A network configured to perform a method of controlling transactions thereon is described. The network includes a first set of nodes, a second set of nodes, a server, a first agent, and a second agent. The server originates a transactional record. The first agent is receives a request to execute a transaction defined by the transactional record. At least one node of the second set of nodes validates, at least in part, the transaction, and decides a first result and a second result related to completeness and correctness, respectively, of data related to the transaction. The first agent queries, to the second agent, the first result and/or the second result, and permits the request to execute the transaction based, at least in part, on the first result and/or the second result.

A system for providing frictionless transfer of tickets at a venue comprising: a server system comprising at least one server, a processor, and a database; at least one user device; and at least one unique ticket ID corresponding to a particular seat or ticket; wherein the server performs the following method: accessing the system via the user device and identifying a first ticket corresponding to an event, said first ticket having a unique ticket ID; validating ownership of the first ticket through a confirmation process by validating the unique ticket ID and storing the same within the database; identifying a second ticket for exchange; and confirming the exchange of the first ticket and the second ticket.

Methods, systems, and computer program products for providing enhanced mobile transactions and payments are disclosed. A computer-implemented method may include receiving a request to provide an enhanced merchant experience available for a merchant to one or more consumers participating in mobile transactions with the merchant, receiving a merchant identifier from a system involved in processing a mobile transaction for the merchant, determining whether to provide the enhanced merchant experience to a user involved in the mobile transaction with the merchant, determining when to provide the enhanced merchant experience to the user involved in the mobile transaction with the merchant, and providing the enhanced merchant experience to the user involved in the mobile transaction with the merchant during the transaction, at completion of the transaction, or after completion of the transaction.

A method of generating recommendations for a collective profile, the collective profile being linked to a first profile and a second profile. The method may include authenticating a login request from an end user device in association with the collective profile based on credentials associated with the first profile, identifying a query from among a plurality of queries and transmit the query to the end user device, receiving a response to the query, determining that the response is not inconsistent with one or more earlier responses received in association with the second profile and, in response, refining at least one attribute or goal in the collective profile based on the response to generate and store a refined collective profile, and determining whether the refined collective profile results in a new recommendation and, if so, outputting the new recommendation.

Disclosed are methods, systems, and devices for preventing payments to unintended beneficiaries. A service provider system may receive, from a user device of a user, a payment request to transfer funds from a source account to an identified destination account. A beneficiary system may be identified, and a validation request (e.g., an API call) may be transmitted to the beneficiary system. The service provider system may receive from the beneficiary system a transmission indicating whether the destination account is associated with the recipient identified in the payment request. The user may be alerted if the account number for the destination account is not validated.

Systems and methods of executing a real-time electronic transaction by a real-time transaction system are disclosed. One method includes receiving, by an application programing interface (API) system, an electronic transaction request from a user. The API system may transmit the electronic transaction request to a choreographer system. The choreographer system may transmit a validation API call based on the electronic transaction request to an account system. The account system may determine whether an account associated with the electronic transaction request exists in the real-time transaction system. The choreographer system may transmit an authorization API call based on the electronic transaction request to an authorization system. The choreographer system may receive an authorization response from the authorization system. The choreographer system may transmit an electronic transaction request message to at least one of a routing engine, an account ledger system, an audit system, and/or a transaction system.

A method for preventing misuse of electronic access permissions, managed in mobile electronic devices using a wallet application and transmitted by a server. A link is purchased from the server, during which a password or authentication data and a mobile electronic device, are specified via the link. When activating the link, an ID of the first mobile electronic device, which is associated with an ID of the purchased access permission, is transmitted to the server. The electronic access permission is only transferable from the first mobile electronic device to another mobile electronic device after the password is first entered with the server. Upon transfer, in the server the access permission ID is associated with the ID of the other mobile electronic device and the access permission stored on the first mobile electronic device is marked as invalid.

A system operable to enable the endorsement of individuals and/or their skills by third parties, including one or more of the following: a means for a first user of said system to create a user profile on said system; a means of making a video recording or photographic image, said video recording or photographic image being that of said first user being together with a second user either in person recording the joint video endorsement side by side or virtually when it is not possible for both parties to be in the same physical location; a means of enabling said first and/or said second user to associate said videorecording or photographic image to a user profile of said first and/or said second user on said system, in use; and database/s operable to store one or more user profiles including video recordings and/or photographic images associated with a user.

A device is configured to receive an interaction request from the first user that identifies an address for a contract that is stored in a blockchain and to access machine-executable instructions associated with the contract. The device is further configured to determine a projected number of virtual resources and real-world resources for the first user based on a number of available resources for the first user and the machine-executable instructions for transferring resources between the first user and the second user in the contract. The device is further configured to output the projected number of virtual resources to the first user and to output the projected number of real-world resources to the first user. The device is further configured to initiate a transfer of resources between the first user and the second user.

A system and method of issuing guaranteed future electronic checks may include automatically connecting to an e-check receiving account and may include a cash date that may be automatically cashed by the system into a receiving account and to be paid by the guaranteed check issuing bank system.