terms of exchange for the asset. The system determines whether the offeror reveal condition and the offeree reveal condition are satisfied and determines whether the offeror terms of exchange and the offeree terms of exchange are satisfied. When the offeror reveal condition, the offeree reveal condition, the offeror terms of exchange, and the offeree terms of exchange are satisfied, the system reveals the offeror to the offeree and the offeree to the offeror.

Briefly, example methods, apparatuses, and/or articles of manufacture are disclosed that may be implemented, in whole or in part, using one or more computing devices to receive at a display device, electronic signals that relate to a transacting party operating a communications device, to access by a computing device in communication with the display device, electronic records to determine whether one or more risk events has occurred with respect to the communications device, and to generate signals indicating a determination as to whether a transaction initiated by the transacting party is to proceed based, at least in part, on a score dependent upon the one or more risk events indicated by the electronic records.

A multimedia point-of-sale (MMPOS) network system has a server, a plurality of client computing devices used by a plurality of customers, one or more MMPOS terminals deployed in one or more establishments, and a network. The system stores customers' profiles in a database. When a customer visits an establishment, the system identifies the customer, accesses the customer's profile, retrieves the allergy information and food preferences of the customer, displays a menu on a MMPOS terminal used by the customer, and highlights one or more first menu items on the menu based on the retrieved food preferences, and/or presents an alert on one or more second menu items on the menu based on the retrieved allergy information.

A distributed transaction and data storage platform including a distributed notary ledger or blockchain and one or more individual user micro-identifier chains that together enable the secure effectuation and recordation of one or more transactions, and/or storage of data in an automated, real-time, zero-trust, globally data law and privacy law centric manner while maintaining transaction party confidentiality and preventing chain poisoning.

A system for secure identity data tokenization and processing, the system adapted to receive a loan provisioning request from a merchant computing device associated with an individual and to receive, from a secure identity verification computing device, a secure identity token data object attesting to an identity of the individual. A secure identity token data object is processed to verify the identity of the individual and to initiate a loan origination process. A request for an electronic transaction to be paid or partially paid using funds represented in the dynamic card token data object associated with the unique loan identifier data value and a a payment package data object is generated to encapsulate a tokenized representation of a dynamic card data object associated with the dynamic card token data object, an electronic representation of the funds to be provided from the dynamic card token data object.

A method of performing a transaction between a first user of a first input device, and a second user of a second input device, the method includes generating, via the first input device, a transaction request with a with a first effort-based identity token associated with first user, receiving a response with the token and a validation key obtained from a validation server via the second input device based on a second effort-based identity token associated with the second user and a second user effort, providing the second user effort and second effort-based identity token to the validation server, receiving a second effort validation key from the validation server, and sending the transaction with the first user and second user identity-based tokens and first and second effort validation keys to the second person to complete the transaction while ensuring both the first and second users are consistent throughout the transaction.

Disclosed are an identity authentication, number saving and sending, and number binding method, apparatus and device. The identity authentication method comprises: receiving a user identity authentication request sent by a data authentication platform client, wherein the user identity authentication request comprises user authentication information and user identification information, and a data authentication platform server pre-stores the user authentication information and a registration number and a password, which correspond to the user identification information; acquiring, according to the user identification information, the user authentication information pre-stored in the data authentication platform server; matching the user authentication information in the acquired user identity authentication request with the acquired user authentication information pre-stored in the data authentication platform server; when the matching is successful, receiving a result, sent by the data authentication platform client, of confirming the acquisition of the registration number by a user.

Embodiments of the invention are directed to systems and methods for utilizing a cache to store historical transaction data. A predictive model may be trained to identify particular identifiers associated with historical data that is likely to be utilized on a particular date and/or within a particular time period. The historical data corresponding to these identifiers may be stored in a cache of the processing computer. Subsequently, an authorization request message may be received that includes an identifier. The processing computer may utilize the identifier to retrieve historical transaction data from the cache. The retrieved data may be utilized to perform any suitable operation. By predicting the data that will be needed to perform these operations, and preemptively store such data in a cache, the latency associated with subsequent processing may be reduced and the performance of the system as a whole improved.

There are provided systems and methods for a card storage handler for tracking of card data storage across service provider platforms. A transaction processor may provide a card storage handler that allows for tracking of data storage across different online platforms utilizing a public key of an asymmetric key pair. A user may utilize a device to generate and store the asymmetric key pair. The device may provide the transaction processor with the public key, and a card storage handler may be generated that tracks card data storage on the different online platforms. When the user enters their card data and public key to a service provider, the service provider may issue an API call using that data to the transaction processor. The transaction processor may generate a record of the storage and may allow for encrypted record retrieval by the device using the key pair.

In various embodiments, a system and method for providing simplified checkout are provided. In example embodiments, an identifier that corresponds to a payment account of a user is received at a payment provider system. Account information from the payment account of the user is retrieved from a payment data storage of the payment provider system. The account information is used in a payment transaction involving a merchant system. A payment interface having transaction fields populated with the account information retrieved from the payment account of the user is presented to the user while the user maintains a presence on a webpage of a merchant system.